USDA VS FHA in Tarpey-Village, Fresno County, CA

As of 2026, the USDA loan limit in Tarpey-Village within Fresno county, CA, is set at $296,900, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates. Assess income, credit, reserves, and the necessary documents needed for qualification. Our advanced mortgage calculator allows you to simultaneously view USDA, FHA, Conforming, and VA options, aiding in selecting the best program for your financial needs in .

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2026 Loan Limits and Requirements for Downpayments in Tarpey-Village, Fresno, CA

Loan Type Loan Limit Down Payment
USDA $296,900 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Paths in Tarpey-Village, CA

The primary aim of Lendersa® is to secure the most appropriate USDA or FHA loan for you swiftly and efficiently. Choose from three starting points that lead to matching with lenders offering USDA loans.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, alternatively referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. Meant exclusively for rural areas, this loan differs from FHA loans by not requiring any down payment, in contrast to the FHA’s minimum of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Pacific Capital Mortgage, Inc.
  • 4900 West Expressway 83, Suite 208, McAllen, TX, 78501
  • Pacific Capital Mortgage, Inc., offers a comprehensive suite of Fix&Flip, Rental, and Multifamily products. Our leverage, competitive rates, transparency, and top-notch customer service sets us apart from the pack. We are here to help you fund and succeed in your Real Estate Investment Business.
  • Harrison Lending Group, Inc.
  • 801 West Nolana, Suite 335, McAllen, TX, 78501
  • Harrison Lending Group, we provide custom-tailored lending programs to fit the needs of each borrower and property type. Our many years of experience helps us match your financial profile and property type to the lender's requirements and willingness to fund a particular commercial mortgage loan.
  • Structure Finance LLC
  • 3313 N. McColl Road, McAllen, TX, 78501
  • Structure Finance is a direct mortgage Broker committed on helping our customers envision what home should feel like. Here we are to serve you with any mortgage loan need you have.Our team is committed to help you better understand the maze of mortgage finance. We take the time to listen to your mortgage needs and find the right loan that suits you
  • Wharton County Teachers Credit Union
  • 2114 Junior College Boulevard, Wharton, TX, 77488
  • WCTCU has been serving Wharton County educators and their families for over 65 years. WCTCU received its charter on September 4, 1953. Since its founding, it has provided financial services to employees of Wharton County Junior College and employees of the five independent school districts in Wharton County
  • Texasgulf FCU
  • 2101 N Fulton Street, Wharton, TX, 77488
  • Texasgulf FCU served the employees and their families of the Texasgulf Sulphur Company in New Gulf, Texas. Texasgulf FCU continued to exclusively serve the employees of the sulphur company and their families for fifty-five years until the sulphur reserves started to deplete Texasgulf FCU now services over 13, 000 members and has $125 million in ass
  • Morris Sheppard Texarkana Federal Credit Union
  • 419 W 4th Street, Texarkana, TX, 75501
  • Morris Sheppard Texarkana FCU will continue to uphold its fundamental responsibility to actively serve people within our field of membership, which consists of the employees of the City of Texarkana TX, City of Texarkana AR, Bowie County and their spouse, children, and grandchildren. We will continue to deliver a range of low cost products.
  • FCI Federal Credit
  • 2500 Leopard Drive, Texarkana, TX, 75501
  • FCI Federal Credit Union were granted a charter with the National Credit Union Administration. Our membership field included the employees and their immediate families of the Texarkana Federal Correctional Institution. This Credit Union is a not for profit financial cooperative that is owned by the people who use it and is governed.
  • Domino Federal Credit Union
  • 4702 S Lake Drive, Texarkana, TX, 75501
  • Domino Federal Credit Union was chartered on August 23, 1973. Employees of International Paper Mill in Domino, Texas worked together to establish this institution. In the beginning, Domino Federal Credit Union only offered Savings and Loans. It has since grown to offer Checking Accounts, IRAs, Share Certificates, Online Banking and more
  • Red River Credit Union
  • 1000 Pine, Texarkana, TX, 75501
  • Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
  • First State Bank of Le Center
  • 88 North Park Avenue, Le Center, MN, 56057
  • First State Bank of LeCenter provides banking services. The Bank offers checking accounts, credit and debit cards, loans, payment protection, bill payment, and online banking services. First State Bank of LeCenter serves clients in the State of Minnesota. First State Bank is located in Le Center, Minnesota, and was founded in 2009.
  • First National Bank of Le Center
  • 10 W Minnesota St, Le Center, MN, 56057
  • The First National Bank of Le Center has been proudly serving the communties of Le Center and Kilkenny for over 100 years. We think the First National Bank of Le Center Facebook page is a unique way to communicate news to you, keep you updated about things going on in our community as well as an opportunity to get to know us.
  • First National Bank Minnesota
  • 201 W. Main Street, Belle Plaine, MN, 56011
  • Through our four banking offices, we serve nonprofit organizations, businesses, agriculture, and individuals with a combination of responsive, personal service, and high-quality products. Our aim is to remain one of the area's most successful and respected financial organizations by creating.