USDA Vs. FHA Pro and Con comparison in Old-Fig-Garden, Fresno County, CA
In the year 2025, the USDA loan limit in Old-Fig-Garden, found within Fresno county, CA is set at $296,900. Meanwhile, the FHA limit for a single-family residence is $356,362.
To compare today's USDA to FHA best rates, utilize the Lendersa® USDA loan calculator. It helps you identify the necessary income, credit, reserves, and documents for qualification. This advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans side by side, enabling you to decide which program in is best suited to your current financial situation.
2025 Loan Limits and Down Payment Specifications in Old-Fig-Garden, Fresno, CA
Loan Type
Loan Limit
Down Payment
USDA
$296,900
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Old-Fig-Garden, CA
The goal of Lendersa® is to efficiently secure the best possible USDA or FHA loan for you, without hassle. Choose one of the three starting points that lead to matching lenders and tailored USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is guaranteed by the U.S. Department of Agriculture. It's available in rural neighborhoods only and, unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage does not require any down payment.
210 East Broad Street, Suite 203, Falls Church, VA, 22046
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