USDA Vs. FHA your options comparison in Sunnyvale, Santa Clara County, CA
As of 2025, the USDA loan limit in Sunnyvale, located in Santa Clara county, CA, is $626,500. In contrast, the FHA limit for a single-family residence stands at $805,000.
Use the Lendersa® USDA loan calculator to effortlessly compare today’s best USDA against FHA rates and determine the required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, making it easier to select the best fit for your financial needs in .
2025 Loan Maximums and Down Payment Requirements in Sunnyvale, County of Santa Clara, CA
Type of Loan
Maximum Loan
Down Payment Percentage
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
Available USDA and FHA Loan Options in Sunnyvale, CA
Lendersa® aims to swiftly provide you with the best USDA or FHA loan, free from hassle. Choose from three initial options that lead to matching lenders and USDA loan programs.
A USDA home loan is backed by the government’s Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and is meant for rural areas only. It doesn't require any down payment, unlike FHA loans which need at least a 3.5% down payment.
In December 1971, P.I.E. Credit Union was chartered by the State of Texas as Waukesha-Pearce Industries Employees Credit Union serving only the employees of that company. In June 1979, the charter was changed to incorporate all subsidiaries of Pearce Industries and all family members of those employees.
5326 West Bellfort Street, Suite 109, Houston, TX, 77035
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.
2915 W Truman Boulevard, Jefferson City, MO, 65109
Since 1955, Conservation Employees’ Credit Union (CECU) has existed as a financial institution owned by those people who save, borrow, and invest together as credit union members. As the credit union offers excellent returns on savings and low loan rates, each member has the opportunity to achieve greater stability and success.
At Jefferson Bank, we think banking should be personal. And we like working with you. That's why customer service is so important to us. We're a team dedicated to serving you. You can count on our professionalism and discretion in handling all of your financial needs. Feel free to contact us with any question or concern.
Purchasing a home is a big financial decision. We are dedicated to making sure whichever path you take, the road to your new home is an easy one! At Accord Mortgage, we are proud to offer loans of all types to all of Missouri and are dedicated to finding a solution that is perfect for you and your lifestyle. Let us help you find the loan
Empowerment Community Development Federal Credit Union
6011 West Orem, Houston, TX, 77085
Empowerment Community Development Federal Credit Union (ECDFCU) is a non-profit organization cooperative association organized for the purpose o f promoting thrift among its members and creating a source of credit for provident and productive purposes. As a non-profit organization the credit union is committed to providing members
Trinity Financial Enterprises, LLC was established November of 2011, a time when the economy was still recovering from the financial crisis of 2008. We found a way to continue doing business even when being in the mortgage industry was looked down upon because of our predecessors. We did this by showing our clients that we put them first.
