USDA and FHA Pro and Con in Tarpey-Village, Fresno County, CA

As of 2025, the USDA loan limit in Tarpey-Village within Fresno county, CA, is set at $296,900, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates. Assess income, credit, reserves, and the necessary documents needed for qualification. Our advanced mortgage calculator allows you to simultaneously view USDA, FHA, Conforming, and VA options, aiding in selecting the best program for your financial needs in .

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2025 Loan Limits and Requirements for Downpayments in Tarpey-Village, Fresno, CA

Loan Type Loan Limit Down Payment
USDA $296,900 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Paths in Tarpey-Village, CA

The primary aim of Lendersa® is to secure the most appropriate USDA or FHA loan for you swiftly and efficiently. Choose from three starting points that lead to matching with lenders offering USDA loans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, alternatively referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. Meant exclusively for rural areas, this loan differs from FHA loans by not requiring any down payment, in contrast to the FHA’s minimum of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mainspring Capital Inc
  • 650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
  • Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.
  • Premier Lending Solutions
  • 931 Monroe Dr NE, Suite 102165, Atlanta, GA, 30308
  • Premier Lending Solutions is a private lending company based in Atlanta, Georgia. We provide residential and commercial financing to investors, rehabbers and commercial property owners. Premier Lending Solutions was initially formed to service the needs of investors in the State of Georgia.
  • Powerco Federal Credit Union
  • 241 Ralph McGill Boulevard NE, Atlanta, GA, 30308
  • Powerco is a federally insured financial institution headquartered in Atlanta, Georgia. Chartered in 1935, Powerco, with over $185 million in assets, is one of the largest and fastest growing credit unions in the State of Georgia. More than 21, 000 members and their families are served by dedicated professionals in eight branches in GA & MS.
  • Power Purchase Mortgage
  • 715 Peachtree St NE, Suite 100 & 200, Atlanta, GA, 30308
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Groundfloor
  • 600 Peachtree St. NE, Suite 810, Atlanta, GA, 30308
  • GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving.
  • CR Mortgage Solutions Inc
  • 585 Grant Street South East, Atlanta, GA, 30312
  • CR Mortgage Solutions company is an experienced, independent and local mortgage broker in the Grant Park area, specializing in home loans and refinancing. We work with a variety of banks to find the best residential mortgage loan at the best rate, and we can help you every step of the way, all the way to closing on your new home
  • Galion Building and Loan Bank
  • 135 South Market Street, Galion, OH, 44833
  • We strive to be a full-service independent community bank, and remain committed to the Galion area residents. Every effort has been made to improve the quality of service for our customers, making use of the latest in banking technology available today. Galion Building and Loan Bank is proud of our heritage in Galion since 1888.
  • Chivaho Federal Credit Union
  • 190 North Bridge Street, Chillicothe, OH, 45601
  • The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each
  • Homeland Credit Union
  • PO Box 1974, Chillicothe, OH, 45601
  • Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.
  • Peoples Bank of Graceville
  • 5306 Brown St, Graceville, FL, 32440
  • we provide local, convenient financial services to our customers and community. We offer a variety of financial services to our customers in Graceville and the surrounding communities. We will always strive to provide the very best banking with a small town, know your customer perspective of building customer relationships. We are banking on servic
  • Erie Community Federal Credit Union
  • 1109 E Strub Road, Sandusky, OH, 44870
  • Erie Community FCU, a federally insured credit union that was founded in 1958. We are a full-service, not-for-profit financial institution owned by its members. If you have a family member (spouse, sister, uncle, nephew, grandparent, etc.) who is already a member of the credit union, you qualify to join as well, regardless if you live, work, or wor
  • Civista Bank
  • 100 E. Water Street, Sandusky, OH, 44870
  • Since 1884 Civista Bank has provided financial solutions to generations of businesses, families and individuals. We're committed to developing life-long relationships built on trust, expertise, and exceptional service. As a $3.0 billion organization, our financial resources and commitment to be the community's trusted financial advisor