USDA Vs. FHA your options comparison in Keyes, Stanislaus County, CA
For the year 2025, the USDA loan limit within Keyes, located in the county of Stanislaus, CA, stands at $412,000. In contrast, the FHA loan limit is marked at $517,500 for single-family residences.
Utilize the Lendersa® USDA loan calculator to gauge today's advantageous USDA versus FHA interest rates and ascertain the necessary income, credit score, reserves, and paperwork essential for qualification. Our sophisticated mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in determining the most suitable program for your financial circumstances in .
Loan limits and down payment requirements for 2025 in Keyes, county of Stanislaus, CA
Loan Type
Loan Limit
Down Payment
USDA
$412,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA loan opportunities in Keyes, CA
Lendersa® aims to provide you with the most favorable USDA or FHA loan quickly and without unnecessary obstacles. Choose one of three initial paths that assist in aligning you with lenders and USDA loan offerings.
The USDA home loan, endorsed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is accessible only in rural areas. This differs from FHA loans, which necessitate a minimum down payment of 3.5%, as the USDA mortgage demands no down payment whatsoever.
We deliver value to our members.
Northrop Grumman Federal Credit Union(NGFCU), as a member-owned financial cooperative, exists to provide efficient, convenient, attractively priced financial products and services to satisfy the requirements of its membership.
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18425 S. Western Avenue, 2nd Floor, Gardena, CA, 90248
Nikkei Credit Union is a progressive, full-service financial institution serving the Japanese American Community in Southern California. We provide quality service as a not-for-profit financial cooperative, owned and democratically controlled by our membership.
To provide quality financial products through personalized service and innovation.
19300 S. Hamilton Ave, Suite 210, Gardena, CA, 90248
RTI Bridge Loans is primarily a Direct Portfolio Lender. Since 2004, RTI has focused on Short Term Bridge Loans secured By First and Second Trust Deeds on California Real Estate. Over the years we have processed hundreds of millions of dollars in loans for our clients. Many of our clients use us continually for their real estate financing needs.
101 West Walnut Street, Suite 101, Gardena, CA, 90248
Pacific Transportation Federal Credit Union was founded in 1939 by employees of Southern Pacific Railroad as a way to provide affordable financial services to their co-workers and families. Pacific Transportation Federal Credit Union’s mission is to provide excellent financial products and services by highly motivated and knowledgeable staff.
1st California Security Investments has been helping families find the best home loans for a new home purchase or refinance as well as helping clients buy income generating investment properties. Through a commitment to integrity and clarity we strive to help our clients achieve their financial goals and sustain financial wealth
United Catholics Federal Credit Union (formerly St. Christopher’s FCU) was chartered in 1957. Monsignor Bramble and a group of parishioners recognized the benefits of a credit union and through their perceptive vision of finding a way to assist the parish community with their financial needs United Catholics Federal Credit Union was formed.
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
800 S. Barranca Blvd, Suite 210, Covina, CA, 91723
Action One Financial, headquartered in Covina, Ca., is a registered bank holding company dedicated to providing banking and wealth management services to businesses and consumers in its local markets. The Company offers financial products and services to meet the financial needs of its current customers, and potential customers.
