USDA Vs. FHA Pro and Con comparison in Rancho-Cordova, Sacramento County, CA
In 2025, USDA loan limit in Rancho-Cordova, county of Sacramento, CA is $478,400 while FHA limit is $598,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Rancho-Cordova, county of Sacramento, CA
Loan Type
Loan Limit
Down payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
USDA and FHA loan options in Rancho-Cordova, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
5620 Birdcage Street, Suite 210, Citrus Heights, CA, 95610
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a customer service based mortgage company centered on flexibility and finding the best mortgage option for our clients and their families. We believe each person's situation is different and can help prepare those who are not ready to take the necessary steps within their budget and time frame.
5750 Sunrise Boulevard, Suite 130-A, Citrus Heights, CA, 95610
We are a licensed finance brokerage that operates in the State of California under the Department of Business Oversight Financing Law. We are also licensed as a Mortgage Loan Originator in the State of California. At times we may refer you to other sources of funding rather than act as the direct broker,
5750 Sunrise Blvd, Suite 210, Citrus Heights, CA, 95610
Silver Oak Funding, Inc is focused on the Mortgage Broker model of lowest Rate and costs coupled with top service in order to ensure the best client experience possible. The team at Silver Oak Funding is dedicated to “simplifying” the home loan process for everyone involved. Too often in today’s fast paced world
California Capital Mortgage Company was founded in 2008 and continues to grow and develop year after year. At California Capital, we have a dedicated team and we love what we do; this dedication permeates into every part of our company, enabling us to do everything efficiently from providing the highest level of customer service
3626 Fair Oaks Blvd, Suite 100, Sacramento, CA, 95864
The City Center Financial team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Our Mortgage Advisors here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
"CalStateLender, Inc. is a Local Mortgage Brokerage located in Sacramento California. Started by industry veteran Sean Safholm to offer more options for local home buyers with super competitive rates & fees.
The Mortgage Broker industry is seeing tremendous grown in the recent years as smart consumers learn that the Broker can offer the same mon
First U.S. has been making a difference in the financial lives of our members with affordable loans, generous savings programs and friendly, personal service full line of savings options, loan solutions and decades of home financing experience, First U.S. has the products and services you need to achieve your goals.
California Community Credit Union has been serving our members since 1939! As a full-service financial institution, we offer the same services as most other financial institutions with one major exception - we believe that service also includes some old-fashioned courtesy and a friendly greeting
CAHPCU utilizes a comprehensive fraud monitoring service that evaluates normal card use. Overseas or out-of-state purchases are generally deemed suspicious and the fraud monitoring program will try to contact the member for verification of the transactions. If the members are not available due to their travels the program may block their cards.
The Golden 1 Credit Union aims to be #1 in the Gold Rush State. One of the largest credit unions in California, and among the top 10 in the US, the member-owned organization serves communities in central and northern parts of the state through 80-plus branches; nearly half of which in the Sacramento area. The Golden 1 has assets in excess
