USDA Vs. FHA your options comparison in Fairfield, Solano County, CA
In 2026, within Fairfield, in the county of Solano, CA, the USDA loan limit is set at $491,200, whereas the FHA loan limit for a single-family home is $685,400.
The Lendersa® USDA loan calculator allows you to compare the top USDA vs. FHA rates available today and assess the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you'll see USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting which loan option in best fits your financial needs.
2026 Loan Ceilings and Down Payment Criteria in Fairfield, county of Solano, CA
Type of Loan
Loan Limit
Down Payment
USDA
$491,200
0%
FHA
$685,400
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Fairfield, CA
The aim of Lendersa® is to quickly provide you with the most suitable USDA or FHA loan, without any fuss. Select from three start points leading to matching lenders and USDA loan schemes.
A USDA home loan, backed by the government Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.
700 Main Street, Suite 211, Suisun City, CA, 94585
Lends in California
Pacific Bay Estates offers a variety of real estate services for the communities we serve, including Residential Sales including Short Sales and Foreclosures, as well as Property Management. We have over 15 years experience and a very diverse background in real estate which enables us to identify options and solutions for our clients.
646 Port Chicago Hwy, Suite 5391, Baypoint, CA, 94565
Lends in California
The GCL Team is committed to providing clients with the highest quality loan origination services combined with the lowest interest rates and closing costs possible. Whether you are looking to buy your dream home or refinance, our experienced mortgage professionals are here to work with you one on one to ensure your success.
340 Cumberland Street, Suite C, Pittsburg, CA, 94565
Lends in California
At 3C Mortgage Group. We are a full-service mortgage company based in Pittsburg, CA. We specialize in Refinance in Pittsburg, Concord, and Antioch. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in any of these zip codes: 94565, 94521, 94531,
We are a full service Real Estate Company. We are Bilingual speak English and Spanish We help people buy or sell a home, Condo, Townhouse or Mobile Homes. We help Investors with their purchasing needs We are a Professional Property Management Company We work with Landlords and can help Tenants find a property to rent.
Network Independent Mortgage Brokers are a TRULY Independent Mortgage Brokers who shop all options to get you the BEST Deal so you dont have to take the time to do it yourself. We get the job DONE, we are here for any questions you have about the process. We do not take your trust in us for Grated, we step up to prove that we deserve that trust.
Chevron Federal Credit Union, established in 1935, is a financially sound and growing organization providing home, auto, and personal loans, checking and savings accounts, top-tier rates, and personalized service to over 130,000 members around the world. We are proud to be a company built by members for members. Headquartered in Oakland, California
4071 Port Chicago Hwy, Suite 125, Concord, CA, 94520
Lends in California
CU Lending has the ability to fund high loan volumes and enjoys full approval as an FHA Endorsed Lender, a VA automatic lender, Freddie Mac Seller/Servicer, Fannie Mae, CALSTRS and California Employees Mortgage (CEM) preferred lender. This gives the Credit Union the ability to offer its membership the most competitive and beneficial loan products.
City 1st Realty and Financial has been in the real estate services business in the Baton Rouge and Bay Area real estate markets for many successful years and will be here for many more. This longevity and confidence comes from our real estate services to a great many buyers and sellers.
1251 Monument Boulevard, Suite 205, Concord, CA, 94520
Lends in California
All Valley Mortgage can help you achieve your goals. To set up the right Concord, CA Mortgage plan for you, get in touch with us -- we're happy to help. We understand that the highest compliment one can pay us is to refer their family and friends.We'd like to earn your highest compliments.
Land Home Financial Services, Inc. (also known as “Land Home” or Land Home Financial”) is a leading direct lender licensed in all 50 states, and the District of Columbia with retail branches located across the country. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.
