USDA Vs. FHA your options comparison in Sunnyvale, Santa Clara County, CA
As of 2026, the USDA loan limit in Sunnyvale, located in Santa Clara county, CA, is $626,500. In contrast, the FHA limit for a single-family residence stands at $805,000.
Use the Lendersa® USDA loan calculator to effortlessly compare today’s best USDA against FHA rates and determine the required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, making it easier to select the best fit for your financial needs in .
2026 Loan Maximums and Down Payment Requirements in Sunnyvale, County of Santa Clara, CA
Type of Loan
Maximum Loan
Down Payment Percentage
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
Available USDA and FHA Loan Options in Sunnyvale, CA
Lendersa® aims to swiftly provide you with the best USDA or FHA loan, free from hassle. Choose from three initial options that lead to matching lenders and USDA loan programs.
A USDA home loan is backed by the government’s Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is meant for rural areas only. It doesn't require any down payment, unlike FHA loans which need at least a 3.5% down payment.
Access Credit Union has been open since 1998. The credit union has assets totaling $61.42 Million and provides banking services to more than 5,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Since its inception in 1952, the Mississippi DHS Federal Credit Union has been serving its members in and around the Jackson, Mississippi area with exceptional financial products. The Mississippi DHS FCU offers its members a full-service website that allows for true “Banking From Home” functionality.
HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing
The Johnson Financial Group family is proud to offer a comprehensive suite of banking, wealth and insurance services.
Johnson Financial Group provides:
• full line of banking services including wealth, mortgage, leasing, consumer and commercial banking through over 30 locations in Wisconsin and Minnesota.
• management services for individ
Mississippi Highway Safety Patrol Federal Credit Union
1900 East Woodrow Wilson Avenue, Jackson, MS, 39216
We exist solely to serve our members by offering products designed to meet their financial needs, enhance their financial well-being and improve their lives in general. In other words, we exist for you. You are the credit union. You are our purpose and we are here to make your money work for you.
Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.
500 East Woodrow Wilson, Suite H, Jackson, MS, 39216
Healthplus Federal Credit Union has been serving the Mississippi Health Department and their families since 1948. We are located at 500 E Woodrow Wilson Ave, Jackson, Mississippi, United States. We encourage our members to enroll in online banking to manage your accounts, make loan payments, pay bills, and more at your own convenience.
FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.
