USDA VS FHA in San-Francisco, San Francisco County, CA
In the year 2025, the USDA loan ceiling for single-family homes in San-Francisco, located in the county of San Francisco, CA, stands at $657,900. Meanwhile, the FHA sets its limit at $822,375.
To evaluate USDA versus FHA optimal rates today, utilize the Lendersa® USDA loan calculator. This tool helps you understand the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA programs side by side so you can choose the one that best suits your financial situation in .
2025 Loan Caps and Down Payment Requirements in San-Francisco, San Francisco, CA
Type of Loan
Limit on Loan
Initial Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in San-Francisco, CA
At Lendersa®, our objective is to facilitate you in securing the finest USDA or FHA loan swiftly and smoothly. Choose from three different paths to connect with matching lenders and USDA loan programs.
A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, also known as a USDA rural development or mortgage loan. It's exclusively available in rural areas. The key distinction is that, unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.
5349 Crenshaw Blvd, Suite 101, Los Angeles, CA, 90043
At WLP FINANCIAL SERVICES, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
StreamHomeLoan.com is a premier online California Mortgage Broker, we focus on providing a Streamline process for clients who are either buying a home or refinancing a home. We are backed by over 15 years of mortgage lending experience and we pride ourselves on our thorough product knowledge, professionalism and excellent customer service.
Our mission To help our member-owners and employees achieve financial fitness. We are committed to providing quality products and services that help you win with money We are proud to say that your Credit Union is financially strong and has a great future.We wonder if the first 17 members ever envisioned that we would grow to become a $207 million.
305 Pasadena Avenue South, South Pasadena, CA, 91030
Huntington Group is A Full Service Real Estate and Mortgage Company. Huntington Group seeks to assist potential clients with prequalification, Real Estate and mortgage services. In addition, Huntington Group can assist potential clients with Bridge or Hard Money Financing. Huntington Group serves all of Southern California.
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
305 Pasadena Avenue South, South Pasadena, CA, 91030
Huntington Mortgage is your premier mortgage team located in South Pasadena, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of California.
99 Pasadena Avenue, Suite 10C-A, South Pasadena, CA, 91030
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
1499 Huntington Dr, Suite 500, South Pasadena, CA, 91030
We believe that life is all about the journey. Buying a home is the start of an exciting beginning that leads to financial independence & personal fulfillment. However making the right choice isn’t so obvious. We help by making the loan process simple and easy to understand so that getting a loan or refinance is just another step
Since 1936, myPSFCU has served the unique banking needs of Pasadena Unified School District and Pasadena City College faculty and staff. Over the years, myPSFCU has evolved into a community chartered financial institution that services the World Class City of Pasadena and surrounding areas
L.A. Electrical Workers Credit Union has been offering members a wide variety of financial services. Unlike banks that are owned by a few stockholders, L.A. Electrical Workers Credit Union is owned by its members. This difference means profits are returned to members through higher yields on savings, lower rates on loans, more convenience, and fewe
Financing is our passion, and we are dedicated to providing the best service possible to all of our customers. For us, money isn’t the primary motive – finding solutions for our clients is. We understand the real estate industry inside and out. Our vision raises the bar on what our clients expect from real estate loans.
3452 E. Foothill Blvd, Suite 530, Pasadena, CA, 91107
Fidelity Funding is a nationwide leading direct lender that has served thousands of satisfied customers. The mortgage professionals at Fidelity Funding strive to build lasting business relationships based on not only offering you low rates, but on sound business practices. Our professionals have been serving clients for more
