USDA Vs. FHA your options comparison in Orangevale, Sacramento County, CA

In the year 2026, the USDA loan cap in Orangevale, within the county of Sacramento, CA, stands at $540,000, whereas the FHA ceiling for a single-family residence is set at $763,600.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Identify the income, credit, reserves, and documents you need to qualify. Our sophisticated mortgage calculator offers you a comparison of USDA, FHA, Conforming, and VA programs side-by-side, helping you determine which option in aligns best with your unique financial situation.

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2026 loan limits and down payment stipulations in Orangevale, county of Sacramento, CA

Loan Type Loan Limit Down Payment
USDA $540,000 0%
FHA $763,600 3.5%
Conventional Conforming $763,600 3%

Exploring USDA and FHA loan choices in Orangevale, CA

The mission of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and smoothly. Select one of the three entry points to match lenders with suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan is a government-backed option by the Department of Agriculture, commonly called the USDA rural development loan or USDA mortgage, and is exclusively offered in rural areas. In contrast to FHA loans that necessitate a minimum of 3.5% down payment, USDA loans demand no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Virginia State University Federal Credit Union
  • 3401 Boisseau Street, Petersburg, VA, 23803
  • In the fall of 1938, President John Manuel Gandy requested the establishment of a Federal Credit Union at the Virginia State College, from Superintendent Sidney B. Hall, of the Department of Public Instruction. At a staff meeting on October 19, 1938, President Gandy announced that authority had been granted to proceed to establish the credit union.
  • Coastal Carolina National Bank
  • 1012 38th Avenue North, Myrtle Beach, SC, 29577
  • Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
  • South Atlantic Bank
  • 630 29th Avenue North, Myrtle Beach, SC, 29577
  • Our mission is to serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.
  • Palmetto First Mortgage
  • 4757 Highway 17 Bypass, Myrtle Beach, SC, 29577
  • Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,
  • Carolina Trust Federal Credit Union
  • 1010 21ST Ave N, Myrtle Beach, SC, 29577
  • Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.
  • CROWN HOME MORTGAGE
  • 1004 29th Ave North, Suite B, Myrtle Beach, SC, 29577
  • At Crown, we understand how stressful a move can be. We are here to help make your move a little easier. Here at Crown Home Mortgage we go the extra mile making sure you can get into your new home as smoothly as possible. As an additional service to you a Crown Home Connections concierge will do all the heavy lifting for you ( literally).
  • ABC Mortgage Company
  • 1240 21st Ave N, Suite 102, Myrtle Beach, SC, 29577
  • The ABC Mortgage Company team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Lebanon Federal Credit Union
  • 300 Schneider Drive, Latrobe, PA, 17046
  • At Lebanon Federal Credit Union, we consider ourselves more than just a credit union. We’re a lifetime financial partner committed to serving you and your family members with unmatched dedication, integrity and care. We take pride in the fact that our small size allows us to build genuine relationships with each of our valued members.
  • Fastbreak Mortgage Brokers
  • 2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • CityState Financial
  • 2000 E Edgewood Dr, Suite 101, Lakeland, FL, 33803
  • At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,