USDA Loan Vs. FHA loan for Fairfield, CA [ best of 2023]

In 2025, USDA loan limit in Fairfield, county of Solano, CA is $491,200 while FHA limit is $685,400 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fairfield, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(770) 874-8704 2085 miles Lender's profile and map Reviews Premier Mortgage Exchange, Inc 3950 Cobb Parkway, Suite 304, Acworth, GA, 30101 "The Premier Mortgage Exchange Team is committed to providing clients with the highest quality home loans in Georgia. If you are a first time home buyer, purchasing your dream home, or refinancing an outstanding loan we are here to serve you Premier Mortgage Exchange also offers Reverse Mortgages."
(740) 775-3381 2085 miles Lender's profile and map Reviews Chivaho Federal Credit Union 190 North Bridge Street, Chillicothe, OH, 45601 The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each
(740) 775-3331 2085 miles Lender's profile and map Reviews Homeland Credit Union PO Box 1974, Chillicothe, OH, 45601 Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.
(404) 816-4700 2086 miles Lender's profile and map Reviews HBS Mortgage, LLC 8228 River Pointe Overlook, Winston, GA, 30187 For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.
(740) 947-2136 2086 miles Lender's profile and map Reviews The First National Bank of Waverly 107 North Market Street, Waverly, OH, 45690 First National Bank is committed to its customers. For over 150 years our doors have been open, and we strive to serve our customers to best meet their individual financial needs, not only because they're our customers, but also our friends and neighbors. We take pride in being on a first name basis with our customers.
(865) 687-8200 2086 miles Lender's profile and map Reviews Fountain City Finance 5319 N Broadway St, Knoxville, TN, 37918 Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience
(678) 873-8587 2087 miles Lender's profile and map Reviews Atlanta Family Mortgage LLC 3058 Chelsea Lane, Suite 100, Acworth, GA, 30102 DANIEL GOVIN a hard-working, persistent professional, who finds the best means to successfully manage and complete the loan originating process. Daniel is dedicated in achieving the highest levels of quality to ensure client satisfaction is met. As an analyst and facilitator, “I share knowledge with clients and all who I work with.
(865) 745-1445 2087 miles Lender's profile and map Reviews Realty Mortgage Services, LLC 4378 Maynardville Hwy, Suite C, Knoxville, TN, 37807 Realty Mortgage Services, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
(334) 347-9000 2087 miles Lender's profile and map Reviews Solutions First Credit Union 1108 Boll Weevil Circle, Enterprise, AL, 36330 The mission of Solutions First Credit Union is to always provide value to all members. That value will include financial solutions for members needs and providing a level of service that is unmatched within our geographical footprint. We pledge to always look for alternative solutions that best meet the needs of each credit union member.
(334) 347-3411 2087 miles Lender's profile and map Reviews The Citizens Bank of Enterprise 301 South Edwards St, Enterprise, AL, 36330 From our executives to the front-line staff members you interact with every day, all of our team members possess the knowledge to get the job done and the passion for serving. From helping you open an account or answering a question to providing financial advice, we’re always ready to assist any way we can.
(865) 984-5350 2087 miles Lender's profile and map Reviews Trust Tennessee Home Mortgage, Inc 445 Marilyn Lane, Alcoa, TN, 37701 TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.