In the year 2025, the USDA loan threshold in Madera within the county of Madera, CA, stands at $336,500. On the other hand, the FHA cap for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. You can assess income, credit score requirements, necessary reserves, and documentation for eligibility. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program in
View & compare loan options from 100 lenders
| Loan Type | Loan Limit | Down payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to secure for you an optimal USDA or FHA loan with ease and promptness. Choose from three different initial steps that lead to finding suitable lenders and USDA loan schemes.
A USDA home loan, backed by the U.S. Department of Agriculture, is commonly referred to as the USDA rural development loan or USDA mortgage, accessible only in rural settings. Distinct from FHA loans which mandate at least a 3.5% down payment, the USDA mortgage requires no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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