USDA Vs. FHA your options comparison in Sunnyvale, Santa Clara County, CA
As of 2025, the USDA loan limit in Sunnyvale, located in Santa Clara county, CA, is $626,500. In contrast, the FHA limit for a single-family residence stands at $805,000.
Use the Lendersa® USDA loan calculator to effortlessly compare today’s best USDA against FHA rates and determine the required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, making it easier to select the best fit for your financial needs in .
2025 Loan Maximums and Down Payment Requirements in Sunnyvale, County of Santa Clara, CA
Type of Loan
Maximum Loan
Down Payment Percentage
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
Available USDA and FHA Loan Options in Sunnyvale, CA
Lendersa® aims to swiftly provide you with the best USDA or FHA loan, free from hassle. Choose from three initial options that lead to matching lenders and USDA loan programs.
A USDA home loan is backed by the government’s Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is meant for rural areas only. It doesn't require any down payment, unlike FHA loans which need at least a 3.5% down payment.
2184 McCulloch Blvd, Suite A, Lake Havasu City, AZ, 86403
Hi-tech Mortgage, Inc was founded in 2007, and is located at 2184 Mcculloch Blvd N B in Lake Havasu City. Hi-Tech Mortgage, Inc. offers Lake Havasu City, AZ mortgage programs to fit your budget. Helping people get the best loan for their mortgage refinance or purchase For practical and knowledgeable advice and options, give us a call.
At Nava Commercial Capital & Real Estate Inc. We are a full-service mortgage company based in Brawley, California. We specialize in Residential Loans, Hard Money, Commercial Loans, and Business Loans. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money
Cedar Woods Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
Sun Community Federal Credit Union was organized on March 9, 1954, as the Imperial Valley U.S. Employees Federal Credit Union, with ten charter members. Over the years, the field of membership was enlarged. In January 1968, the name was changed to Government Agencies Federal Credit Union.
First Imperial Credit Union is a credit union located in Imperial County, California who has a mission to deliver quality, affordable financial services with an exceptional member-focused experience. As a not-for-profit financial instituion, FICU gives back to its membership in the way of lower loan rates
395 Broadway Avenue, Suite 5, El Centro, CA, 92243
IV Alliance Mortgage and real Estate our team of professionals will make it easy for you to apply for a loan. Give us a call and speak with one of our representatives. Within a day or two, we’ll be able to give you personalized rate information and a solution tailored to your specific needs.
Mr. Mortgage INC is guided by our adherence to the important values and unique features we offer clients. They are essential, considered to be the DNA of our company. We are trained professionals who take responsibility for delivering excellence as individuals and as team. We focus solely on client’s satisfaction and first impression.
The team here at Community Valley Bank strives to provide the best service possible to our customers. Come visit with one of our team members to see if we can provide your needs for you! At Community Valley Bank, we understand the personal nature of your financial decisions. We offer a complete menu of deposit, lending, and investment products.
