USDA Vs. FHA your options comparison in Forestville, Sonoma County, CA
In the year 2026, the USDA loan maximum for the area of Forestville, situated in the county of Sonoma, CA, is $763,200, while the FHA limit for a single-family residence is set at $861,350.
Utilize the Lendersa® USDA loan calculator to efficiently compare today's top USDA and FHA rates. This tool assists in determining the required income, credit level, reserves, and necessary documents for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best fit in for your financial needs.
Loan Limits and Downpayment Requirements for 2026 in Forestville, Sonoma, CA
Type of Loan
Limit
Down Payment
USDA
$763,200
0%
FHA
$861,350
3.5%
Conventional Conforming
$861,350
3%
Options for USDA and FHA Loans in Forestville, CA
Lendersa® aims to secure for you the most suitable USDA or FHA loan quickly and with ease. Choose from three initial pathways that connect you with matching lenders and USDA financing options.
A USDA home loan, also dubbed as USDA rural development loan or USDA mortgage, is backed by the government under the Department of Agriculture. It is specifically available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
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Western Security Bank, A Division of Glacier Bank,
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