USDA and FHA Pro and Con in Morro-Bay, San Luis Obispo County, CA
In 2025, USDA loan limit in Morro-Bay, county of San Luis Obispo, CA is $561,200 while FHA limit is $701,500 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Morro-Bay, county of San Luis Obispo, CA
Loan Type
Loan Limit
Down payment
USDA
$561,200
0%
FHA
$701,500
3.5%
Conventional Conforming
$701,500
3%
USDA and FHA loan options in Morro-Bay, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
30212 Tomas, Suite 100, Santa Margarita, CA, 92688
Vatreni, Inc. is a family-run real estate and mortgage company built on integrity. With over 88 years of combined real estate and mortgage lending experience, we believe our clients come first. Vatreni provides exceptional customer service by being upfront, clear and honest with the motto ‘Under promise, over deliver
22431 Antonio Parkway, Suite 108, Rancho Santa Margarita, CA, 92688
FidoFi has a goal of being the most economical and most practical mortgage available. We deliver the lowest wholesale rate on any given day and pass that directly to you. You simply cannot beat our deal. FidoFi brings the best in mortgage lending products to your phone, tablet, or computer.
At Avacad, Inc, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates
30211 Avenida De Las Bandera, Suite 200, Rancho Santa Margarita, CA, 92688
We pride ourselves in giving you the mortgage information, loan options & convenient assistance you’re looking for.We never charge an application fee, escrow/impound waiver fee or lock-in fee.Your personal mortgage specialist will provide you with several options that best meet your needs. Buying or refinancing a home is stressful to say the least.
5960 S. Land Park, Suite 1009, Sacramento, CA, 95822
Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.
Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.
Wolf Real Estate & Loans is your digital resource for buying and selling homes in the Corona, Lake Elsinore, Wildomar, Murrieta, Temecula, CA area with real time updates of all properties for sale so you have direct access of everything you need to know including all current market statistics and listings.
4160 Temescal Canyon Road, Suite 500-A, Corona, CA, 92883
Pacific Foresight Financial Corporation first time home buyer, a seasoned home buyer, a Veteran, investor or developer, we offer a vast array of loan programs to satisfy most all Real Estate lending needs. Whether you need a Reverse mortgage or flip loan, down payment assistance, to multi million dollar jumbo loans, we can help.
