USDA Loan Vs. FHA loan for Madera, CA [ best of 2023]

In 2024, USDA loan limit in Madera, county of Madera, CA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Madera, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(201) 816-2800 http://nvebanking.com/ 2470 miles Lender's profile and map Reviews NVE Bank 76 Engle Street, Englewood, NJ, 07631 NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
(800) 342-8500 https://www.kennedyfunding.com/ 2470 miles Lender's profile and map Reviews Kennedy Funding 267 South Dean Street, Englewood, NJ, 07631 Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
(201) 816-2800 http://www.nve.bank/ 2470 miles Lender's profile and map Reviews NVE Bank 76 Engle Street, Englewood, NJ, 07631 NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business and personal financial services
(415) 523-8837 http://better.com 2470 miles Lender's profile and map Reviews Better Mortgage 120 Broadway, 5th Floor, New York, NY, 10271 Better.com is one of the fastest growing home ownership startups in the country, having grown 3.5x year-over-year and funding over $2 billion in mortgages a month. The fintech disruptor dismantled the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting appointments.
(212) 349-0406 http://www.fcucourthouse.org/ 2470 miles Lender's profile and map Reviews US Courthouse FCU 40 Foley Square, Room 507, New York, NY, 10007 US Courthouse FCU is a not-for-profit financial cooperative that is owned and operated by its members. We provide our members with money saving products and services. You can find out more about these products and services, and get other important credit union information, by browsing through this web site.
(212) 693-4900 http://www.nymcu.org/ 2470 miles Lender's profile and map Reviews Municipal Credit Union 2 Lafayette Street, New York, NY, 10007 Municipal Credit Union has been serving the financial needs of our members since 1916. The credit union was chartered in response to the concern of New York City Mayor, John Purroy Mitchel, who wanted city employees to have a way to save at reasonable rates and a low cost borrowing alternative to loan sharks.
(201) 660-7430 http://www.berkeley-mtg.com 2470 miles Lender's profile and map Reviews Berkeley Mortgage, LLC 123 Paris Ave, Suite 2D, Northvale, NJ, 7647 Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
(833) 554-3344 https://www.cashadvanceofmanhattan.com/ 2470 miles Lender's profile and map Reviews Cash Advance of Manhattan 40 Wall Street, 43rd Floor, New York, NY, 10005 At Cash Advance of Manhattan, we offer business owners a multitude of programs and financing options to help increase their cash flow for future business endeavors. We offer same day funding for large amounts as well as premium rates and terms otherwise not accessible in traditional markets. In addition to unsecured financing.
(866) 315-7715 http://www.nytribecagroup.com/ 2470 miles Lender's profile and map Reviews New York Tribeca Group 40 Wall Street, 43rd Floor, New York, NY, 10005 "With our financing programs, business owners have maximum limits determined based on their cashflow and they have access to more funds even before their existing positions are fully paid off. We provide same-day renewals and early pay off discounts for reduced interest. We Provide Fast Business Funding to Companies in Many Industries."
(877) 545-8626 https://www.jumboloanexperts.com/ 2470 miles Lender's profile and map Reviews Jumbo Loan Experts LLC 48 Wall Street, Suite 1100, New York, NY, 10005 Jumbo Loan Experts, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(212) 266-9200 https://www.piermontbank.com/ 2470 miles Lender's profile and map Reviews Piermont Bank 1071 Ave Of The America, 3rd Floor, New York, NY, 10018 In 2019, we set out to give banking a makeover, building the kind of bank that we hoped to see in the world: one that was relevant and ready to help customers meet the demands of the modern world. Today we’re proud to deliver peer banking - we meet you where you are, reflect your business needs, and act with speed.
(212) 957-1055 https://1199federalcu.org/ 2470 miles Lender's profile and map Reviews 1199 SEIU Federal Credit Union 498 7th Avenue, 2nd Floor, Manhattan, NY, 10018 1199 SEIU Federal Credit Union was founded in 1940 to serve the financial needs of 1199 SEIU New York’s Health and Human Service Employees Union. While the credit union has grown considerably over the years, we are proud to have maintained our family atmosphere. As a member-owned, not-for-profit financial institution