USDA and FHA Pro and Con in Atascadero, San Luis Obispo County, CA
In 2026, the USDA loan limit in Atascadero, part of San Luis Obispo county in CA, is set at $644,000. Conversely, the FHA limit for a single-family home is $911,950.
Utilize the Lendersa® USDA loan calculator to contrast the top USDA and FHA rates of today. You can determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA loans, guiding you to the best choice for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Atascadero, San Luis Obispo, CA
Loan Type
Loan Limit
Down Payment
USDA
$644,000
0%
FHA
$911,950
3.5%
Conventional Conforming
$911,950
3%
USDA and FHA Loan Options in Atascadero, CA
Lendersa®'s mission is to secure the best possible USDA or FHA loan for you swiftly, without complications. Choose from three starting points that connect you to matching lenders and USDA loan programs.
A USDA home loan, insured by the government Department of Agriculture, also known as a USDA rural development loan, caters to rural regions only. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans offer the advantage of requiring none.
19405 Plantation Road, Suite 1A, Rehoboth Beach, DE, 19971
Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry.
Evolve Bank team in 2017 after spending five years in client services. I find my true passion in helping families and individuals succeed in making the most informed decision regarding loan options; tailored towards their specific financial needs. As an experienced loan professional, I can ensure full transparency.
19269 Coastal Highway, Suite 1, Rehoboth Beach, DE, 19971
We are a small business located in Annapolis, MD. Our founders, David Jones and Wes Tower, are Annapolis residents and active in the local community. We had a desire to help the community that we love so much, so we started a mortgage company aimed at providing great service and rates to our customers.
301 Oxford Valley Road, Suite 802A, Yardley, PA, 19067
At Central Lending, your local home loan experts dedicated to serving our customers, our community and make sure your home buying or refinancing experience is as simple as possible. Mark Principi, your local Yardley mortgage professional. mark reputation is built on professionalism, integrity and the ability to keep transactions on track.
301 Oxford Valley Rd, Suite 1602A, Yardley, PA, 19067
At Always The Best Rate, we offer Conventional, FHA, VA, USDA and no PMI (Private Mortgage Insurance) loans for people looking to move to Yardley PA or anywhere in Bucks County. We can compare and evaluate loan programs that best meet your specific needs. we can help you meet your financial goals and become a Pennsylvania homeowner.
Federated Lending Corporation (FLC) was incorporated under the laws of the State of Pennsylvania in 1996. The corporate headquarters and principal place of business are located at 1669 Edgewood Road, Yardley, Pa. 19067. We have approximately 20 employees and cover all aspects of residential lending.
Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The formation of Cooperative Federal Credit Union was based on a need. It came to fruition after many hours of hard work and the untiring dedication of ordinary people, specifically the founders and members of The Cooperative Fire Insurance Companies of Sullivan and Adjoining Counties.
American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,
The New Jersey Law & Public Safety Credit Union is dedicated to helping those who serve us, their families & the surrounding communities. Please come back often and check out what we’re up to. Membership in N.J.L.& PS Credit Union is limited to employees and retirees of the Office of Law and Public Safety.
Peapack Private, the bank’s wealth management* division, offers comprehensive financial, tax, fiduciary and investment advice and solutions, to individuals, families, privately-held businesses, family offices and not-for-profit organizations, which help them to establish, maintain and expand their legacy.
