USDA Vs. FHA your options comparison in Madera, Madera County, CA
In the year 2026, the USDA loan threshold in Madera within the county of Madera, CA, stands at $336,500. On the other hand, the FHA cap for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. You can assess income, credit score requirements, necessary reserves, and documentation for eligibility. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in for your financial circumstances.
Loan limits and downpayment requirements in Madera, county of Madera, CA for 2026
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA loan possibilities in Madera, CA
The mission of Lendersa® is to secure for you an optimal USDA or FHA loan with ease and promptness. Choose from three different initial steps that lead to finding suitable lenders and USDA loan schemes.
A USDA home loan, backed by the U.S. Department of Agriculture, is commonly referred to as the USDA rural development loan or USDA mortgage, accessible only in rural settings. Distinct from FHA loans which mandate at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.
Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.
Cal-Prime Mortgage As an expert in the area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. My mission is to provide the most professional, informative, loyal, and dedicated service in the industry
"At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises! FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS!
FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"
At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
4672 West Jennifer Avenue, Suite 106, Fresno, CA, 93722
Lends in California
Manuel Chavez is the Broker for M. C. Real Estate Corp. which has been opened for the last 13 years. He graduated from California State University, Fresno in 1995 where he received his degree in Business Administration with an emphasis in Real Estate and Land Economics. In 2001 he opened up M. C. Mortgage.
Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali
Our firm collaborates with real estate investors throughout California. We diligently provide services for hard-to-fund loans, requiring a detailed approach to discover funding solutions. With 20 years of experience, our licensed brokers have established a vast network of private funding investors.
Fresno First Bank is dedicated to the banking needs of businesses, professionals, & successful individuals throughout Central CA. We believe businesses & individuals want the "hands-on, know your customer" approach. It is our mission to provide a full range of banking services differentiated by an ability to tailor & adjust services quickly.
