USDA and FHA Pro and Con in Sebastopol, Sonoma County, CA
For 2025, the USDA loan limit in Sebastopol, within the county of Sonoma, CA, is $763,200; however, for a single-family dwelling, the FHA limit is $861,350.
Utilize the Lendersa® USDA loan calculator to explore today's most favorable USDA versus FHA rates. This tool helps you ascertain the necessary income, credit score, reserves, and documentation needed to qualify. You can also compare USDA, FHA, Conforming, and VA options side-by-side, aiding you to choose the best program for your specific financial profile in .
2025 Loan Limits and Downpayment Conditions in Sebastopol, County of Sonoma, CA
Loan Type
Loan Limit
Down payment
USDA
$763,200
0%
FHA
$861,350
3.5%
Conventional Conforming
$861,350
3%
Discovering USDA and FHA Loan Choices in Sebastopol, CA
At Lendersa®, our commitment is to secure the optimal USDA or FHA loan for you swiftly and without complications. Start with any of our three paths to match with lenders and USDA loan solutions effectively.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, often termed the USDA rural development loan or USDA mortgage, accessible in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
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Movement Mortgage was created in 2008 amidst one of the biggest financial meltdowns in American history. We are committed to being a Movement of Change in the mortgage industry, in corporate cultures and in communities.We have created a corporate culture in which our employees can thrive both personally and professionally.
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A Smart Senior understands that a Reverse Mortgage is a home loan that enables homeowners 62 and older to access the equity in their home with no monthly payment. You may choose from several payment options, including a lump sum, equal payments over time, a line of credit or a combination of the fore mentioned.
Established in 1872 in Mifflinburg, Pennsylvania, Mifflinburg Bank was founded at a time when the town was heavily involved in the manufacturing of buggies. The booming business of the town and its location along one of the main arteries to the West provided residents good economic times and ample cash and investment opportunities that became the s
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We work with multiple lenders and we can provide our clients with extremely competitive pricing.
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