During 2025, the USDA loan limit for Gold-River within the county of Sacramento, CA, is set at $478,400, while the FHA cap for a single-family home stands at $598,000.
Utilize the Lendersa® USDA loan calculator to differentiate between today's optimal USDA and FHA rates and to understand the income, credit, reserves, and necessary documentation to qualify. This advanced mortgage tool displays USDA, FHA, Conforming, and VA options side by side, assisting you in identifying which program in
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $478,400 | 0% |
| FHA | $598,000 | 3.5% |
| Conventional Conforming | $598,000 | 3% |
Lendersa® aims to provide you with the best USDA or FHA loan as swiftly and effortlessly as possible. Begin with one of three initial pathways that efficiently link you to matching lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
