For the year 2026, the USDA loan limit in Rio-Vista, located in Solano county, CA, is set at $445,800. In contrast, the FHA limit for a single-family home is $550,850.
Utilize the Lendersa® USDA loan calculator to compare the best available rates for USDA vs. FHA and understand the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in is optimal for your financial situation.
2026 Loan Limits and Downpayment Requirements in Rio-Vista, Solano County, CA
Loan Type
Loan Limit
Down Payment
USDA
$445,800
0%
FHA
$550,850
3.5%
Conventional Conforming
$550,850
3%
Exploring USDA and FHA Loan Options in Rio-Vista, CA
Lendersa® aims to secure the most advantageous USDA or FHA loans for you swiftly and efficiently. Choose one of the three starting points that will align you with lenders and USDA loan programs.
The USDA mortgage is a government-guaranteed loan by the Department of Agriculture, also called the USDA rural development loan or simply USDA mortgage. These loans are only available in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
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