As of 2026, the USDA loan limit in Clovis, located in Fresno County, CA, is $405,000, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and evaluate the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the optimal program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $405,000 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to helping you secure the best USDA or FHA loan quickly and hassle-free. Choose one of three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture and referred to as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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