In 2025, the USDA loan cap in Fowler, located in Fresno, CA, is set at $405,000. In contrast, the FHA limit for a single-family residence is $472,030.
Apply Lendersa®'s USDA loan calculator to compare today's optimal USDA vs. FHA rates. Determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program might be best suited to your financial condition, like in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Fowler, Fresno, CA
Loan Type
Loan Limit
Down Payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Fowler, CA
The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you, free from hassle. Choose one of three approaches that lead you to lenders and USDA loan offerings that suit your needs.
A USDA home loan is a government-backed product from the Department of Agriculture, also known as a USDA rural development loan or mortgage. It's available exclusively in rural areas. While FHA loans require a minimum 3.5% down payment, USDA loans need no down payment.
10777 W Twain Ave, Suite 220, Las Vegas, NV, 89135
"The Mevorah Team has over 20 years of experience and its loan originators rank consistently in the top 1% nationwide. JASON MEVORAH is the owner and LOAN ORIGINATOR
We strive to provide this level of service all while offering a competitive interest rate that you might not expect from a high-touch community lender."
10100 West Charleston Boulevard, Suite 100, Las Vegas, NV, 89135
Our mission is to make the mortgage approval process as painless as possible. Finding the right home is stressful enough, the financing shouldn’t be! We’ve streamlined the mortgage application process so you can submit all the required documentation without the hassle. Our convenient online application generates an instant pre-approval.
32172-A Camino Capistrano, Suite A, San Juan Capistrano, CA, 92675
Mares Mortgage is rated first, locally & recommended as the most convenient home loan option. A standard that has been perfected for more than two decades. When Cutberto started providing loans in 1993, he did not just want to provide quality financing. Honesty, Integrity, Customer Service, not something you often hear about in a mortgage company.
Since 1991, we have been providing mortgage loans to individuals like yourself. We specialize in custom programs that fit the needs of any home owner. Whatever challenges there may be, we will work one-on-one with you to get the best possible quote. And, customers with good credit will have the benefit of taking advantage of our special rates.
31726 Rancho Viejo Road, Suite 209, San Juan Capistrano, CA, 92675
RSI Financial Services is a direct lender and mortgage broker headquartered in San Juan Capistrano, California. Founded in 2003, RSI Financial Services provides a range of home loan options for buying and refinancing. Our experienced loan professionals are dedicated to helping you through the loan process
31910 Del Obispo Street, Suite 100, San Juan Capistrano, CA, 92675
Hybrid Agents in our brokering platform can choose from many different lending sources to give consumers the best available product, rates, cost, and service. We partner with some of the most competitive investors in the industry. Hybrid Agents practicing lending and real estate use a fully integrated
30220 Rancho Viejo Road, Suite E, San Juan Capistrano, CA, 92675
Linear Home Loans was founded in 2008 on the principles of fair and ethical lending, with a customer-centric strategy to deliver great service and competitive rates.We strive to provide only the best customer service as it is our goal to make sure every client of ours has a positive mortgage experience.
30448 Rancho Viejo Road, Suite 120, San Juan Capistrano, CA, 92675
"Introducing, a one of a kind new program exclusively for Active Military and Veterans, it occurred to us that there must be a better way for “VA folks” just like you to BUY your ultimate home!
Your VA loan benefit is a very powerful tool, but it falls desperately short when it comes to paying for everything to actually finish the home"
31730 Railroad Canyon Rd, Suite 4, Canyon Lake, CA, 92587
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
