USDA Vs. FHA your options comparison in Windsor, Sonoma County, CA

In 2025, the USDA loan limit for Windsor in Sonoma, CA, is $763,200, while the FHA limit for a single-family home is $861,350.

Use the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA options. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program for your financial needs, notably in Alabama.

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2025 Loan Limits and Down Payment Requirements in Windsor, County of Sonoma, CA

Loan Type Loan Limit Down Payment
USDA $763,200 0%
FHA $861,350 3.5%
Conventional Conforming $861,350 3%

Exploring USDA and FHA Loan Options in Windsor, CA

Lendersa® aims to provide you with the best USDA or FHA loan quickly and effortlessly. Begin with one of three strategies to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

USDA home loans are guaranteed by the U.S. Department of Agriculture and often referred to as USDA rural development loans or USDA mortgages. Available only in rural areas, they require no down payment, unlike FHA loans which require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AG New Mexico
  • 4501 North Prince Street, Clovis, NM, 88101
  • Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.
  • The Mortgage SuperStore
  • 420 Commerce Way, Clovis, NM, 88101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dalhart Federal Savings & Loan Association, SSB
  • 502 Denrock Avenue, Dalhart, TX, 79022
  • Dalhart Federal Savings & Loan, chartered in 1934, is located in a rural farming community. In 1975 the Board of Directors decided to expand outside of Dalhart and opened a branch in Dumas. The philosophy of our founding members was to serve the local community mainly through mortgage lending. Although this philosophy is still true today, modern ti
  • Lakota Federal Credit Union
  • Lakota Trade Center, Suite 103 | 104, Kyle, SD, 57752
  • In January 2009, several community leaders started in pursuit of a dream to establish the Lakota Federal Credit Union to serve the people of the Pine Ridge Reservation. The proposed credit union would provide basic banking services to help the Oglala LakotaOyate (people) achieve their financial goals, and in turn help the local economy.
  • U1st Community Federal Credit Union
  • 601 N Canal Street, Carlsbad, NM, 88220
  • U-1st Community Federal Credit Union can help with your individual loan and checking account needs. We offer a wide variety of products and services, including consumer loans, money market accounts, checking accounts and more. We were established on October 3, 1955, and with over 65 years of experience.
  • Internationalites Federal Credit Union
  • 901 North Canal Street, Carlsbad, NM, 88220
  • The credit union is a cooperative organization operated by volunteer members formed into governing bodies. A board of seven directors governs the overall operations of the credit union. A supervisory committee examines the credit union operations and oversees the board of directors.
  • Eddy Federal Credit Union
  • 909 W Pierce Street, Carlsbad, NM, 88220
  • Eddy Federal Credit Union is committed to making available products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with the credit union.
  • Western Commerce Bank
  • 127 S. Canyon St, Carlsbad, NM, 88220
  • Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.