USDA and FHA Pro and Con in Riverbank, Stanislaus County, CA

In 2024, USDA loan limit in Riverbank, county of Stanislaus, CA is $412,000 while FHA limit is $517,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Riverbank, county of Stanislaus, CA

Loan Type Loan Limit Down payment
USDA $412,000 0%
FHA $517,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Riverbank, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SouthWind Mortgage Inc
  • 1975 Sansburys Way, Suite 103, West Palm Beach, FL, 33411
  • Our Mortgage Professionals have combined financial experience helping Realtors, their clients, homeowners & business owners for over 35 years.President Donald Cahill, has established a professional reputation of honesty, integrity, & competence within the Morgagre Brokerage industry.Southwind Mortgage the practices can be summed up in one sentence.
  • Buccaneer Mortgage
  • 2101 Vista Pkwy, West Palm Beach, FL, 33411
  • Buccaneer Mortgage The GoodPirates Home Loans is located in West Palm Beach, Florida. Buccaneer Mortgage was formed in 2000 and is currently licensed as a Mortgage Lender in the State of Florida and a Mortgage Broker in the US Virgin Islands. Buccaneer Mortgage is a full service lender offering both residential mortgages and commercial mortgages.
  • The Lending Hub Inc
  • 2101 Vista Parkway West, Palm Beach, FL, 33411
  • The Lending Hub, Inc. is a Licensed Mortgage Broker business located in West Palm Beach, Florida. We provide Financing to Purchase or Refinance Residential & Commercial Property. Our team of Mortgage professionals have over 20 years of experience providing clients personal attention to their financing needs.
  • Elite Lending Team at Milestone Mortgage
  • 103 S US Highway 1, Suite E1, Jupiter, FL, 33477
  • anny Poulos and the Elite Lending at Milestone Mortgage have been proudly serving the mortgage needs of our community for over 25 years providing home loans as a Jupiter, FL mortgage company, broker, banker and lender. * Educator of the Year Awardee - JTHS Council of the Miami Association of Realtors 2017
  • Greenberg Community Lending Inc
  • 725 North A1a, Suite D104, Jupiter, FL, 33477
  • Greenberg Community Lending Inc To provide the best experience and service for our clients within the markets we serve. may be the best loan option for one may not be for another. Our Loan Officer's take the time to discover your needs in order to properly advise you on the best loan option for you
  • Celebrity Home Loans - South Florida
  • 725 N. HWY A1A, Suite C 118, Jupiter, FL, 33477
  • Celebrity Home Loans (a.k.a CHL), a division of Midwest Equity Mortgage, Inc. is a leading direct lender, licensed nationwide including , with over 90 branch offices across the nation. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.
  • Milestone Mortgage Corporation
  • 103 S US Highway 1, STE E1, Jupiter, FL, 33477
  • We offer all Residential Loan programs ranging from VA, FHA & USDA, to Conventional, Jumbo, Subprime and Hard Money Loans. We specialize in both purchase and refinance transactions for your primary residence, your vacation home, and your investment properties. We work with you from the beginning to the end, taking a seemingly complex process.
  • Nationwide Equities Corporation
  • 1 International Blvd, Suite 1202, Mahwah, NJ, 07495
  • Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.
  • Longbridge Financial, LLC
  • 1 International Blvd, Suite 900, Mahwah, NJ, 07495
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  • Community Financial Services Federal Credit Union
  • 149 St George Avenue, Roselle, NJ, 07203
  • Community Financial Services FCU is a not-for profit, member owned financial organization. It was originally chartered in 1949 as “Linden Assemblers FCU” by the General Motors assembly plant workers of UAW Local 595. Today membership is open to anyone who lives, works or worships in Union County, NJ.