USDA and FHA Pro and Con in Fresno, Fresno County, CA
In the year 2025, the USDA loan cap in Fresno, within Fresno county, CA, amounts to $405,000. On the other hand, the FHA loan limit for a single-family home in the same area reaches $472,030.
Leverage the Lendersa® USDA loan calculator to scrutinize and compare the best rates available today for USDA and FHA loans. With this tool, you can determine the necessary income, credit profile, financial reserves, and documentation needed to qualify. Our enhanced mortgage calculator provides a comprehensive side-by-side comparison of USDA, FHA, Conforming, and VA programs, which can aid you in selecting the most advantageous option in for your individual financial needs.
2025 Loan Limits and Downpayment Requirements in Fresno, Fresno, CA
Loan Type
Loan Limit
Down Payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Fresno, CA
The mission of Lendersa® is to secure you the most suitable USDA or FHA loan quickly and without difficulty. You can commence this process by selecting from three different starting points designed to connect you with lenders and the USDA loan offerings that best match your needs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans specifically target rural neighborhoods. Contrasted with FHA loans, which require no less than a 3.5% down payment, USDA loans do not mandate any down payment at all.
Sage Capital Corp. was founded in 1978 and provides short term commercial loans secured by real estate. Over the years, we have built a strong reputation for honesty and integrity. Our niche is speed and flexibility. If you have a deal that has to close quickly or doesn’t quite fit the bank mold, give us a call.
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at American Liberty Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
2828 North Speer Blvd, Suite 210-5, Denver, CO, 80211
"Indicate Capital is a private capital lender that focuses on issuing debt on commercial and residential real estate throughout the US.
Indicate Capital’s program is based on the theory that the current state of capital markets is keeping savvy investors and business operators from obtaining traditional bank"
Jon Lopez is the the founder of the Market Financial Mortgage company is 30 years of lending experience helps navigate the process. Mortgage Bankers are the best source in helping provide the best guidance towards the right financial path and strategy for your needs. My 30 years of lending experience helps navigate the process with compentance
Capital Works Mortgage opened its doors as an independent locally owned firm in 2013. In addition, each mortgage professional on the team has more than 10 years of experience in the banking and finance industry. Capital Works offers a full suite of services to meet any of your real estate financing needs with the goal
Platte River Mortgage & Investments, Inc. was founded in 2005 based on the principal that more favorable model could be developed for structuring mortgage loans and providing a higher level of service. Remaining purposefully small as a boutique mortgage company, we have grown our business through referrals from existing clients
2828 North Speer Blvd, Suite 210-5, Denver, CO, 80211
Colorado Short Term Funding (COST Fund) is a Colorado-based private capital, hard money lending, and private mortgage lender. We provide loans to private investors looking to aquire residential properties throughout the state of Colorado and the nation. You can be assured you will get the best service, funding, and information for your real estate.
Pikes Peak National Bank was opened in 1957 by local business people from the west side of Colorado Springs. It is one of the few independent banks left in the region. In 2020, we are grateful to celebrate 63 years of service to the Pikes Peak region. We are in business to help local small businesses and families achieve their dreams.
2950 Professional Place, Suite 209, Colorado Springs, CO, 80904
As mortgage brokers, we have access to a wide range of loan programs. We can provide you an efficient closing process with competitive rates. We are committed to finding a home loan solution to fit your needs, whether it is a new purchase loan, construction loan, refinance loan or a home improvement loan. Your best interest is our priority.
Equity Lending Mortgage Inc is a mortgage broker based in Colorado Springs dedicated to helping home owners make well informed and strategically smart choices regarding home financing and first time purchasing a home or you have been through the process before, we can guide you through the process
Our Bank will evolve into a more diversified financial entity based on our "customer focus" and abilities to enhance traditional banking services. We will be responsive to customer issues and our services will be product based opportunities that the marketplace demands. Community 1st Bank Las Vegas originally opened on December 17, 1949.
2139 Chuckwagon Road, Suite 315, Colorado Springs, CO, 80919
Island View Private Loan Fund’s (IVPLF) core investment strategy focuses on private lending to entities purchasing real estate such as non-owner occupied houses, fix and flip properties, and 1-4 unit rental properties. While most private loans or asset-based lenders rely primarily upon the value of the real estate backing the mortgage to determine
