USDA Vs. FHA Pro and Con comparison in Empire, Stanislaus County, CA
In 2025, the USDA loan limit set in Empire, within Stanislaus county, CA, is $412,000. Conversely, the limit for an FHA loan for a single-family home is $517,500.
You can utilize the Lendersa® USDA loan calculator to compare current USDA and FHA loan rates. This tool also helps you figure out the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA loans side by side, helping you choose the right program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Empire, Stanislaus, CA
Loan Type
Loan Limit
Down Payment
USDA
$412,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Empire, CA
At Lendersa®, our goal is to secure you the best possible USDA or FHA loan promptly and with ease. You can start with one of three pathways that lead to matching you with lenders and suitable USDA loan programs.
The USDA home loan is supported by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. These loans cater exclusively to rural regions. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans eliminate the need for a down payment entirely.
Security InterBank Mortgage is a California Mortgage Company that offers a broad range of competitive mortgage products for the financing of home purchases, home refinancing, home improvement and debt consolidation. Our goal is to work with you in order to provide a loan program and terms that meet your particular needs.
Click Mortgage, a Division of Golden Bear Capital, Inc
10650 Scripps Ranch Blvd, Suite 230, San Diego, CA, 92131
At Click Mortgage, a Division of Golden Bear Capital, Inc, a Division of Golden Bear Capital, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process.
10650 Scripps Ranch Blvd #230, San Diego, CA, 92131
Click Mortgage work tirelessly to ensure their clients are well informed, on schedule, and satisfied with their mortgage decisions. By building a knowledgeable and driven team, leveraging cutting-edge tech, and creating valuable partnerships. Click Mortgage is designed to be the best choice in mortgage banking
We are here for you. From the start, you can expect your conversations with us to be friendly, educational, and comprehensive. It is our priority to take the time to truly get to know you and the specific details of your individual situation. You can count on us to dedicate our time and many years of expertise to help you reach your Home
"San Vicente Mortgage Lending Group is located in the beautiful city of Ramona (which is also known as Valley of the Sun) and services the entire State of California.
San Vicente Mortgage is managed by long-time mortgage veterans, Christie Carlson and Jason DeLeo. Our extensive experience and expertise in the mortgage industry ensures"
Our Private Hard Money loans typically take 5-10 days and are based on equity in the property, not your credit score. We do require strong collateral (the property you're borrowing against), however we can often cross-collateralize a second property of yours to meet equity requirements. Our loans are for business purposes only
Private Hard Money Loans provide fast, equity based hard money funding for loans on residential property as well as commercial loans and land loans, regardless of credit score. For private loans, hard money loans, and bridge loans in California please call us or apply online with our 2 minute quick online application.
3949 Clairemont Drive, Suite 15, San Diego, CA, 92117
We are specialists in all southern California real estate especially south Orange County including the communities of San Clemente, Dana Point, San Juan Capistrano and Mission Viejo. We will always be available for personal service by phone or email, so feel free to contact us with questions any time!
Reverse Mortgage Lending is committed to helping individuals and families obtain financial freedom. A reverse mortgage allows seniors to convert the equity in their home into cash. By putting your equity to work you can help fund retirement, pay for medical bills or provide financial security for unexpected life events.
We are a full-service mortgage company based in San Diego, CA. We specialize in Conventional, High Balance Loans, VA purchase and streamline loans, Jumbo. and FHA and USDA lending anywhere in the State of California. Whether you are buying a home or refinancing anywhere in California, we can help you realize your dream of home ownership
4603 Mission Boulevard, Suite 219, San Diego, CA, 92109
Parkview Investment & Loan Inc was founded in 2006 by Mathieu Pollenz. Parkview Investment & Loan is a full service mortgage and realty service company. We work with Residential and Commercial properties. Our mortgage department is determined to provide our clients the best rates with unparalleled service.
