USDA Vs. FHA your options comparison in Rancho-Cordova, Sacramento County, CA
In 2025, the USDA loan limit for Rancho-Cordova, located in the county of Sacramento, CA, is set at $478,400, whereas the FHA limit defines the maximum at $598,000 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to assess and compare today's most competitive rates between USDA and FHA loans. This tool will also help identify the necessary income, credit, reserves, and documents to qualify. Through our cutting-edge mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans simultaneously, enabling a more informed decision-making process for which program best fits your financial needs in .
2025 Loan Limits and Downpayment Requirements in Rancho-Cordova, Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Choices for USDA and FHA Loans in Rancho-Cordova, CA
The focus of Lendersa® is to provide you with the optimal USDA or FHA loan outcomes efficiently and without any hassle. Choose one of the three methods to connect with potential lenders and specific USDA loan offerings.
A USDA home loan is a government-backed loan courtesy of the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. While FHA loans require at least a 3.5% down payment, no down payment is needed for a USDA mortgage.
1200 Newport Center Dr. Suite 295, Newport Beach, CA, 92660
PrideCo was established in 2006 and we began lending in real estate in 2009. We are a CFL licensed private lender and we lend our own money. Since our inception, we have continued to focus on key markets in California, Denver and Nashville including their surrounding areas. We provide a lending platform for seasoned real estate investors.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
PRIVATE MONEY LENDING
PRIVATE LENDING SERV
The Bailey Group Has Been An Active Top-Producer In The Southern California Real Estate Market Since He Began His Real Estate Career. This Is Because He Focused On What Is Most Important: You, The Client. Brooks Has Had The Frustration Of Seeing Other Agents Not Understand The Huge Responsibility And Honor.
260 Newport Center Drive, Newport Beach, CA, 92660
Mortgage Vintage is a Fast and Professional Hard Money Lender in Orange County specializing in business purpose, investment and bridge loans for real estate investors or business owners looking to capitalize on market or investment opportunities. Our mission is to provide the highest quality hard money loans and trust deed investment opportunitie
490 Alabama Street, Suite 101, Redlands, CA, 92373
The BEST at Hard Money. We are fast, efficient and no BS. Give us a call so we can get our heads wrapped around your scenario and your needs.
We serve California, HOWEVER, will also speak to borrowers from other states, as we have various referral sources and will make the best recommendation for your needs.
20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
Residential First Capital started in 1986 to handle ALL of our client’s real estate financing needs. We cover the range of options from prime institutional financing to hard money financing in order to assist our clients with the requirements they have and at the speed they need the funds delivered.
1301 Dove Street, Suite 830, Newport Beach, CA, 92660
At Loanhunch, we connect borrowers with some of the best loan products and lowest rates available for nearly every borrower situation.
Loanhunch is a family owned licensed lender with over 15 years operating at the highest level of consumer finance. We are an accredited business and A+ rated with the Better Business Bureau.
4000 MacArthur Blvd, Suite 300, Newport Beach, CA, 92660
Our focus is to create high trust relationships with our Clients and Referral Partners by providing the highest quality of service built upon education, strong communication, transparency, integrity and due diligence. In doing so, we can all move forward confidently in ensuring the best client experience possible.
3636 Birch St, Suite 2604000 MacArthur Blvd, 7th Floor, Newport Beach, CA, 92660
Our MISSION is to provide our partners with the support and industry knowledge that deliver valuable solutions, cultivating financial success. Our VISION is to continue serving the mortgage community with straight-forward, resourceful customer and operational service that deliver answers and results to our partners empowering.
1101 Dove Street, Suite 228, Newport Beach, CA, 92660
Realty World Inc.® offers top-notch real estate services and is a global leader in the industry. A trusted name in residential and commercial listings, the Realty World name opens the doors for its agents to close the deals. We have been helping individuals and families achieve their home buying and selling goals for over 40 years.
5000 Birch St, Suite 3000, Newport Beach, CA, 92660
Mortgage Direct Financial is a customer centric company that loves what we do. We want to make sure we provide you with the lowest rate loan that accomplishes your goals in the shortest amount of time.
Our goal at Mortgage Direct Financial is to get to know what you and your family's needs are to serve you the best way that we can.
