USDA Vs. FHA Pro and Con comparison in Garden-Acres, San Joaquin County, CA
In 2025, USDA loan limit in Garden-Acres, county of San Joaquin, CA is $556,200 while FHA limit is $483,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Garden-Acres, county of San Joaquin, CA
Loan Type
Loan Limit
Down payment
USDA
$556,200
0%
FHA
$483,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Garden-Acres, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
1200 Newport Center Dr. Suite 295, Newport Beach, CA, 92660
PrideCo was established in 2006 and we began lending in real estate in 2009. We are a CFL licensed private lender and we lend our own money. Since our inception, we have continued to focus on key markets in California, Denver and Nashville including their surrounding areas. We provide a lending platform for seasoned real estate investors.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
PRIVATE MONEY LENDING
PRIVATE LENDING SERV
The F-Tranzacts Group specializes in arranging private money real estate loans. F-Tranzacts Group ensures transparency. We do private real estate financing for commercial properties, multi-family residential, investment residential properties, fix & flip projects, land, & construction. F-Tranzacts offers a private lending facility for a range of bu
260 Newport Center Drive, Newport Beach, CA, 92660
Mortgage Vintage is a Fast and Professional Hard Money Lender in Orange County specializing in business purpose, investment and bridge loans for real estate investors or business owners looking to capitalize on market or investment opportunities. Our mission is to provide the highest quality hard money loans and trust deed investment opportunitie
20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
Residential First Capital started in 1986 to handle ALL of our client’s real estate financing needs. We cover the range of options from prime institutional financing to hard money financing in order to assist our clients with the requirements they have and at the speed they need the funds delivered.
1301 Dove Street, Suite 830, Newport Beach, CA, 92660
At Loanhunch, we connect borrowers with some of the best loan products and lowest rates available for nearly every borrower situation.
Loanhunch is a family owned licensed lender with over 15 years operating at the highest level of consumer finance. We are an accredited business and A+ rated with the Better Business Bureau.
4000 MacArthur Blvd, Suite 300, Newport Beach, CA, 92660
Our focus is to create high trust relationships with our Clients and Referral Partners by providing the highest quality of service built upon education, strong communication, transparency, integrity and due diligence. In doing so, we can all move forward confidently in ensuring the best client experience possible.
3636 Birch St, Suite 2604000 MacArthur Blvd, 7th Floor, Newport Beach, CA, 92660
Our MISSION is to provide our partners with the support and industry knowledge that deliver valuable solutions, cultivating financial success. Our VISION is to continue serving the mortgage community with straight-forward, resourceful customer and operational service that deliver answers and results to our partners empowering.
