USDA VS FHA in Larkfield-Wikiup, Sonoma County, CA
In 2025, the USDA loan limit for Larkfield-Wikiup, within the county of Sonoma, CA, is specified at $763,200, whereas the FHA limit for a single-family home is set at $861,350.
To assess today's best USDA versus FHA rates, employ the Lendersa® USDA loan calculator, which helps determine the income, credit, reserves, and documents you need for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your specific financial needs in . Compare loan offers from 100 different lenders
2025 Loan Limits and Down Payment Requirements in Larkfield-Wikiup, Sonoma, CA
Loan Type
Loan Limit
Down Payment
USDA
$763,200
0%
FHA
$861,350
3.5%
Conventional Conforming
$861,350
3%
Exploring USDA and FHA Loan Options in Larkfield-Wikiup, CA
At Lendersa®, our aim is to promptly secure the best USDA or FHA loan for you without the hassle. Choose from three starting points to connect with lenders who match your USDA loan requirements.
The USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, providing significant benefits for eligible homebuyers in rural communities.
At Mortgage Solutions, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our company is based on the belief that our customers’ needs are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals.We would welcome the opportunity to earn your trust & deliver you the best service in the industry, honestly, ethically.
Icon Capital has built its mortgage practice based on planning with the lowest cost loan strategy over time. Utilizing competitive rates and loan products that can easily be managed and interwove into your overall short and long term financial goals to maximize wealth creation, cash flow and cost.
Bank of Marin is a leading business and community bank in Northern California with assets of almost $4 billion. Bank of Marin provides commercial banking, personal banking, specialty lending and wealth management and trust services throughout its 31 branches and 8 commercial banking offices located across 10 counties.
West Cal Financial Our team strives to provide our clients with the best possible experience. Our One-Stop-Shop approach strives to provide a customer experience that will help alleviate the stress and worry that can often be part of such a large financial transaction. With our specialized knowledge we hope to be able to provide our clients.
Community First Credit Union was founded by seven LOCAL teachers who were denied home loans by banks (back in the day, teachers weren't paid in summer months, and bankers decided teachers weren't smart enough to save up for those months). Since that founding, our "field of Membership" was expanded to include anyone who was a resident of Lake
VARRIS Mortgage Solutions is a unique company that partners with credit unions and other lenders to offer flexible programs and low rates. We serve local communities in Northern California and have a very large client base in Southern California as well.We are highly experienced qualifying all types of applicants, from traditional to self-employed.
NonQMHomeLoans.com is a full-service marketing agency providing the broad spectrum of Conventional & Non-QM Mortgage products.Our knowledgeable team of experts will constantly impress with the first-class service never before experienced in the industry.NonQMHomeLoans.com, our core strengths are the personal touches and unique products we deliver.
Kevin Green and Pacific Private Money specialize in supporting funding for real estate investors and borrowers throughout California. I am dedicated to providing fast, friendly, reliable, and no-nonsense service. Pacific Private Money is a member of both the California Mortgage Association and the American Association of Private Lenders.
Dryden Capital provides Borrowers with fast creative solutions to their financing needs. We are local to the Bay Area but lend throughout California. We make all type of investment loans including Investment properties, Multifamily, Commercial, Rehab, Mixed Use and Construction Loans.
In 2008, we identified a need in underserved capital markets left behind in the wake of the financial crisis. Since then, we have grown quickly by serving the expanding market of borrowers who are unable to secure conventional financing, and by specializing in short-term, fast-funding situations.
17 years of Real Estate experience, second generation - Residential & Commercial
My goal is to provide clarity, professionalism and success to my clients during the most important financial transactions of their life. I provide the financing to suit the current need and the ability to see the big picture
