USDA Vs. FHA Pro and Con comparison in Orangevale, Sacramento County, CA
In the year 2025, the USDA loan cap in Orangevale, within the county of Sacramento, CA, stands at $540,000, whereas the FHA ceiling for a single-family residence is set at $763,600.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Identify the income, credit, reserves, and documents you need to qualify. Our sophisticated mortgage calculator offers you a comparison of USDA, FHA, Conforming, and VA programs side-by-side, helping you determine which option in aligns best with your unique financial situation.
2025 loan limits and down payment stipulations in Orangevale, county of Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Exploring USDA and FHA loan choices in Orangevale, CA
The mission of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and smoothly. Select one of the three entry points to match lenders with suitable USDA loan programs.
The USDA home loan is a government-backed option by the Department of Agriculture, commonly called the USDA rural development loan or USDA mortgage, and is exclusively offered in rural areas. In contrast to FHA loans that necessitate a minimum of 3.5% down payment, USDA loans demand no down payment whatsoever.
Destiny Six Financial, a family owned and operated, real estate and mortgage company. We have been serving southern California for over 20+ years. At Destiny Six Financial, we strive to treat every client with the respect and personal service that you deserve. We understand the big commitment you are making in buying or selling a home
Neighborhood National Bank has proudly served the small businesses and residents of San Diego County since 1997, over two decades. As a local community bank, we pride ourselves on utilizing local deposits to invest back into the small to mid-size businesses who serve as the economic engine of San Diego.
Military Home Spot Lending sets itself apart from other lenders by following the VA guidelines exactly as they are written. We have no credit score requirement and no Debt-to-Income (DTI) limit. VA guidelines exactly as they are written. We have no credit score. MortgageOne dba Military Home Spot Lending
10211 SW Barbur Blvd, Suite 101A, Portland, OR, 97219
Our goal from the very first time you choose FMS is to make the process of financing your home as fast and easy as possible. We strive to make the process as easy to understand and convenient for you whether you are a first-time buyer or the most savvy real estate investor. We are an Oregon based company, licensed in Oregon and Washington states.
10211 SW Barbur Blvd, Suite 107A, Portland, OR, 97219
Alterna Mortage has more programs than any bank. Better personal service than any large corporation. Lower fees and better rates too. Alterna Mortgage has programs that fit borrowers with perfect credit and borrowers that have had recent credit events. Being a broker we have mortgage loans that fit everyone.
7845 SW Capitol Highway, Suite 5D, Portland, OR, 97219
Columbia Home Mortgage providing clients with the highest quality mortgage services, excellent rates, and the best customer service available in your area. He will work with you one on one to ensure that you get a clear mortgage solution tailored specifically to meet your financing needs. Whether you are purchasing your dream home.
"Socotra Capital is your approachable neighborhood lender with local roots and a national reach.
Hard money. That’s all we do, and that’s why we’re the best at it.
We know that the first step toward achieving your real estate dreams is securing the necessary finances, and we are ready to help your dreams come to life.
In a divorce, we are often more focused on curing the problem at hand, i.e., distributing real property and assets, that we forget there is life after divorce. The biggest challenge is the lack of knowledge, understanding, and preparedness of how the various pieces of the divorce puzzle fit together and overlap where the real property is involved.
NW Preferred Federal Credit Union has been open since 1940. It's the 24th largest credit union in Oregon with assets totaling $185.84 Million and providing banking services to more than 9, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to those in finance
13190 SW 68th Parkway, Suite 110, Tigard, OR, 97223
We believe in capitalizing on market demands and business opportunities by utilizing our Investment & Operations, Software Infrastructure and Analytics teams to excel in a wide range of roles including lending and servicing, acquisitions, joint ventures and management. Aspen Capital is a private equity firm based in Portland, OR and New York, NY.
