USDA Loan Vs. FHA loan for Atascadero, CA 2025

In 2025, USDA loan limit in Atascadero, county of San Luis Obispo, CA is $644,000 while FHA limit is $911,950 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Atascadero, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(818) 839-0976 Lender's profile and map Reviews Chasity Lousteau 17337 Ventura Blvd, Suite 300, Encino, CA, 91316 Chasity is a licensed Real Estate Broker and Mortgage Loan Originator based at Huntington Group. She provides residential real estate services to homeowners in the West San Fernando Valley cities of West Hills, Woodland Hills, Topanga, Calabasas, Bell Canyon, Canoga Park, Chatsworth and surrounding areas throughout Los Angeles & Ventura Counties.
(818) 252-8552 Lender's profile and map Reviews California Prime Capital 17412 Ventura Blvd, Suite 131, Encino, CA, 91316 California Prime Capital is a Los Angeles-based private money lender specializing in short-term real estate loans. By providing the fastest and most reliable funding options on the market, we have established ourselves as a key player in the lending sector for real estate investments.
(818) 625-4184 Lender's profile and map Reviews Robbins & Lloyd Mortgage Inc. 17337 Ventura Boulevard, Suite 100, Encino, CA, 91316 Robbins & Lloyd Mortgage Inc. is no longer just a mortgage, and must be seen as part of your overall debt management strategy and an integral part of your financial plan. Our team is committed to providing expert advice to you and your family in order to protect one of your most valuable assets – your home.
(818) 565-6212 Lender's profile and map Reviews My Loan Underwriters 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316 My Loan Underwriters provide our borrowers, agents and business affiliates with a streamlined loan financing process, delivering exceptional service, competitive pricing and an array of loan programs. Our industry education and funding source relationships make us uniquely qualified to help our clients select the best product.
(818) 501-3020 Lender's profile and map Reviews First Nation Financial Corp 17609 Ventura Boulevard, Suite 208, Encino, CA, 91316 First Nation Financial Corp began with the belief that our clients’ best interest is our #1 priority. Today, this philosophy is more important than ever. Our loan officers, Jan and Kam, each with 30 years of experience, will utilize their resources to obtain the best and most competitive loan for you.
(888) 239-6161 Lender's profile and map Reviews Go Direct Lenders, LLC 17525 Ventura Boulevard, Suite 107, Encino, CA, 91316 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(818) 469-5626 Lender's profile and map Reviews Apex Financial Group 5535 Balboa Boulelvard, Suite 102, Encino, CA, 91316 Apex Financial Group is committed to helping you find the right mortgage product for your individual needs. With over 30 years of experience, we work with industry-leading lenders to provide NO-COST LOANS at competitive rates for residential, multi-family and commercial real estate financing.
(866) 543-5202 Lender's profile and map Reviews Star One Credit Union \| Sunnyvale PO Box 3643, Sunnyvale, CA, 94088 Star One is one of Silicon Valley’s largest member-owned financial institutions. Membership is open to individuals who live, work or attend school in Santa Clara County and several neighboring counties. Our mission is to improve each member's life by delivering valuable financial services.
(818) 892-3640 Lender's profile and map Reviews GPC Mortgage 9612 Van Nuys Boulevard, Suite 201, Panorama City, CA, 91402 GPC Professionals Inc. and GPC Financial Corporation team are comitted to delivering a full line of quality mortgage, financial and real estate sales using innovative solutions to exceed the needs and expectations of our clients while consistently providing these services with competence, enthusiasm, courtesy and integrity.
(408) 242-9838 Lender's profile and map Reviews CalHomes 510 Lawrence Expressway, Suite 209, Sunnyvale, CA, 94085 "CalHomes - Real Estate & Mortgage. CalHomes is located in the center of Silicon Valley. CalHomes caters to New Immigrants, Fresh Graduates and Well Established employees and investors. CalHomes covers all the counties in & around Bay Area - Alameda, Contra Costa, Santa Clara, San Mateo, San Francisco, Marin, Solano, San Joaquin, Merced & Mont
(818) 324-0873 Lender's profile and map Reviews Bausley Home Loans & Realty 13119 Daventry Street, Pacoima, CA, 91331 Bausley Home Loans & Realty , our mission is simple. During the mortgage application process, we're your advocate. Whatever financing goals you have, it's our job to fulfill them. This means getting the money you need. There are a variety of different loan types available on the market today, as well as many different lenders.