USDA VS FHA in Chowchilla, Madera County, CA

In 2024, USDA loan limit in Chowchilla, county of Madera, CA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Chowchilla, county of Madera, CA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Chowchilla, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2445 5th Avenue Suite 300, San Diego, CA, 92101
  • Griffin Funding, Inc., is a mortgage company with access to wholesale rates that originates loans throughout the states of Arizona, California, Colorado, Florida, Hawaii, Tennessee, Texas, and Washington. We specialize in VA Loans and Self-Employed Jumbo Loans. Call us today for a free consultation 855-595-6195
  • RanchoTed
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  • Pacific Home Mortgage Funding, Inc.
  • 4060 30th Street, San Diego, CA, 92104
  • We specialize in finding the right home loan for each customer. Whether you are a first home buyer or an experienced property investor, we want to exceed your expectations and ensure you are comfortable throughout the home loan process. Pacific Home Mortgage Funding, Inc. is working hard to advise and assist borrowers in obtaining their home loans.
  • Grander Home Loans, Inc.
  • 3930 Oregon St, Suite 200, San Diego, CA, 92104
  • Our primary goal is to provide excellent service to our customers.We promptly return phone calls & respond to emails & letters.Throughout the lending process, we provide regular loan updates & progress reports so you always know the status of your loan application.We pride ourselves in delivering the most competitive mortgage rates & product.
  • The Criss Group
  • 5360 Jackson Dr, Suite 200, La Mesa, CA, 91942
  • More of us should be focusing on our clients' best interests, not our own." As San Diego's most respected mortgage Loan Officer, Scott has the flexibility of a Broker giving his clients excellent options. Aside from a great rate, Scott goes above and beyond with in-depth analysis of his extensive list of loan programs.
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  • Valley View Home Loans
  • 7171 Alvarado Road, Suite 203, La Mesa, CA, 91942
  • Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service. Our clients come first, and as a result, they are able to achieve more than they ever dreamed with their real estate investment Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service.
  • Veterans National Mortgage Inc
  • 7484 University Avenue, Suite 220, La Mesa, CA, 91942
  • We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency. Small enough to care immensely about our clients. We take pride in providing an experience you can brag about to your friends. We are an independent Mortgage Broker that specializes in VA Loans.
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