USDA Vs. FHA Pro and Con comparison in Old-Fig-Garden, Fresno County, CA

In the year 2026, the USDA loan limit in Old-Fig-Garden, found within Fresno county, CA is set at $296,900. Meanwhile, the FHA limit for a single-family residence is $356,362.

To compare today's USDA to FHA best rates, utilize the Lendersa® USDA loan calculator. It helps you identify the necessary income, credit, reserves, and documents for qualification. This advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans side by side, enabling you to decide which program in is best suited to your current financial situation.

Compare loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Specifications in Old-Fig-Garden, Fresno, CA

Loan Type Loan Limit Down Payment
USDA $296,900 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in Old-Fig-Garden, CA

The goal of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you, without hassle. Choose one of the three starting points that lead to matching lenders and tailored USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CA

A USDA home loan, also known as a USDA rural development loan, is guaranteed by the U.S. Department of Agriculture. It's available in rural neighborhoods only and, unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Broadmark Real Estate Management
  • 1420 Fifth Avenue Suite 2000, Seattle, WA, 98101
  • Broadmark Realty Capital Inc. (NYSE: BRMK) offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
  • Madison Valley Bank
  • 109 West Second, Boulder, MT, 59632
  • When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.
  • Lakeview Mortgage
  • 425 Pontius Avenue N, Suite 450, Seattle, WA, 98109
  • Lakeview Mortgage prides itself on rendering the highest caliber of services with timely responsiveness to clients. We are uniquely poised to provide comprehensive services in relation to purchasing/refinancing your primary residence, second home or investment property. Lakeview Mortgage was opened in 2003.
  • The Mortgage Reel
  • 425 Pontius Ave N, Suite 430, Seattle, WA, 98109
  • We offer highly competitive home loans, refinancing options and more to the greater Puget Sound area. We are the most interactive real estate lending company in the Northwest, striving for industry transparency through resourceful education. brokers and lenders, we offer highly competitive home loans, refinancing options.
  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability
  • Catlin Capital, Inc.
  • 1410 N Mullan, Suite 205, Spokane, WA, 99206
  • Catlin Capital's Loan Officers are entrusted with your very personal financial information and we secure our clients' data and information fully. We understand that securing the right mortgage is an essential part of achieving your financial dreams and goals. At Catlin Capital, we consider ourselves "stewards of wealth
  • Canopy Credit Union
  • PO Box 2519, Spokane, WA, 99220
  • At Canopy Credit Union we know you have financial dreams. Your dream may be to purchase your first home, pay for college, get out of debt, or buy a new car. Whatever it is we can help you reach it. You deserve to work with experts who believe in your dream, give you the best advice possible , and never sell you something you don’t need.
  • Northwest Farm Credit Services
  • 2001 South Flint Road, Spokane, WA, 99220
  • We're a financial cooperative providing financing & related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in Montana, ID, Oregon, Washington and Alaska. Northwest FCS is a member of the nationwide Farm Credit System that supports agriculture & rural communities.
  • RiverBank
  • 202 E. Spokane Falls Boulevard, Suite 500, Spokane, WA, 99202
  • RiverBank is a community business bank devoted to creating long-term client relationships by delivering high quality, digitally focused and competitively priced products & services to small businesses, professionals & private banking clients. We are located in the downtown Spokane University District & serve the greater Eastern Washington market.