In the year 2025, the USDA loan threshold for single-family homes in Fremont, part of Alameda county, CA, is $776,600. On the other hand, the FHA loan cap is set at $1,089,300.
The Lendersa® USDA loan calculator is your tool to compare today's top USDA versus FHA rates. It helps determine the necessary income, credit score, reserve levels, and documentation to qualify. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side. This feature assists you in selecting the best program available in that suits your personal financial circumstances.
Discover the 2025 Loan Limits and Down Payment Requirements in Fremont, Alameda, CA
Type of Loan
Loan Ceiling
Minimum Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Alternatives in Fremont, CA
The mission of Lendersa® is to swiftly secure the optimal USDA or FHA loan available, with ease and efficiency. Start with any of the three pathways provided to connect with appropriate lenders and identify suitable USDA loan programs.
A USDA home loan is guaranteed by the United States Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods. In contrast to FHA loans which require at least a 3.5% down payment, USDA loans wave the requirement for any down payment altogether.
1900 Superior Avenue E, Suite 126, Cleveland, OH, 44114
We are the arts community’s credit union, offering products designed to meet the unique professional and personal needs of the art & music community. Our services range from competitive checking and savings accounts to low-interest credit cards, creative arts project loans and our specialty: musical instrument loans.
The Greater Cleveland Community Credit Union began on November 26, 1937, with 39 owner-members, as the Civil Service Employees Association Credit Union, which served the financial needs of City of Cleveland employees. We aim to propel our membership toward financial empowerment and growth by providing an array of individualized financial products.
The Cleveland Police Credit Union was organized in October, 1938, when seven policemen were granted a charter by the State of Ohio and worked out of a "cubby-hole" office at the old Central Station on 21st and Payne Avenue. Cleveland Police Credit Union is committed to providing the highest level of customer service and satisfaction possible.
At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day.
1360 East Ninth Street, Suite 950, Cleveland, OH, 44114
Since 1982, we have provided more than $550 million in financial assistance to businesses as part of our overall mission to foster economic growth & job creation in Ohio. Also, for the past 11 years, we have been the number one SBA 504 lender in the State of Ohio. Growth Capital has a team of experienced economic development finance professionals.
Bellwether Enterprise is one of the fastest-growing commercial & multifamily mortgage banking companies in the country.
We are large in scope, yet focused in approach. With offices across the country, we offer an unwavering commitment to regional expertise. Most of our loan producers have 25 plus years of experience.
Ohio’s First Class Credit Union (OFCCU) is a full service financial institution established in 1932, as Cleveland Postal Employees Credit Union (CPECU). It was the idea of several postal employees who came together because they wanted to help fellow postal employees. They pooled money together to make low interest loans to coworkers.
2921 Community College Avenue, Cleveland, OH, 44115
The Ohio Educational Credit Union (OHecu) is a full-service financial institution. Our goal is to recognize and understand the unique financial needs of our individual members and fulfill those needs through a variety of diversified products. Credit Union (OHecu) is a full-service financial institution.
In 1963, there were no locally owned banks in Athens County. Six forward thinking area business professionals saw a need and came together to start an independent community bank based in Athens. On August 12, 1963, Hocking Valley Bank opened its doors for business. More than 50 years later, we are still committed to local leadership
Ohio University Credit Union has been open since 1955. It's the 18th largest credit union in Ohio with assets totaling $476.96 Million and providing banking services to more than 26, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
The Apple Creek Banking Company opened its doors on
February 1, 1904.
Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders
Offering Home buying/refinancing at Wholesale Rates & Costs to Residents in Georgia. We are a family serving families and American Wholesale Mortgage, Inc. is blessed to be a part of your family's story. Thank you for that honor and privilege. Our goal is to provide you the experience, knowledge and support to make sure the process is as easy
