USDA and FHA Pro and Con in Sebastopol, Sonoma County, CA
For 2025, the USDA loan limit in Sebastopol, within the county of Sonoma, CA, is $763,200; however, for a single-family dwelling, the FHA limit is $861,350.
Utilize the Lendersa® USDA loan calculator to explore today's most favorable USDA versus FHA rates. This tool helps you ascertain the necessary income, credit score, reserves, and documentation needed to qualify. You can also compare USDA, FHA, Conforming, and VA options side-by-side, aiding you to choose the best program for your specific financial profile in .
2025 Loan Limits and Downpayment Conditions in Sebastopol, County of Sonoma, CA
Loan Type
Loan Limit
Down payment
USDA
$763,200
0%
FHA
$861,350
3.5%
Conventional Conforming
$861,350
3%
Discovering USDA and FHA Loan Choices in Sebastopol, CA
At Lendersa®, our commitment is to secure the optimal USDA or FHA loan for you swiftly and without complications. Start with any of our three paths to match with lenders and USDA loan solutions effectively.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, often termed the USDA rural development loan or USDA mortgage, accessible in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
Funding Concepts Group we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Homestead SPC is the first California Social Purpose Corporation to provide all-inclusive mortgage, realty and legal services to Home Buyers and Homeowners. Founded by Real Estate Attorney and Broker Joseph Arthur Roberts, Homestead SPC is the product of lessons learned from the Great Mortgage Crisis.
With over 15 years of experience in all facets of Mortgage Lending, Melissa has knowledge in conventional, non-conventional, government, non-prime, and hard money loans. She understands that every loan is unique and keeps an optimistic mindset.
Melissa has an extensive background in helping first time homebuyers
2730 S Harbor Boulevard, Suite L, Santa Ana, CA, 92663
We take pride in providing you with excellent service and appreciate the opportunity to assist you with your mortgage needs and also We provide the lowest rates for our Veterans, if you are in process with another and your appraisal is done you owe it to yourself to compare pricing.
We close loans in as little as 30 days.
3101 W. Pacific Coast Hwy, Suite 150A, Newport Beach, CA, 92663
Our all-encompassing approach to lending allows us to immerse ourselves in a multitude of lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards of character, respect, and integrity.
With CdM Lending and Priority Financial Network as your lender.
2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
Legacy Finance and Realty is a full service CA Mortgage and Real Estate Broker. We are proud to provide our clients with a plethora of home loan products as well as real estate sales and purchasing services. Whether you are looking for a loan to purchase or refinance a home, Legacy Finance and Realty will provide all viable options.
2901 West Coast Hwy, Suite 200, Newport Beach, CA, 92663
Crystal Lending Group Inc., a California based Real Estate Brokerage company with over 14 years of experience in the industry. Based in Newport Beach, California, we are here to serve our local communities along with every city in our beautiful state of California. The choice is clear when choosing Crystal Lending Group
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2901 West Coast Highway, Suite 272-273, Newport Beach, CA, 92663
Platinum Lending Solutions As professional mortgage planners, we are here to provide you with a type of mortgage that it would be used as a tool to achieve your both short and long-term financial goals and eventually lead you to the creation of wealth.Based on the information that you provide, we will offer you customized mortgage.
