USDA and FHA Pro and Con in Union-City, Alameda County, CA
In 2025, the USDA loan cap in Union-City, Alameda County, CA is $657,900, whereas the FHA limit reaches $822,375 for a single-family home.
The Lendersa® USDA loan calculator lets you compare current USDA and FHA rates to ascertain the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best choice for your financial condition in .
2025 Loan Limits and Downpayment Requirements in Union-City, Alameda, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Choices in Union-City, CA
Lendersa® aims to secure you the ideal USDA or FHA loan efficiently and without trouble. Begin with one of the three provided options to find matching lenders and existing USDA loan offers.
A USDA home loan is endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is accessible only in rural sectors. Opposed to FHA loans that necessitate a 3.5% down payment, USDA loans demand no down payment at all.
7702 E Doubletree Ranch Rd, Suite 300, Scottsdale, AZ, 85258
Inspire Home Loans is proud to be the affiliate lender of Century Communities, sharing in the philosophy that exceptional service requires always doing the right thing for you, the customer. Our customer-centered approach to new home finance takes into account who you are, what you aspire to
8204 East Del Caverna Drive, Scottsdale, AZ, 85258
First Charter Financial Corporation is a lender in the primary mortgage market. We are a small company. We only make loans in the state of Arizona. We have a low overhead so we are competitive with the large national companies. We do things differently from the large mortgage banking companies and the big banks.
7702 East Double Ranch Road, Suite 300, Scottsdale, AZ, 85258
"iLending Mortgage is a full-service mortgage company that provides home loans and refinancing options to meet the needs of a growing base of clients.
Based in Scottsdale, Arizona, we offer flexible options for loan programs from fixed or adjustable rates mortgage, hybrid arms, FHA, VA or Jumbo loans and many more."
8655 East Via De Ventura, Suite G-151, Scottsdale, AZ, 85258
Pinnacle Peak Lending, Inc. is a full service Arizona mortgage company. Based in Scottsdale, Arizona, we are the Arizona-based mortgage company that wants to be your trusted partner in the Arizona mortgage industry to help you meet your current residential mortgage needs and long-term financial goals.
9525 E Doubletree Ranch Road, Suite 102, Scottsdale, AZ, 85258
Scratch Funding LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9420 East Doubletree Ranch Road, Suite C-110, Scottsdale, AZ, 85258
At F.T. Financial, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
7702 East Doubletree Ranch Road, Suite 300, Scottsdale, AZ, 85258
Holmberg Mortgage is Arizona’s premier full service mortgage and private lending company. Our mission is to deliver our clients the best interest rates and terms possible with the lowest closing costs. We are not like typical banks or online mortgage lenders. We don’t charge “junk” fees or excessive closing costs
7373 East Doubletree Ranch Road, Suite 200, Scottsdale, AZ, 85258
Nolan Mortgage is a residential home mortgage broker committed to providing Arizona homeowners GREAT RATES … QUALITY SERVICE. We welcome the opportunity to compete against any other mortgage company, bank, mortgage banker, or credit union, and feel we will provide better options for your home financing.
