USDA Vs. FHA Pro and Con comparison in Rio-Vista, Solano County, CA

For the year 2025, the USDA loan limit in Rio-Vista, located in Solano county, CA, is set at $445,800. In contrast, the FHA limit for a single-family home is $550,850.

Utilize the Lendersa® USDA loan calculator to compare the best available rates for USDA vs. FHA and understand the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in is optimal for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Rio-Vista, Solano County, CA

Loan Type Loan Limit Down Payment
USDA $445,800 0%
FHA $550,850 3.5%
Conventional Conforming $550,850 3%

Exploring USDA and FHA Loan Options in Rio-Vista, CA

Lendersa® aims to secure the most advantageous USDA or FHA loans for you swiftly and efficiently. Choose one of the three starting points that will align you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

The USDA Loan in CA

The USDA mortgage is a government-guaranteed loan by the Department of Agriculture, also called the USDA rural development loan or simply USDA mortgage. These loans are only available in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LBC Mortgage
  • 4605 Lankershim Blvd, Suite 421, North Hollywood, CA, 91602
  • LBC Mortgage Solutions began as a small company back in 2008, focusing on residential mortgages, hard money lending, purchase money loans and FHA Financing for California residents.As time went by, we managed to establish a reputation of trustworthy provider of comprehensive real estate services.
  • SAG-AFTRA FCU
  • PO Box 11419, Burbank, CA, 91510
  • Los Angeles AFTRA Federal Credit Union was founded in 1962 as a financial resource for members of the American Federation of Television & Radio Artists. From Coogan accounts to young performer & teen access accounts, auto and home loans, investments, retirement and estate planning, SAG-AFTRA FCU provides superior financial services to everyone
  • Dan Bochner
  • 1895 Linda Flora Drive, Los Angeles, CA, 90077
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  • Wilshire Fund
  • 2934 1/2 N Beverly Gln 163, Bel Air, CA, 90077
  • Wilshire Fund, Inc, has been offering private lending solutions serving nationwide, specializing in investments properties both residential and commercial loans. Our dedicated staff has years of combined real estate experience in the loans and Real Estate consulting. Call us directly (424) 281-4880
  • Technicolor Federal Credit Union
  • 434 W. Alameda Ave, Burbank, CA, 91506
  • Technicolor Federal Credit Union is a member owned and operated financial cooperative institution. Membership is exclusively available to employees and family members of Technicolor Inc., Live Nation Entertainment Inc. and over 120 other companies in the entertainment industry and from select Los Angeles based businesses, unions and organizations.
  • Partners Federal Credit Union
  • 2411 W. Olive Avenue, Burbank, CA, 91506
  • Partners Federal Credit Union is a full-service financial institution serving the financial needs of its Members worldwide. Sponsored by The Walt Disney Company, and with more than 100,000 Members, Partners enjoys outstanding strength and stability - made even stronger by a 2007 merger with Vista Federal Credit Union.
  • Media City Credit Union
  • 1020 W Olive Ave, Burbank, CA, 91506
  • Media City Credit Union is Federally Insured by NCUA - Equal Housing Opportunity and has served its members since 1936 when we were founded by employees of Helms Bakeries. A credit union is like a bank, only better. Media City CU offers checking, savings, credit cards and loans, yet profits are returned back to members in the form of reduced fees,
  • Gain Federal Credit Union
  • 1800 West Magnolia Boulevard, Burbank, CA, 91506
  • We are a full-service financial institution serving your banking needs for over 78 years. It's not a tagline or clever marketing promotion. It's our promise to deliver the very best financial products to our members. We know you have a choice when it comes to financial services & we invite you to compare our products and services.
  • "Mafyan & Associates INC. Nationwide Lending"
  • 2001 West Magnolia Boulevard, Suite D, Burbank, CA, 91506
  • Mafyan and Associates INC and Nationwide Lending, is proud to serve its clients with all of their Real Estate and Mortgage needs. Mafyan and Associates INC was created in 2008. I have been in the real estate business for over a decade and am more than happy to serve all my clients with the greatest service ever.
  • Get Assured Inc
  • 150 E. Olive Avenue, Burbank, CA, 91502
  • Get Assured Inc. is to guide you through the entire process of buying and selling, to make sure you understand every step of the transaction. We are absolutely committed to fulfilling your needs with the highest level of professionalism, expertise and service. Our commitment to your satisfaction is the foundation from which a solid business.