USDA Loan Vs. FHA loan for Fairfield, CA [ best of 2023]

In 2025, USDA loan limit in Fairfield, county of Solano, CA is $491,200 while FHA limit is $685,400 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fairfield, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(828) 274-4111 2171 miles Lender's profile and map Reviews Lighthouse Mortgage 932 Hendersonville Rd, Suite 201, Asheville, NC, 28803 Lighthouse Mortgage is a Mortgage Lender/Broker licensed in North Carolina. It is our goal to be the best at what we do. We will at all times provide our borrowers with outstanding customer service. We will treat each client with the respect and dignity that we would wish to be treated with.
(828) 274-0946 2171 miles Lender's profile and map Reviews Mountain Lifestyles Mortgage 1200 Bleachery Blvd, Asheville, NC, 28803 We specialize in USDA Loans in Buncombe, Henderson, Madison, Transylvania, Haywood McDowell, Polk and Rutherfordton County. We also serve the cities surrounding Asheville such as Hendersonville, Weaverville, Marshall, Brevard, Candler, Waynesville, Etowah, Mills River, Burnsville, Spruce Pine, Black Mountain, Swannanoa, and Old Fort.
(478) 741-4428 2172 miles Lender's profile and map Reviews Georgia Guard Credit Union 1030 Shurling Dr, Macon, GA, 31211 Georgia Guard Credit Union now offers 24-hour access to your account information from home. Online Account Access is a secure site in which you as member’s are able to: Check Account Balance Inquire on Account History Transfer Funds Between Accounts Order Checks and View New Styles Change Your Personal Access Password And much more
(304) 346-5242 2172 miles Lender's profile and map Reviews Members Choice WV Federal Credit Union 201 Ohio Ave, Charleston, WV, 25302 Members Choice WV Federal Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship, attend school or do business in Kanawha County, WV.Credit Union is a community chartered not-for-profit financial cooperative serving all who live, work, worship.
(478) 219-1163 2172 miles Lender's profile and map Reviews Macon-Bibb Employees Credit Union 150 Willie Smokie Glover Drive, Macon, GA, 31201 Macon-Bibb Employees Credit Union was established in 1951 to serve the employees of Macon and Bibb county Georgia and their families. The credit union is a member-owned financial cooperative providing affordable banking services to members. While banks return profits to stockholders
(404) 594-1190 2172 miles Lender's profile and map Reviews The Happy Mortgage Company 501 College Street, Suite 201, Macon, GA, 31201 "We offer home buyer education to bring you one step closer to home ownership. We can help you learn the home loan amount you may be able to afford. We will provide confidence in your ability to obtain financing.You will learn how to reduce timelines and improve your ability to close your loan fast."
(304) 388-5700 2172 miles Lender's profile and map Reviews CAMC Federal Credit Union 3400 MacCorkle Avenue SE, Charleston, WV, 25304 CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
(440) 998-2707 2172 miles Lender's profile and map Reviews Lakeview Federal Credit Union 2909 State Road, Ashtabula, OH, 44004 Lakeview Federal Credit Union has been open since 1961. The credit union has assets totaling $144.38 Million and provides banking services to more than 9, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(864) 898-5009 2173 miles Lender's profile and map Reviews Pickens Federal Credit Union 2111 Gentry Memorial Highway, Pickens, SC, 29671 Pickens Federal Credit Union has a strong heritage with Pickens County, dating back to 1961 Our mission is to actively serve all members with respect and dignity, while providing a variety of beneficial services that are consistent with the Credit Union Philosophy of "People Helping People.
(304) 558-0566 2174 miles Lender's profile and map Reviews The State Credit Union 2200 Washington Street East, Charleston, WV, 25311 At The State Credit Union, our goal, quite simply, is to minimize your exposure to risk and the impact of any fraudulent activity on your accounts. To protect your account, The State Credit Union monitors debit card transactions for potentially fraudulent activity through a Fraud Detection Program called EnFact Premium Testing.
(304) 342-2422 2174 miles Lender's profile and map Reviews W V Air National Guard FCU 1512 Coonskin Drive, Charleston, WV, 25311 West Virginia National Guard Federal Credit Union has been open since 1959. It's the 20th largest credit union in West Virginia with assets totaling $50.63 Million and providing banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to U.S. military members.