In the year 2025, the USDA loan cap in Fresno, within Fresno county, CA, amounts to $405,000. On the other hand, the FHA loan limit for a single-family home in the same area reaches $472,030.
Leverage the Lendersa® USDA loan calculator to scrutinize and compare the best rates available today for USDA and FHA loans. With this tool, you can determine the necessary income, credit profile, financial reserves, and documentation needed to qualify. Our enhanced mortgage calculator provides a comprehensive side-by-side comparison of USDA, FHA, Conforming, and VA programs, which can aid you in selecting the most advantageous option in for your individual financial needs.
2025 Loan Limits and Downpayment Requirements in Fresno, Fresno, CA
Loan Type
Loan Limit
Down Payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Fresno, CA
The mission of Lendersa® is to secure you the most suitable USDA or FHA loan quickly and without difficulty. You can commence this process by selecting from three different starting points designed to connect you with lenders and the USDA loan offerings that best match your needs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans specifically target rural neighborhoods. Contrasted with FHA loans, which require no less than a 3.5% down payment, USDA loans do not mandate any down payment at all.
SunTrust and BB&T have joined to become Truist. We're building a better future together Truist Financial Corporation (NYSE: TFC) is a purpose-driven company dedicated to building a better future for its clients, teammates and communities. With 275 years of combined BB&T and SunTrust history, Truist is one of the nation’s largest financial services.
2303 Parklake Drive, Suite 504, Atlanta, GA, 30345
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2302 Parklake Drive, Suite 513, Atlanta, GA, 30345
At InfoThink LLC., we help our Mortgage clients leverage forward thinking, in order to transform business.Our solutions are designed to assist Mortgage providers Improve Margins, increase business process speed, quicker loan decisions and deliver loan quality. Our offerings include Consultancy & Business process management in the Mortgage industry.
Established in 1953, and named by and for its members, MembersFirst Credit Union has a tradition of serving those who serve others. The vast majority of our members provide daily care and nurturing to our loved ones. We proudly partner with some of the best healthcare facilities in the state of Georgia
BBC Financial Group has been in business since 2004. We were able to survive the worst housing market in history due to providing our clients sound advise and unparalleled service during a challenging time. We have consistently been able to provide our clients a level personal service .
Wilbert L Butler Jr dba Premier Financial Services
955 Mahle Drive, Reynoldsburg, OH, 43068
"We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. At Premier Financial Services our promise to you is to identify the best loan product"
Our Mission is to recognize and respond to the financial needs of our community, To support the development & growth of our community, & To grow & strengthen with our community. First Intercontinental Bank Founded in 2000 and Headquartered in the city of Doraville, Georgia. Bank has Total 10 Branches in the Metro Atlanta area, in TX, NJ, NY and CA.
2000 Clearview Avenue, Suite 212, Atlanta, GA, 30340
AA US Mortgage LLC is a mortgage company headquartered in Atlanta Georgia. We fulfill the purchase and refinance loans need for individuals and businesses. We have built a strong reputation as an outstanding mortgage broker, serving the mortgage needs of individuals, real estate professionals, investors, and builders over the past years.
6251 Crooked Creek Road, Peachtree Corners, GA, 30092
For over 90 years, Associated Credit Union has been committed to providing exceptional service & a wide variety of competitive products and services to help our members achieve their financial goals and afford life. We operate under a “people first” mindset, which means the needs of our members and the needs of our community are always top of mind.
Premier Loan Center is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage quick, simple and straight forward.
Financial Choices Corporation We now offer (1) FHA/VA loans; (2) Cashout refi without title seasoning period; (3) Conventional loans with 95% LTV and no MI; (4) Full lender pre-approval for purchase with address TBD; (5) 10 mortgage loans per borrower; (6) HomePath loans with NO appraisal and down payment of 3% for owner occupied
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. The team of mortgage professionals has over 10 years of experience in the industry, and we are dedicated to providing our customer with quality service.
