USDA Loan Vs. FHA loan for Empire, CA [Stanislaus County Rates 2023]

In 2025, USDA loan limit in Empire, county of Stanislaus, CA is $412,000 while FHA limit is $517,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Empire, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(701) 837-5353 1227 miles Lender's profile and map Reviews Aspire Credit Union 1430 South Broadway, Minot, ND, 58702 Our Mission to Serve and support our members and our community. Our Vision to Provide excellent service to our evolving members and earn lifetime loyalty. Our Values to Go above and beyond. We are always looking for ways to do more, be better, and go further: including interactions with members, attention to detail, and leading in our community.
(308) 382-5041 1228 miles Lender's profile and map Reviews Central Nebraska FCU 609 South Locust, Grand Island, NE, 68801 Central Nebraska Federal Credit Union has been open since 1985. The credit union has assets totaling $12.21 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(308) 382-4000 1228 miles Lender's profile and map Reviews Home Federal Bank 221 S Locust St, Grand Island, NE, 68801 Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders. Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island.
(325) 949-3721 1228 miles Lender's profile and map Reviews Texas State Bank 2201 Sherwood Way, San Angelo, TX, 76901 Texas State Bank is located in San Angelo, TX, United States and is part of the Depository Credit Intermediation Industry. Texas State Bank has 15 total employees across all of its locations and generates $14.15 million in sales (USD). (Employees figure is modelled). There are 5 companies in the Texas State Bank corporate family.
(325) 703-2031 1228 miles Lender's profile and map Reviews The City National Bank of Colorado City 2909 Sherwood Way, San Angelo, TX, 76901 On April 4, 1900 The Comptroller of the Currency authorized The City National Bank of Colorado City to “commence the business of banking”. Many things have changed in the last 120 years but our basic principles remain. Originally chartered as “The City National Bank of Colorado” (before the city was renamed to “Colorado City”)
(940) 552-2511 1231 miles Lender's profile and map Reviews The Waggoner National Bank of Vernon 1818 Texas Street, Vernon, TX, 76384 At the time the Waggoner National Bank received its charter as a national bank this country was at war with Spain. The Famous Oklahoma land rush was on the calendar for that year. With a population estimated at 2, 800 Vernon had two cotton gins with the capacity to process 80 bales of cotton a day.
(580) 227-3735 1232 miles Lender's profile and map Reviews Fairview Savings and Loan Association 301 North Main, Fairview, OK, 73737 Fairview Building and Loan Association was to provide working class people with a means of purchasing a home. This goal was accomplished by a concept which began in England in the eighteen century whereby individuals deposited their money with the building and loan in exchange for the future opportunity to borrow funds to purchase a home. Loans wer
(785) 738-3501 1233 miles Lender's profile and map Reviews Guaranty State Bank and Trust Company 201 South Mill Street, Beloit, KS, 67420 The Guaranty State Bank & Trust Company had its beginnings during the days following the First World War. During the war times bank charters were easy to come by, and two new banks started business in Beloit. The result was five banks competing for business. We have five locations, Beloit, Jewell, Burr Oak, Esbon, & Smith Center.
(785) 738-2251 1233 miles Lender's profile and map Reviews The First National Bank of Beloit 101 East Main Street, Beloit, KS, 67420 As the First National Bank of Beloit, we opened our doors for business on July 29, 1884, at the corner of Main and Mill. Five generations of service later, we are now chartered as a state bank under our new name, First Bank of Beloit. Although our “official” charter date is now August 5, 2019,
(785) 738-2224 1233 miles Lender's profile and map Reviews Farmway Credit Union 200 S Hersey Avenue, Beloit, KS, 67420 A credit union is defined as "a cooperative association organized to promote thrift among its members and accumulate a fund from these savings to make needed loans to members for useful purposes at reasonable interest rates." This was the theory that started Farmway Credit Union back in 1950 and still holds true today.
(580) 832-5600 1234 miles Lender's profile and map Reviews BANK OF CORDELL 808 N. Glenn English, Cordell, OK, 73632 Bank of Cordell provides banking services to individuals and businesses in Oklahoma. It offers checking, savings, and certificates of deposit accounts. The company’s lending portfolio includes consumer loans, construction loans, residential loans, agricultural loans, commercial loans, small business guaranty loans, business and industry guaranty lo