FHA Vs. USDA loan program for Escalon, San Joaquin County, California

In 2025, USDA loan limit in Escalon, county of San Joaquin, CA is $556,200 while FHA limit is $656,650 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Escalon, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(425) 941-4678 721 miles Lender's profile and map Reviews LottoMortgage LLC 703 316th Street North East, Stanwood, WA, 98292 "Buying a home is about more than interest rates. You need knowledgeable, mortgage professionals who give you their best-consistently. Whether you’re a first-time home buyer or looking to refinance an existing loan, our professionally trained staff of Mortgage Advisors is ready to help."
(360) 618-9007 721 miles Lender's profile and map Reviews Equity Solutions Northwest 9715 271st Street Northwest, Suite 3, Stanwood, WA, 98292 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(425) 508-9988 721 miles Lender's profile and map Reviews Financial Edge Mortgage Corp PO Box 1665, Stanwood, WA, 98292 financial edge mortgage loan program that's is the best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage,
(505) 334-3074 721 miles Lender's profile and map Reviews High Desert Community Credit Union 321 S Main Street, Aztec, NM, 87410 Our Mission Statement is to promote thrift among it’s Members and to create a source of Credit that is easily accessible by the Membership. High Desert Community Credit Union is a member of NCUA. They insure your deposits just as the FDIC does for banks. We moved into our new location at 321 S. Main in Aztec, NM on May 17, 2019.
(505) 334-2510 721 miles Lender's profile and map Reviews Key Mortgage Group, Inc 109 W Chaco St, Aztec, NM, 87410 Key Mortgage Group Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(866) 618-2675 722 miles Lender's profile and map Reviews Bank of the San Juans 144 E. Eighth St, Durango, CO, 81301 Bank of the San Juans began in 1998 as a start-up with Durango community investors. Over the ensuing two decades, the bank has grown into a robust organization across Colorado, with 20 locations in 14 communities and 200+ employees. In 2008, the bank joined the Glacier family of banks and operates.
(239) 438-6432 722 miles Lender's profile and map Reviews Sinberg Capital Lending 1099 Main Ave, Suite 300, Durango, CO, 81301 At Sinberg Capital Lending we understand the needs and goals of each of our clients. We work directly with clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate markets. Established in 2007, Sinberg Capital Lending offers a complete portfolio of loan products at highly competitive rates.
(970) 828-1610 722 miles Lender's profile and map Reviews ANIMAS MOUNTAIN MORTGAGE INC. 900 Main Avenue, Suite 200, Durango, CO, 81301 Animas Mountain Mortgage is a trusted local mortgage company. For 20+ years, the founder Peter Pritchard has been bringing people’s dream of homeownership to life while providing local, in-house processing and underwriting on every individual loan. Peter has closed thousands of loans throughout his career,
(406) 926-6388 726 miles Lender's profile and map Reviews Montana Family Mortgage 2825 Stockyard Rd j5, Missoula, MT, 59808 At Montana Family Mortgage. We are a full-service mortgage company based in Missoula, MT. We specialize in Conventional, VA Loans, Rural Development, FHA in Missoula and throughout Montana! Whether you are buying a home or refinancing , we can help you realize your dream of home ownership!
(970) 527-4141 730 miles Lender's profile and map Reviews First Colorado National Bank 133 Grand Avenue, Paonia, CO, 81428 First Colorado National Bank is proud to be the only bank headquartered right here in Delta County. We offer simple accounts that allow you to craft your finances the way you want--including a robust Rewards Checking that will make you think you got a visit from the Cash Deposit Fairy.
(406) 329-5665 731 miles Lender's profile and map Reviews St. Pat's Employees FCU 500 West Broadway, Missoula, MT, 59802 St. Pat’s Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the St. Pat’s Employees Federal Credit Union will continue a sound yet progressive asset management strategy.
(406) 829-2666 731 miles Lender's profile and map Reviews First Montana Bank 201 N. Higgins Ave, Missoula, MT, 59802 Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.