USDA Vs. FHA Pro and Con comparison in Fairfield, Solano County, CA
In 2025, within Fairfield, in the county of Solano, CA, the USDA loan limit is set at $491,200, whereas the FHA loan limit for a single-family home is $685,400.
The Lendersa® USDA loan calculator allows you to compare the top USDA vs. FHA rates available today and assess the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you'll see USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting which loan option in best fits your financial needs.
2025 Loan Ceilings and Down Payment Criteria in Fairfield, county of Solano, CA
Type of Loan
Loan Limit
Down Payment
USDA
$491,200
0%
FHA
$685,400
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Fairfield, CA
The aim of Lendersa® is to quickly provide you with the most suitable USDA or FHA loan, without any fuss. Select from three start points leading to matching lenders and USDA loan schemes.
A USDA home loan, backed by the government Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.
Country Heritage has been serving the rural community since 1932. Founded as Buchanan Farmers Credit Union to meet the needs of Agri-Business, the Credit Union moved to it's new building in 1993. At the same time the name was changed to Country Heritage Credit Union to reflect it's expanded role in the community.
Owen County State Bank is a strong, local community bank located in Central Indiana. Owen County State Bank specializes in helping customers find the right financial solutions for business and retail customers. In 1922, the Citizens Bank of Freedom, Indiana was organized as a private bank. In the late 1920s, many businesses had gone bankrupt, inclu
Some customers may need more assistance than can be provided by an Online Banking site. It is for this reason that First National Bank USA continues to provide additional auxiliary aids and services, including accepting toll-free telephone calls from customers who may have questions or need assistance regarding their accounts
Barton Plant Employees' Federal Credit Union is a member-owned and operated financial institution, existing to help achieve the financial needs of our members, through dedicated and efficient personal service.
Once you become a member, you are always a member, as long as your account remains open.
Lakeside Mortgage, Inc. is a full service mortgage brokerage firm located in Kenner and licensed in Louisiana. We lend on 1-4 unit residential properties for primary residence, second home and investment properties. We originate Conventional, FHA, V.A. and R.D. loans. Lakeside Mortgage was established in 1999
The KPC Group was created in 2010 from virtual scratch.
There was no formal education, nor any specific direction in which the company would be taken. The model was born and developed on the fly with the idea of bringing supply and demand together in the non-bank, alternative finance space. At the core, having a knack for cultivating new relations
FARMERS AND MECHANICS MUTUAL BUILDING, LOAN AND SAVINGS ASSOCIATION was organized on April 14, 1892 in Bloomfield, Indiana by a number of civic-minded individuals interested in the betterment of Bloomfield, through thrift and homeownership.The assets of the association in 1892 were $50,000.00. Assets grew at an exceptionally swift pace from 1892 to
Our team remains true to our member promise: Providing Solutions for Your Financial Success. Just one look through our website and you’ll see that Honor Credit Union offers a full range of products and services, market-leading rates and various ways for you to access your money, easily and dependably.
In 1917 Leo Harmon who was the President of the Consolidated Lumber Company took the lead for starting up The State Savings Bank, the Articles of Incorporation were filed on May 7, 1917. Shortly after, on June 11TH the bank held its first meeting of shareholders twenty-five of which were local and three from St. Paul.
Manistique Federal Credit Union has been open since 1967. The credit union has assets totaling $37.84 Million and provides banking services to more than 3, 000 members.
The mission of Manistique Federal Credit Union is to make a positive difference in the financial lives of our members from all walks of life by providing them with a wide range
"Our Mission: Committed to building a better financial tomorrow through service, education, and advocacy.
Our Vision: Empowering our members to achieve financial independence. We strive to uphold our fundamental responsibility to actively serve people within our field of membership and, as appropriate, the communities they live in.
