USDA and FHA Pro and Con in Escalon, San Joaquin County, CA
For the year 2025, the USDA loan limit in Escalon, situated in San Joaquin county, CA, stands at $556,200. In contrast, the limit set for an FHA loan, applicable to a single-family residence, is $656,650.
Take advantage of the Lendersa® USDA loan calculator to assess the best rates for USDA versus FHA loans available today. This tool aids in evaluating the necessary income, credit details, reserves, and documentation needed for approval. With our sophisticated mortgage calculator, you can also examine USDA, FHA, Conforming, and VA loans side by side to better determine the suitable program for your financial scenario, especially within .
2025 Loan Limits and Downpayment Requirements in Escalon, San Joaquin, CA
Loan Type
Loan Limit
Down Payment
USDA
$556,200
0%
FHA
$656,650
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Escalon, CA
The primary aim of Lendersa® is to help you attain the best possible USDA or FHA loan, doing so expeditiously and seamlessly. Begin with one of the three initial steps to effectively connect with lenders and USDA loan possibilities.
The USDA home loan is backed by the Department of Agriculture and is commonly known as the USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Differing from FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment.
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Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed
by the Department of Business Oversight under the California Residential
Mortgage Lending Act.
The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.
3200 East Guasti Road, Suite 100, Ontario, CA, 91761
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4345 East Lowell Street, Suite N, Ontario, CA, 91761
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"The Blisss Life Agency, a full-service mortgage and residential real estate brokerage offering a first class experience.
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