USDA Vs. FHA Pro and Con comparison in Fresno, Fresno County, CA
In the year 2025, the USDA loan cap in Fresno, within Fresno county, CA, amounts to $405,000. On the other hand, the FHA loan limit for a single-family home in the same area reaches $472,030.
Leverage the Lendersa® USDA loan calculator to scrutinize and compare the best rates available today for USDA and FHA loans. With this tool, you can determine the necessary income, credit profile, financial reserves, and documentation needed to qualify. Our enhanced mortgage calculator provides a comprehensive side-by-side comparison of USDA, FHA, Conforming, and VA programs, which can aid you in selecting the most advantageous option in for your individual financial needs.
2025 Loan Limits and Downpayment Requirements in Fresno, Fresno, CA
Loan Type
Loan Limit
Down Payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Fresno, CA
The mission of Lendersa® is to secure you the most suitable USDA or FHA loan quickly and without difficulty. You can commence this process by selecting from three different starting points designed to connect you with lenders and the USDA loan offerings that best match your needs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans specifically target rural neighborhoods. Contrasted with FHA loans, which require no less than a 3.5% down payment, USDA loans do not mandate any down payment at all.
At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
4672 West Jennifer Avenue, Suite 106, Fresno, CA, 93722
Manuel Chavez is the Broker for M. C. Real Estate Corp. which has been opened for the last 13 years. He graduated from California State University, Fresno in 1995 where he received his degree in Business Administration with an emphasis in Real Estate and Land Economics. In 2001 he opened up M. C. Mortgage.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Welcome to Green Valley Real Estate and Mortgage, your one stop home buying and selling destination. Looking to buy or sell a home? Be sure to contact us or view the current market right here. Searching for your next home just became a lot easier with our free, up to date real estate search that allows you to search just like an agent.
North Bay Capital is the premiere real estate and mortgage brokerage in Sonoma County. We see real estate as a durable asset which has been used by countless people through time to generate wealth through its investment. When you invest in capital, like real estate, you’re ensuring future prosperity.
On December 3, 1954, The Fresno Police Department Credit Union was established. The original location was in one of the rooms at the old police department in downtown Fresno. The first member to join our credit union was our police chief at that time. Now we have almost 4000 members.
It started out as Fresno County Employees Credit Union in 1941, we didn’t even have an office location to call home. The credit union existed in the briefcase of Fred E. Main, one of our first members. Despite our humble beginnings, we had a dream to thrive and serve our members well.
The decades that followed were tremendously successful
At Greater Heights Financial & Realty, we’re committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
Vantage Point Finance has come a long way since we first started doing business in 2005. Today we have grown to be one of the fastest growing real estate lending brokerage platforms for professionals. Founded on the principles and beliefs to create a better mortgage loan originator experience while remaining true to our core values of honesty.
Cal-Prime Mortgage As an expert in the area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. My mission is to provide the most professional, informative, loyal, and dedicated service in the industry
"At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises!
FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS!
FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"
Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.
