USDA Vs. FHA Pro and Con comparison in Fairfield, Solano County, CA
In 2025, within Fairfield, in the county of Solano, CA, the USDA loan limit is set at $491,200, whereas the FHA loan limit for a single-family home is $685,400.
The Lendersa® USDA loan calculator allows you to compare the top USDA vs. FHA rates available today and assess the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you'll see USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting which loan option in best fits your financial needs.
2025 Loan Ceilings and Down Payment Criteria in Fairfield, county of Solano, CA
Type of Loan
Loan Limit
Down Payment
USDA
$491,200
0%
FHA
$685,400
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Fairfield, CA
The aim of Lendersa® is to quickly provide you with the most suitable USDA or FHA loan, without any fuss. Select from three start points leading to matching lenders and USDA loan schemes.
A USDA home loan, backed by the government Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.
POPA Federal Credit Union was formed in 1978 by PPOA (Professional Peace Officers Association) to provide not-for-profit financial products and services exclusively to fellow peace officers with the Los Angeles County Sheriff’s Department.
In July 2020, POPA FCU expanded our membership eligibility to all employees of the Los Angeles County She
18000 Studebaker Rd, Suite 700, Cerritos, CA, 90703
Solve Lending & Realty: Founded by two brothers, who are also licensed agents and loan originators with over 30 years of combined experience in the industry
Solve Realty is the smartest way to buy or sell homes in your area. Solve is a tech-powered real estate brokerage that combines traditional methods of home buying
17777 Center Court Dr N, Suite 600, Cerritos, CA, 90703
At MAK Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
With over 16 years of experience CYNTHIA SOTO have seen all the ups an down of the market and every situation imaginable. We take that experience to offer personalized solutions for your individual needs. Cynthia Soto Helping People Achieve Their Dreams Fur Mom and Animal Lover Entrepreneur.
ABS Realty Group It's my pleasure to welcome you to my website, where you can use a variety of resources to learn about our community, find available properties, and learn more about the real estate process. I bring a high level of expertise to the table as an experienced professional. It’s exciting that you're here.
17316 Edwards Road, Suite 250, Cerritos, CA, 90703
Our goal is to improve your business's performance and provide training for a successful business strategy. We strive to help business owners develop a solid foundation and business strategy so they can be successful. We will work to improve sales, productivity, organization, company culture, and employee relations.
11050 Artesia Boulevard, Suite A, Cerritos, CA, 90703
When you work with Equibox Mortgage, you’ll be treated more like a partner instead of a client. That’s because we know you could probably use an expert in your corner. Buying a home doesn’t have to be a confusing and intimidating process. We’re here to answer any questions you have about the entire home buying process.
17215 Studebaker Rd, Suite 330, Cerritos, CA, 90703
"Express Home Loan Funding or EHL Funding is a mortgage broker based in the city of Downey southeast Los Angeles County, California.
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17785 Center Court Drive N, Suite 600, Cerritos, CA, 90703
iCore Lending, Inc. we always operate with honesty, integrity, and a solid commitment to quality. We never sacrifice quality for profit. We create individualized financial solutions with the end consumer in mind, allowing you to rest assured that you are getting a great mortgage.
17777 Center Court Drive, Suite 600, Cerritos, CA, 90703
Dio Real Estate, we are here to simplify this complex process to make it as smooth and as easy for you as possible. We pride ourselves on excellent customer service, connecting you with loan officers who can offer you the best market rates and exceptional solutions that will meet your overall needs
17785 Center Court Drive North, Suite 120, Cerritos, CA, 90703
Headquartered in Cerritos, California and located at the cusp of Orange County, Beacon Hillcrest has been providing solutions that meet the complex needs of both sellers and buyers of residential and commercial properties. At Beacon Hillcrest, we value Client-Based Relationships, Personal Excellence, Continuous Improvement, Working Together.
