USDA Vs. FHA Pro and Con comparison in Bay-Point, Contra Costa County, CA
For 2025, the USDA loan limit in Bay-Point, within Contra Costa, CA, is $657,900, while the FHA limit for a single-family home stands at $822,375.
Take advantage of the Lendersa® USDA loan calculator to directly compare the best rates available today for USDA and FHA loans. This tool helps you ascertain the necessary income, credit standing, reserves, and documentation for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best fit for your financial situation, especially in Alabama.
2025 Loan Limits and Down Payment Requirements in Bay-Point, County of Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Bay-Point, CA
The mission of Lendersa® is to help you secure the best USDA or FHA loan swiftly and without hassle. Start with one of three approaches to connect with lenders and explore USDA loan offerings.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have no down payment requirement.
2111 E Highland Ave, Suite B-150, Phoenix, AZ, 85016
West Valley National Bank is one of a few locally owned & operated community bank. Founded by local business leaders, the Bank fills a much needed niche. For too long, Maricopa County has been served only by large institutions led by out of state ownership and management. We want to help local businesses control their own destiny.
At Arizona Bank & Trust, decision making is kept to a local level and Bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a Bank, even one with over $19 billion in assets and the backing of a company with national outreach.
We are pleased to offer a wide variety of home financing programs to meet the needs of most home buyers and homeowners in the State of Arizona. Whether you are looking to purchase your first home, refinance an rental property, or buy a vacation home, we’ve got you covered.
We offer some of the most competitive pricing in the marketplace
It has been over 25 years since we opened our first store. Since that day, Checkmate has provided many clients with the financial services they need with the highest level of integrity and confidentiality. Providing services that most traditional banks do not want to provide, Checkmate has excelled with the simple premise of meeting the needs.
1 Stop Title Loans and Motor Vehicle Services is one of the largest Title lending and Third-Party MVD companies in the Phoenix Valley. We have helped thousands of customers with title loans, registration loans, and 3rd Party DMV Services. Since its inception in 2003, the company has gone through several changes. Through each of those changes,
1644 East Bethany Home Road, Suite 101, Phoenix, AZ, 85016
Prostaff Mortgage Corp. we have no hidden costs, no junk fees, and no surprises. We will take all of the confusion out of what is included in closing costs.Our low cost and low rate guarantee means you should not be able to get a better deal anywhere. and also We will always give you the straight scoop, return your calls, eliminate surprises.
2415 East Camelback Road, Suite 700, Phoenix, AZ, 85016
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Canopy Mortgage we have a passion for finding a simpler, faster, less expensive way to close a mortgage loan. By combining our proprietary mortgage technology with the best Loan Officers in the industry we provide our customers with a fast, smooth, transparent and inexpensive mortgage experience
The Mt. Rainier Federal Credit Union, chartered in 1967, is a non-profit financial cooperative owned by the members. We offer our members higher rates on savings, and lower rates on loans. One of our strengths has always been our care and concern for members and their families Our whole philosophy of business is based on member service.
