USDA Vs. FHA your options comparison in Rancho-Cordova, Sacramento County, CA
In 2025, the USDA loan limit for Rancho-Cordova, located in the county of Sacramento, CA, is set at $478,400, whereas the FHA limit defines the maximum at $598,000 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to assess and compare today's most competitive rates between USDA and FHA loans. This tool will also help identify the necessary income, credit, reserves, and documents to qualify. Through our cutting-edge mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans simultaneously, enabling a more informed decision-making process for which program best fits your financial needs in .
2025 Loan Limits and Downpayment Requirements in Rancho-Cordova, Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Choices for USDA and FHA Loans in Rancho-Cordova, CA
The focus of Lendersa® is to provide you with the optimal USDA or FHA loan outcomes efficiently and without any hassle. Choose one of the three methods to connect with potential lenders and specific USDA loan offerings.
A USDA home loan is a government-backed loan courtesy of the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. While FHA loans require at least a 3.5% down payment, no down payment is needed for a USDA mortgage.
Founded in 1910, The Peoples Bank has served Kent & Queen Anne’s Counties and the Eastern Shore for over 100 years (and Talbot County starting in 2016). The bank has a consistent history of outstanding service in the form of lending programs, customer satisfaction and involvement in its communities.
First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
Founded in 1919, Presence Bank is a state-chartered FDIC bank that provides the most up-to-date financial products and services accessible online or in person. We offer deposit and loan accounts for every stage of life, so individuals and families can count on building a relationship at a bank they can trust for years to come.
I’m Christine. I am a Pa. mortgage broker located in beautiful Chester County. With over 30 years of experience in the industry, I offer productive and personalized solutions for your unique mortgage needs.
I offer some extremely competitive rates and certain programs that you won’t find at your local bank.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
At Hāmākua Federal Credit Union! Located in beautiful Pepeʻekeo on the Hāmākua Coast of Hawaiʻi Island, we are a small community-chartered credit union with an island wide reach. Stop in and see why our members love us!
Small town Credit Union serving all of the communities of Hawaii Island with Aloha
Queenstown Bank has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education, culture and the arts, social service agencies, charitable activities, community and economic development,
The Neffs National Bank is an independent community bank that takes pride in being community-oriented and providing quality customer service From its modest beginning, the growth of the bank has been influenced by the prosperity of the local communities. Individuals and businesses continue to contribute to promoting community-oriented.
We were established in August 1989. We offer personal service and we keep you informed of the procgress of your application from state to closing. Space Coast Financial Services, Inc. is the most efficient and simplest way to manage buying a home. We can meet in person or complete the entire process through this website and using email.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Chen-Del-O Federal Credit Union is a federally organized cooperative, composed of people with a common bond of employment. The members are the owners of the Credit Union. They elect a Board of Directors who determine the policies under which the credit union operates according to rules established by the National Credit Union Administration,
