In 2026, the USDA loan limit for Rancho-Cordova, located in the county of Sacramento, CA, is set at $478,400, whereas the FHA limit defines the maximum at $598,000 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to assess and compare today's most competitive rates between USDA and FHA loans. This tool will also help identify the necessary income, credit, reserves, and documents to qualify. Through our cutting-edge mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans simultaneously, enabling a more informed decision-making process for which program best fits your financial needs in
Explore loan offers from a pool of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $478,400 | 0% |
| FHA | $598,000 | 3.5% |
| Conventional Conforming | $598,000 | 3% |
The focus of Lendersa® is to provide you with the optimal USDA or FHA loan outcomes efficiently and without any hassle. Choose one of the three methods to connect with potential lenders and specific USDA loan offerings.
A USDA home loan is a government-backed loan courtesy of the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. While FHA loans require at least a 3.5% down payment, no down payment is needed for a USDA mortgage.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
