USDA VS FHA in Pittsburg, Contra Costa County, CA

For 2026, in Pittsburg, Contra Costa County, CA, the USDA loan limit is $776,600 while the FHA limit for a single-family home is $1,089,300.

Make use of the Lendersa® USDA loan calculator to evaluate the best current rates for USDA compared to FHA, and determine the necessary income, credit score, reserves, and documentation to qualify. Our comprehensive mortgage calculator aligns USDA, FHA, Conforming, and VA options, aiding you in deciding the optimal program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Pittsburg, Contra Costa, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Pittsburg, CA

Lendersa® is dedicated to helping you secure the most beneficial USDA or FHA loan promptly and with the least hassle. Choose one of three methods to connect with lenders and discover suitable USDA loan programs.

Lendersa USDA loan request and matching outcomes

What is a USDA Loan in CA?

A USDA home loan is supported by the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA mortgage loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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