As of 2026, the USDA loan limit in Sunnyvale, located in Santa Clara county, CA, is $626,500. In contrast, the FHA limit for a single-family residence stands at $805,000.
Use the Lendersa® USDA loan calculator to effortlessly compare today’s best USDA against FHA rates and determine the required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, making it easier to select the best fit for your financial needs in .
2026 Loan Maximums and Down Payment Requirements in Sunnyvale, County of Santa Clara, CA
Type of Loan
Maximum Loan
Down Payment Percentage
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
Available USDA and FHA Loan Options in Sunnyvale, CA
Lendersa® aims to swiftly provide you with the best USDA or FHA loan, free from hassle. Choose from three initial options that lead to matching lenders and USDA loan programs.
A USDA home loan is backed by the government’s Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is meant for rural areas only. It doesn't require any down payment, unlike FHA loans which need at least a 3.5% down payment.
Eagle Platinum Mortgage to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, Refinancing a mortgage
28636 Old Town Front Street, Suite 202, Temecula, CA, 92590
Complete Real Estate lenders offer some of the best interest rates and the lowest fees on the market. We will shop your loan with multiple lenders to make sure you are getting the best terms, and we will take the time to explain the process and procedures so that you are comfortable with loan product you select.
43460 Ridge Park Drive, Suite 200, Temecula, CA, 92590
21st Century Financial was created out of a desire to simplify the process of getting a home loan, and while we can‘t control all aspects of the home lending process, we are determined to make it as simple as we can. It’s our belief that buying a home (or refinancing one) should not be a stressful experience, it shouldn’t be like pulling teeth.
41530 Enterprise Circle South, Suite 208, Temecula, CA, 92590
PRW Lending Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
43460 Ridge Park Dr, Suite 200, Temecula, CA, 92590
OneNation Lending, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream we work hard to be leaders in the industry.
43460 Ridge Park Drive, Suite 200L, Temecula, CA, 92590
Founded in 1997, LHM Financial has built a strong reputation as an outstanding mortgage banker/broker firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage banker/broker with an experienced staff offering expertise in every area of mortgage lending.
43460 Ridge Park Dr. Suite 155, Temecula, CA, 92590
Hi, my name is Jarett Votaw, and I am a Mortgage Loan Originator with NRL Mortgage in Southern California. My goal is to assist as many people as possible reach their dream of homeownership. Whether you are looking to purchase a new home or refinance your current home, I am dedicated to providing my clients with the highest level of service.
