USDA Vs. FHA your options comparison in Forestville, Sonoma County, CA
In the year 2025, the USDA loan maximum for the area of Forestville, situated in the county of Sonoma, CA, is $763,200, while the FHA limit for a single-family residence is set at $861,350.
Utilize the Lendersa® USDA loan calculator to efficiently compare today's top USDA and FHA rates. This tool assists in determining the required income, credit level, reserves, and necessary documents for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best fit in for your financial needs.
Loan Limits and Downpayment Requirements for 2025 in Forestville, Sonoma, CA
Type of Loan
Limit
Down Payment
USDA
$763,200
0%
FHA
$861,350
3.5%
Conventional Conforming
$861,350
3%
Options for USDA and FHA Loans in Forestville, CA
Lendersa® aims to secure for you the most suitable USDA or FHA loan quickly and with ease. Choose from three initial pathways that connect you with matching lenders and USDA financing options.
A USDA home loan, also dubbed as USDA rural development loan or USDA mortgage, is backed by the government under the Department of Agriculture. It is specifically available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024
Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.
515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
Full Spectrum Capital is a boutique mortgage brokerage dedicated to providing an array of loan options, competitive rates, a streamline process and truly understanding your overall situation. We have developed relationships with a large network of lenders which provides you with specially catered loan options to fit your specific situation.
73131 Country Club Drive, Suite C3 & C4, Palm Desert, CA, 92260
Our goal of giving you the best service possible is exemplified by our customer service team. As our reputation attests, we strive for excellence in every way and promise to serve you with the utmost care and integrity. As such, we are always here to address any concerns you may have. Your concerns are our concerns!
Pacific Mortgage Exchange, Inc. of Palm Desert, CA has been your devoted hard money lender for over 30+ years! Pacific Mortgage Exchange, Inc.’s reliable hard money loan programs make the process of investment funding fast and convenient and enables clients nationwide with income-producing properties to receive funding.
Nationwide Fair Lending employs an experienced staff, whose sole function is to assure customer satisfaction throughout the entire loan process. Our staff’s commitment to this industry is supported by continued education and development in the latest products. We measure achievement not only in financial terms but also in human terms.
Our mission at Hood River Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them competitive low interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
