USDA Loan Vs. FHA loan pro & con for Atascadero, San Luis Obispo County, CA

In 2025, USDA loan limit in Atascadero, county of San Luis Obispo, CA is $644,000 while FHA limit is $911,950 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Atascadero, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(610) 944-8527 2443 miles Lender's profile and map Reviews Fleetwood Bank 2 W Main St, Fleetwood, PA, 19522 Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
(808) 983-5500 2443 miles Lender's profile and map Reviews University of Hawai’i Federal Credit Union 2019 South King Street, Honolulu, HI, 96826 At the University of Hawai'i at Manoa, we are a not-for-profit financial cooperative owned and operated by our members. In keeping with our philosophy of "people helping people," we offer a wide range of financial products and services with the highest level of service directed primarily to the University of Hawai'i community.
(808) 973-4311 2443 miles Lender's profile and map Reviews Hawaii Law Enforcement Federal Credit Union 1936 South King Street, Honolulu, HI, 96826 The Hawaii Law Enforcement Federal Credit Union was originally formed in 1937 as the Honolulu Police Federal Credit Union by a group of police officers. The goal was to create a financial institution to serve the unique financial needs of the employees of the Honolulu Police Department.
(808) 266-6392 2443 miles Lender's profile and map Reviews Hawaii Private Loans, 808-2-money-2 1415 Kalakaua Avenue, Suite 209, Honolulu, HI, 96826 Specializing in Large, Fast, Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii Real Estate Rehab, Fix & Flip or Investment...Hard Money Loans, secured by Real Estate. Joint Venture, JV partners with cash are available to consider any Hawaii
(808) 488-2274 2443 miles Lender's profile and map Reviews Money Mart 98-199 Kamehameha Hwy, Aiea, HI, 96701 Money Mart is your convenient, one-stop money services destination for a check cashing, money between paydays or a Western Union® money transfer. Our friendly staff is ready to serve you. Store is located in Pearl Kai Shopping Center along Kamehameha Hwy off of the Pearlridge exit westbound across from the Pearlridge Mall.
(808) 488-5510 2443 miles Lender's profile and map Reviews Pacific Rim Mortgage 98-151 Pali Momi St, Suite C2A, Aiea, HI, 96701 Pacific Rim Mortgage LLC has been around since 2005. We specialize in FHA loans, VA loans, USDA loans, pre-approvals, purchases, refinances, debt consolidation, and credit repair. Our team averages over 12 years of mortgage lending experience. We have closed many loans, won many awards, and worked really hard.
(570) 955-1700 2443 miles Lender's profile and map Reviews Peoples Security Bank and Trust Company 150 North Washington Avenue, Scranton, PA, 18503 Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
(570) 348-9192 2443 miles Lender's profile and map Reviews Scranton Times Downtown Federal Credit Union 129 Penn Avenue, Scranton, PA, 18503 Scranton Times Downtown Federal Credit Union traces its roots back to 1963 when our country was experiencing economic and social uncertainty. Our original field of membership began with the Scranton Times employees, as well as the employees of WEJL radio station and the Scranton Engraving Company.
(570) 342-2720 2443 miles Lender's profile and map Reviews Penn East Federal Credit Union 441 N 7th Avenue, Scranton, PA, 18503 Penn East was chartered on May 3, 1938 as “Scranton, Pennsylvania Teachers FCU” and was awarded charter number 2742. On June 28, 1974 the name was changed to “Scranton and NE Educational Federal Credit Union”. The final name change occurred on December 21, 1994 when the credit union changed its name to “Penn East Federal Credit Union”.
(570) 961-5300 2443 miles Lender's profile and map Reviews NET Credit Union 119 Mulberry Street, Scranton, PA, 18503 NET Credit Union We can service all of your personal finance needs - from everyday checking (with no fees) to saving for long-term. Check out our low-interest rates on all types of loans.and also NET Credit Union is non-profit bank located in Northeastern, Pennsylvania. All employees are trained credit score specialist.
(570) 382-3686 2443 miles Lender's profile and map Reviews Kapital Mortgage Lending LLC 329 Penn Avenue, Suite 200, Scranton, PA, 18503 We are an Independent Mortgage Broker Where We Work For You! Our goal is to find the best mortgage for your lifestyle. Unlike the big banks we specialize in just Mortgages. We partner with several lenders & have access to lower wholesale rates.We act as your personal loan shopper & can get you to the closing table in as little as 21 days or less.