USDA VS FHA in Mayfair, Fresno County, CA

In 2026, if you're considering a USDA loan in Mayfair, within Fresno county, CA, the limit is $405,000. For a single-family home, the FHA limit is $472,030.

Utilizing the Lendersa® USDA loan calculator can help you compare top USDA versus FHA rates today. This tool assesses the income, credit, reserves, and documentation necessary for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding your choice of the best program for your financial status in .

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Loan Limits and Downpayment Requirements for 2026 in Mayfair, Fresno, CA

Loan Type Loan Limit Down Payment
USDA $405,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Mayfair, CA

The mission of Lendersa® is to connect you with the optimal USDA or FHA loan efficiently and hassle-free. Choose from three starting points to discover matching lenders and USDA loan options.

Lendersa USDA loan requests and matching results

Understanding the USDA Loan in CA

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This is available exclusively for rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, USDA loans do not require any down payment, offering a more accessible option.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Davis Financial, LLC
  • 310 West 11th Street, Vancouver, WA, 98660
  • Davis Financial, LLC founer of Howie Davis 16 years of experience as a loan originator, and with degrees in finance and accounting, my background enables me to provide excellent service and sound advice to my clients. Customer service is the cornerstone of my business. I truly enjoy helping and educating clients about the loan process.
  • Cochise Credit Union
  • 170 N. Haskell, Willcox, AZ, 85643
  • Cochise Credit Union was state chartered in 1958 in Willcox, AZ to serve the financial needs of Sulphur Springs Valley Electric Cooperative (SSVEC) employees and their families. Over the years the credit union has expanded their field of membership to serve the following zip codes: 85643, 85644, 85625, 85605, 85606,
  • Rio Blanco Schools Federal Credit Union
  • 402 W. Main Street, Suite 139, Rangely, CO, 81648
  • In 1959 Rio Blanco Schools Federal Credit Union began by the teachers for the teachers to serve the Rangely School District and the Meeker School District. Through the years the scope of our membership has grown. We now accept membership of those who are employees and family members of Rangely and Meeker School Districts.
  • Major Mortgage
  • 5600 Mickey Dr, Suite D, Farmington, NM, 87402
  • Here at Major Mortgage We are your Local Mortgage Lender and we strive daily to be a one stop shop for you by providing Processing, Underwriting and Closing all under the same roof. Our team of licensed experts have a combined 40 years of experience and extensive knowledge and understanding of loans and how they work.
  • Tri-CU Credit Union
  • 3213 W 19th Avenue, Kennewick, WA, 99337
  • TRI•CU Credit Union is a federally chartered credit union that was founded in 1969 by the International Brotherhood of Electrical Workers Local 112. Our name at that time was IBEW #112 Federal Credit Union and our membership was restricted to the electricians and their families. We are a not-for-profit financial cooperative that is tax exempt.
  • Four Corners Community Bank
  • 500 West Main Street, Farmington, NM, 87401
  • Four Corners Community Bank (FCCB) serves San Juan County in New Mexico, and Montezuma and La Plata counties in Colorado. Since 2000, the bank has focused on providing safe, sound, and local services within each community it is located. Each of its seven locations is a full-service financial institution, offering complete personal
  • Blue Mountain Credit Union
  • 520 S College Avenue, College Place, WA, 99324
  • BMCU is a state-chartered credit union with almost 4, 000 members. It was founded in 1959 by Walla Walla College business faculty. It has grown to be a full-service financial institution with one branch in College Place, Washington. Its address is 520 S. College Avenue, College Place, Washington.
  • CASCADIA HOME LOANS
  • 51895 SW Old Portland Rd, Suite B, Scappoose, OR, 97056
  • Cascadia Home Loans offers fixed and adjustable-rate mortgages. We also work with FHA, VA, and USDA loan programs. Why wait? You can get started now, save your progress, and come back to finish anytime. If you have questions just give Cascadia a call and we will walk you through the home loan pre-approval process