FHA Vs. USDA loan program for Empire, Stanislaus County, California

In 2025, USDA loan limit in Empire, county of Stanislaus, CA is $412,000 while FHA limit is $517,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Empire, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(937) 548-1114 Lender's profile and map Reviews Greenville National Bank 446 S Broadway, Greenville, OH, 45331 GNB Banking Centers is the trade name for Greenville National Bank, a full-service, independent, community bank with 10 locations (6 of those with ATMs) and 2 additional ATM-only locations to serve you. We offer competitive deposit and loan rates. We have deposit and loan products for individuals and businesses, including agri-businesses.
(877) 892-8222 Lender's profile and map Reviews KTL PERFORMANCE MORTGAGE 700 Wayne St, Greenville, OH, 45331 KTL Performance Mortgage is a Mortgage Lender in Greenville, OH, who helps people in Ohio, Indiana, Kentucky, and Florida achieve their unique dreams of home ownership. We strive to be the best Mortgage Lender possible, so that we can help find the right Home Mortgage solution for each person’s life situation.
(989) 835-7794 Lender's profile and map Reviews Dow Chemical Employees' Credit Union 600 E Lyon Road, Midland, MI, 48640 Dow Chemical Employees’ Credit Union was the 182nd credit union organized in the State of Michigan. In 1937, the country was still in the throes of a severe economic depression that underscored the need for a workable financial plan to enable Dow employees to save for emergencies and obtain convenient, low-cost credit.
(517) 339-5300 Lender's profile and map Reviews Ideal Mortgage Services, LLC 1257 Haslett Rd, Haslett, MI, 48840 Ideal Mortgage Services, LLC is a mortgage brokerage owned and operated locally in Haslett. We are licensed to do first mortgages throughout the entire state of Michigan. Ideal Mortgage has a very diverse client base, with all types of credit backgrounds. We are well versed in various types of loans,
(270) 864-2323 Lender's profile and map Reviews Citizens Bank of Cumberland County, Inc. 209 Keen Street, Burkesville, KY, 42717 Citizens Bank of Cumberland County is a locally owned & operated bank founded in 2000 in Burkesville Kentucky. The first directors of the bank were: Joe David Brown, James Long, Todd Morgan, Richard Neikirk, Dr. Samuel Rice, Carol Ann Sells and David Spears. The founders converted a gas station/car wash into a beautifully functional bank facility.
(270) 384-2265 Lender's profile and map Reviews United Citizens Bank of Southern Kentucky 700 Jamestown Street, Columbia, KY, 42728 United Citizens Bank, customer service is our first priority. Our friendly, knowledgeable staff will stop at nothing to provide you with courteous service and a great banking experience and also UCB was founded on the solid banking principles of providing the products and services needed by the people and businesses in our communities and providing
(270) 384-6433 Lender's profile and map Reviews Bank of Columbia 144 Public Square, Columbia, KY, 42728 Bank of Columbia has been serving the community of Adair County since 1866. Our commitment has not changed since the beginning–We want to see our businesses grow and our citizens thrive. We care about the success of our families, farms, local businesses and growing industries because your success is our success.
(270) 385-9577 Lender's profile and map Reviews Kessler Mortgage LLC 3475 Milltown Road, Columbia, KY, 42728 "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
(251) 368-3148 Lender's profile and map Reviews The First National Bank and Trust 111 South Main Street, Atmore, AL, 36502 First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.
(251) 446-6000 Lender's profile and map Reviews United Bank 200 E. Nashville, Atmore, AL, 36502 Founded in 1904, United Bank serves the needs of consumers, small businesses, agriculture and commercial customers. As a community bank, United Bank makes a difference because . . . By shopping local and banking locally with United Bank, customers can make a real difference in the lives of their neighbors and the future of their community.
(517) 789-2890 Lender's profile and map Reviews Aeroquip Credit Union 901 Plymouth Street, Jackson, MI, 49201 Aeroquip Credit Union is a full service credit union and a not-for-profit financial cooperative, which means we help our members save money in the form of high-return savings and low-rate loans. Because we are owned by our members, the membership is our top priority. We are dedicated to providing you with exceptional service