USDA VS FHA in Larkfield-Wikiup, Sonoma County, CA
In 2026, the USDA loan limit for Larkfield-Wikiup, within the county of Sonoma, CA, is specified at $763,200, whereas the FHA limit for a single-family home is set at $861,350.
To assess today's best USDA versus FHA rates, employ the Lendersa® USDA loan calculator, which helps determine the income, credit, reserves, and documents you need for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your specific financial needs in . Compare loan offers from 100 different lenders
2026 Loan Limits and Down Payment Requirements in Larkfield-Wikiup, Sonoma, CA
Loan Type
Loan Limit
Down Payment
USDA
$763,200
0%
FHA
$861,350
3.5%
Conventional Conforming
$861,350
3%
Exploring USDA and FHA Loan Options in Larkfield-Wikiup, CA
At Lendersa®, our aim is to promptly secure the best USDA or FHA loan for you without the hassle. Choose from three starting points to connect with lenders who match your USDA loan requirements.
The USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, providing significant benefits for eligible homebuyers in rural communities.
6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
One Source Lending are a Wholesale Mortgage Broker for the Purchase or Refinance of your Home. We are happy to provide a free comparison on any current quote you have with any other lender. We want you to know if your getting the best rate and lowest costs on typically the biggest transaction anyone makes in LIFE
9155 East Nichols Avenue, Suite 150, Centennial, CO, 80112
The Horn Funding Corp is a local & family owned Colorado based Mortgage Lender. Structured to be agile and qualitative, The
Horn Funding Corp is the Non-Big Bank solution for people seeking mortgage financing. The employees of The Horn
Funding Corp share the value system and strive to meet the needs and goals of ALL potential clients.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7200 E Dry Creek Rd, Suite G103, Centennial, CO, 80112
The Loan Pros are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
6 Inverness Court East, Suite 123, Englewood, CO, 80112
"We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. We pride ourselves on the following:
We Do What's Right For You 100% of the Time. Our customers save money and close their loans quickly"
10700 East Geddes Avenue, Suite 155, Englewood, CO, 80112
The Houz Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
The Mortgage Co is licensed mortgage banker locally owned and headquartered in Centennial, Colorado, since 1996. We offer a wide variety of residential loan programs including Conventional, FHA, VA, USDA, CHFA, MMA, and many more. Visit our company website to learn more about all the services we offer at TheMortgageCo.com.
6855 S Havana St, Suite 500, Centennial, CO, 80112
US Mortgages has been serving the needs of Colorado homeowners for over 20 years. We offer a wide range of products to help you achieve all of your home buying and mortgage refinance goals. Our licensed Personal Mortgage Advisors will listen to your needs and show you the best options available.
7853 E. Arapahoe Ct, Suite 2100, Centennial, CO, 80112
Metrolink Mortgage is a Colorado based mortgage company. We provide first class service with a customer satisfaction business philosophy. Let us help you with your next refinance or purchase with a hassle free mortgage experience. We offer Conventional, FHA, and VA, USDA, and first time home buyer financing options with the fastest turn.
6851 South Holly Circle, Suite 280, Centennial, CO, 80112
The Colorado Lending Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Pulte Mortgage is a wholly-owned financial services subsidiary of PulteGroup, Inc. (NYSE: PHM) that solely focuses on the financing of new construction homes for customers of Pulte Homes, Centex, Del Webb, DiVosta, and John Wieland Homes brands. Founded in 1972, Pulte Mortgage has financed more than 700,000
6801 S. Emporia St., Suite 210, Greenwood Village, CO, 80112
WINPRO, LLC it is our mission is to provide socially responsible capital solutions to owners of commercial real estate through the delivery of premium lending products that provide flexibility and knowledgeable services to borrowers, while simultaneously utilizing innovative and experienced risk management capabilities.
