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<p>In the year 2026, the USDA loan limit for Chowchilla in the county of Madera, CA is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.</p>
<p>Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. Staying informed, you can identify the necessary income, credit, reserves, and required documents for qualification. Our comprehensive mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best option for your specific financial circumstances in Alabama.</p>
<p><a href="/loans/start">Explore loan offers from a pool of 100 lenders</a></p>
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<h2>2026 Loan Limits and Down Payment Requirements in Chowchilla, Madera, CA</h2>
<table class="table table-responsive">
<tr>
<td><b>Loan Type</b></td>
<td><b>Loan Limit</b></td>
<td><b>Down Payment</b></td>
</tr>
<tr>
<td>USDA</td>
<td>$336,500</td>
<td>0%
<td>
</tr>
<tr>
<td>FHA</td>
<td>$472,030</td>
<td>3.5%
<td>
</tr>
<tr>
<td>Conventional Conforming</td>
<td>$726,200</td>
<td>3%
<td>
</tr>
</table>
</div>
<h2>Options for USDA and FHA Loans in Chowchilla, CA</h2>
<p>The mission of Lendersa® is to secure the best USDA or FHA loan for you swiftly and with minimal stress. Start with one of three paths to connect with lenders and USDA loan programs effectively.</p>
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<div class="col-md-8">
<ol style="list-style-type:decimal">
<li><a href="/loans/loan-request-form">Maximize with USDA/FHA loan optimization through the ultimate request</a></li>
<li><a href="/mortgage-calculators">Identify USDA and FHA rates and terms initially</a></li>
<li><a href="/loans/info/hard-money-lenders-directory">Access the largest USDA loans lenders database</a></li>
</ol>
</div>
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<img src="/Content/images/loan_request_matching_results.jpg" alt="Lendersa USDA loan request and matching results" style="width:400px;" />
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</div>
<h2>Understanding USDA Loans in CA</h2>
<p>A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage loan requires no down payment at all.</p>
Enter your location to find out if it qualifies for USDA rural housing loan?
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