USDA Vs. FHA your options comparison in Fairfield, Solano County, CA
In 2026, within Fairfield, in the county of Solano, CA, the USDA loan limit is set at $491,200, whereas the FHA loan limit for a single-family home is $685,400.
The Lendersa® USDA loan calculator allows you to compare the top USDA vs. FHA rates available today and assess the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you'll see USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting which loan option in best fits your financial needs.
2026 Loan Ceilings and Down Payment Criteria in Fairfield, county of Solano, CA
Type of Loan
Loan Limit
Down Payment
USDA
$491,200
0%
FHA
$685,400
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Fairfield, CA
The aim of Lendersa® is to quickly provide you with the most suitable USDA or FHA loan, without any fuss. Select from three start points leading to matching lenders and USDA loan schemes.
A USDA home loan, backed by the government Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.
Isaza International Mortgage Bankers Corp is a boutique style mortgage brokerage agency committed to reviving the lost art of delivering exceptional personal service. Our loan officers have the experience, the tools and untiring determination to exceed your expectations. The market is in a constant state of transition.
Generation Mortgage Associates LLC's headquarters is located in Pinellas Park, Florida. Generation Mortgage Associates LLC generates $363.5K in revenue per employee Generation Mortgage Associates LLC's main competitors are First Integrity, Yourmortgageshop and Fast Direct Lending
21874 Butterfly Kiss Drive, Land O Lakes, FL, 34637
At New Destiny Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Citrus Lending of Tampa Bay is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending of Tampa Bay will work with you to get you the financing you need
360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081
First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.
90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081
Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.
Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.
A simple philosophy can lead a company to great rewards. Treat your customers, your employees, and your communities with respect and you will earn their loyalty. Our strategy has never been about selling products, but instead about finding ways to make life more rewarding for our customers and employees.
6251 44th Street N, Suite 3, Pinellas Park, FL, 33781
A Smart Senior understands that a Reverse Mortgage is a home loan that enables homeowners 62 and older to access the equity in their home with no monthly payment. You may choose from several payment options, including a lump sum, equal payments over time, a line of credit or a combination of the fore mentioned.
ReiLoansUSA.com specializes in providing tailored financing solutions for real estate investors. We connect clients with funding options for fix-and-flip projects, rental properties, cash-out refinances, and ground-up construction. With a focus on speed, flexibility, and expertise, we help investors achieve their goals through competitive loan prog
Movement Mortgage was created in 2008 amidst one of the biggest financial meltdowns in American history. We are committed to being a Movement of Change in the mortgage industry, in corporate cultures and in communities.We have created a corporate culture in which our employees can thrive both personally and professionally.