USDA and FHA Pro and Con in Clovis, Fresno County, CA
As of 2026, the USDA loan limit in Clovis, located in Fresno County, CA, is $405,000, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and evaluate the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the optimal program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Clovis, Fresno County, CA
Loan Type
Loan Limit
Down Payment
USDA
$405,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Clovis, CA
Lendersa® is dedicated to helping you secure the best USDA or FHA loan quickly and hassle-free. Choose one of three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture and referred to as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
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Clovis 1st Real Estate Services, Inc. in 1995 to provide our community with the best realtor services that they deserve. We put up the business when we moved to Clovis. We are licensed to provide our real estate sales, home loans, and real estate consultation. We have always valued integrity and a high legal standard of work
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Affordable lending by Daryl/ California Funding and Investments
700 E Shaw Ave, Fresno, CA, 93710
Lends in California
Affordable Lending for the Golden State of California, Daryl Roe and California Funding will help you obtain a loan that is right for you. We have many investors and loan products to suit your needs and are able to shop around to find you the most competitive interest rates and loan products available today.
