USDA Vs. FHA Pro and Con comparison in Suisun-City, Solano County, CA

As of 2025, the USDA loan limit in Suisun-City, located in the county of Solano, CA, is set at $445,800, whereas the FHA limit for a single-family home is $550,850.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's optimal USDA and FHA interest rates, while determining the income, credit, reserves, and documents required for qualification. By leveraging our advanced mortgage calculator, you are able to compare USDA, FHA, Conforming, and VA programs side by side, aiding in deciding which option in best aligns with your unique financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Suisun-City, County of Solano, CA

Loan Type Loan Limit Down Payment
USDA $445,800 0%
FHA $550,850 3.5%
Conventional Conforming $550,850 3%

Exploring USDA and FHA Loan Options in Suisun-City, CA

Lendersa® is committed to swiftly and smoothly providing the best USDA or FHA loan options available. Choose from one of three starting points to connect with lenders and explore the USDA loan programs.

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What Constitutes a USDA Loan in CA?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture. It is exclusively available in rural areas. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Casa Agave Mortgage Services
  • 41856 Ivy Street, Suite 112, Murrieta, CA, 92562
  • At Casa Agave Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Vintage Mortgage Firm
  • 41760 Ivy Street, Suite 102, Murrieta, CA, 92562
  • Vintage Mortgage Firm strives to ensure that its services are accessible to people with disabilities.Vintage Mortgage Firm has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,with the belief that every person has the right to live with dignity,equality
  • Christiansen Capital
  • 25185 Madison Ave Ste. A, Murrieta, CA, 92562
  • Christiansen Capital is a trust deed investment firm and hard money lender conveniently located in Murrieta, California. Christiansen Capital has been assisting clients obtain “non-conventional” financing since 2005. Christiansen Capital was created to be the conduit between borrowers who can actually obtain conventional financing.
  • Pacific Cascade Federal Credit Union
  • 1075 Oak Street, Eugene, OR, 97401
  • Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.
  • Laneco Federal Credit Union
  • 74 Centennial Loop, Suite A, Eugene, OR, 97401
  • At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
  • EWEB Employees Federal Credit Union
  • 388 Pearl Street, Suite 1, Eugene, OR, 97401
  • EWEB Employees Federal Credit Union was established in 1954 by a group of 12 EWEB employees to aid EWEB employees and their families with their financial needs. At startup, there was one Credit Union “employee” who worked two hours a week after his shift for EWEB; we now have six full-time employees and over 1, 500 members
  • Precision Capital
  • 4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
  • At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
  • Northwest Community Credit Union
  • 545 E 8th Ave, Eugene, OR, 97401
  • As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.