USDA and FHA Pro and Con in Rancho-Cucamonga, San Bernardino County, CA
As of 2025, USDA loan caps in Rancho-Cucamonga, located in San Bernardino county, CA, are set at $381,800, while FHA caps are $477,250 for single-family residences.
Utilize the Lendersa® USDA loan calculator today to compare the competitive USDA and FHA rates, assessing income, credit, reserves, and documentation necessary for qualification. With our comprehensive mortgage calculator, you can scrutinize USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on the best program in the state of for your unique financial circumstances.
2025 Loan Maximums and Downpayment Requirements in Rancho-Cucamonga, San Bernardino County, CA
Program Type
Maximum Loan
Initial Payment
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional
$548,250
3%
Exploring USDA and FHA Loans in Rancho-Cucamonga, CA
Lendersa® is committed to swiftly securing you the optimal USDA or FHA loan, devoid of complications. Choose from three initial steps to connect with matching lenders and explore USDA loan possibilities.
A USDA home loan signifies a government-backed mortgage loan via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, accessible only in rural segments. Contrary to FHA loans requiring a 3.5% down payment, USDA mortgages necessitate no down payment at all.
We are mortgage brokers backed by an extensive experience in lending and brokering. Our Broker of Record has over 27 years of experience in residential and commercial lending. We are committed to building a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders.
7700 Folsom Auburn Road, Suite 110, Folsom, CA, 95630
We will treat you right and give you the personal attention you deserve. We know the big commitment you are making in buying a home, refinancing a mortgage, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.
We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.
2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.
2200 Sunrise Blvd, Suite 168, Rancho Cordova, CA, 95670
For 25 years we have been helping clients with home loans by giving them options and helping them navigate the lending process. Not sure you will qualify? There is NO COST to getting pre-approved, give us a call to get started today!
Jim Langdon (Branch NMLS #304050) has been in the Home Loan Consulting business for 25 years.
Copeland Mortgage can offer you a free loan estimate with the lowest interest rate and mortgage payment that is available in the market. Whether you are looking for the lowest interest rate and mortgage payment, a shorter term to pay your house off faster, or need cash out to consolidate debt or do home improvements,
