USDA VS FHA in Hughson, Stanislaus County, CA

In 2025, the USDA loan limit for Hughson in Stanislaus county, CA, is $412,000, while the FHA limit is $517,500 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA, and evaluate the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the most suitable program for your financial situation in .

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Loan Limits and Downpayment Requirements for 2025 in Hughson, Stanislaus, CA

Loan Type Loan Limit Down Payment
USDA $412,000 0%
FHA $517,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hughson, CA

The objective of Lendersa® is to quickly get you the best USDA or FHA loan possible without any hassle. Choose from one of three starting points that will connect you with matching lenders and USDA loan programs.

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What is a USDA Loan in CA?

A USDA home loan is a government-guaranteed loan offered by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Superior Financial Services, Inc
  • 4466 Darrow Rd, Suite 17, Stow, OH, 44224
  • SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Horizon Credit Union TN
  • 1201 N Eastman Road, Kingsport, TN, 37664
  • Horizon Credit Union is a member-owned financial institution in which its members can deposit and borrow money at better rates. They also have a voice in the operations via the election of a Board of Directors. The Board of Directors’ responsibility is to govern the direction of the credit union in regards to investments, loan and service products.
  • WES Credit Union
  • 38024 Second Street, Willoughby, OH, 44094
  • WES Credit Union received a state charter in 1954. The mission of the WES Credit Union is to provide the best service and the best rates possible to our members while maintaining a sound financial institution. WES Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standard
  • Friends and Family Credit Union
  • 3920 Erie Street South, Massillon, OH, 44646
  • Friends and Family Credit Union provides loans, savings, checking and other financial services to anyone who lives, works, worships or attends school in Stark County, Ohio. We also provide financial services to businesses and organizations in Stark County.We are a full-service cooperative financial institution with over $90 million in assets
  • Golden Circle Credit Union Inc
  • 4118 Lincoln Way East, Massillon, OH, 44646
  • Golden Circle Credit Union is a not-for-profit financial cooperative. It is our goal to promote thrift, savings, and the wise use of credit to help our members manage and control their financial well-being. Golden Circle Credit Union has been serving the financial needs of our member since 1940.
  • Community First Bank, Inc.
  • 3685 Blue Ridge Boulevard, Walhalla, SC, 29691
  • Our mission is to provide superior performance and outstanding customer service, while earning a reasonable profit. We will maintain safety and soundness and remain an independent bank, while being fully aware of opportunities to acquire other financial institutions. Community First Bank opened for business in March of 1990.
  • Emerald Coast Federal Credit Union
  • 502 Woodward Avenue, Port Saint Joe, FL, 32456
  • The Emerald Coast Federal Credit Union is a full-service financial cooperative, dedicated to serving its membership. We were originally chartered in 1939 as St. Joe Papermakers Federal Credit Union to serve the employees and their families of the local paper mill. In 1998, we became Emerald Coast Federal Credit Union and converted.
  • Putnam School Employees FCU
  • 300 Roosevelt Boulevard, Eleanor, WV, 25070
  • Putnam School Employees Federal Credit Union, charter number 21107, was founded November 9, 1972. It was chartered to serve the employees of Putnam County Board of Education. At Conception it was operated out of the home of founding members Mr. and Mrs. Raymond Peak. Following there, space was donated by the Putnam County Board
  • Oconee State Bank
  • 35 North Main Street, Watkinsville, GA, 30677
  • Oconee State Bank is a locally owned and operated Community Bank in Oconee County, offering a competitive line of products and services. Oconee State Bank has 3 full-service branches located in Oconee County, GA. In December 2004, the H. Mell Wells Operations Center and Rosella E. Hansford Learning Center were dedicated.
  • Remarkable Mortgage
  • 35 North Main Street, Watkinsville, GA, 30677
  • Remarkable Mortgage leaves a lasting impression on the customers we serve, bringing confidence and simplicity to home financing. Launched by an experienced team of loan advisors in February 2022, Remarkable Mortgage brings an innovative and progressive approach to mortgage loans by offering top-notch customer service and customized loan solutions.