USDA VS FHA in Clovis, Fresno County, CA

As of 2025, the USDA loan limit in Clovis, located in Fresno County, CA, is $405,000, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and evaluate the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the optimal program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Clovis, Fresno County, CA

Loan Type Loan Limit Down Payment
USDA $405,000 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Clovis, CA

Lendersa® is dedicated to helping you secure the best USDA or FHA loan quickly and hassle-free. Choose one of three starting points to find matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, endorsed by the U.S. Department of Agriculture and referred to as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Port Austin State Bank
  • 62 East State Street, Port Austin, MI, 48467
  • The original Port Austin Bank building was built in 1884 by Richard Winsor and his associate, Horace G. Snover, to house their successful banking, law and insurance firm of Winsor & Snover. Both men were important factors in the political affairs of that period. Mr. Snover served as a probate judge and also as U.S. Representative.
  • Live Life Federal Credit Union
  • 34200 Utica Rd, Fraser, MI, 48026
  • Live Life Federal Credit Union has been proudly servicing our members’ financial needs since 1952. It began when The UAW Local 247 of Thompson Products organized Thompson Product Employee’s Federal Credit Union under Charter #7927. In 1958, the plant changed names from Thompson Products Michigan Division to Thompson Ramo Woolridge Incorporation.
  • Fountain City Finance
  • 5319 N Broadway St, Knoxville, TN, 37918
  • Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience
  • Trust Tennessee Home Mortgage, Inc
  • 445 Marilyn Lane, Alcoa, TN, 37701
  • TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.
  • Kellum Mortgage
  • 27560 Groesbeck Hwy, Suite 2, Roseville, MI, 48066
  • We fund hard money commercial loans. With over fifty Private Lenders. Even in these tough economic times KCG is able to fund difficult hard money commercial loans that most other lenders would turn down. Special Circumstance Financing Structures are available for almost any type of commercial real estate, that cannot be funded
  • Wall Street Lending
  • 17000 17 Mile Road, Clinton Township, MI, 48038
  • Wall Street Lending (NMLS # 175675) was formed in 2008 as a Michigan based mortgage broker offering an array of products to solve our client’s mortgage problems. As an organization employed with individuals having over 50 years of combined mortgage experience, mortgage scenarios of all sorts are financed daily.
  • Sock Mortgage LLC
  • 42633 Garfield Rd, Suite 315, Clinton Township, MI, 48038
  • John started Sock Mortgage in July of 2020. He began Sock Mortgage with a mission to change the mortgage experience for his borrowers. With over 10 years of mortgage experience on both the wholesale and retail side, John has had the opportunity to see the good and bad of the mortgage industry.
  • BrightSide Lending LLC
  • 42475 Garfield Rd, Clinton Township, MI, 48038
  • At BrightSide Lending you can expect a smooth easy process whether you are purchasing a new home or refinancing an existing one. We offer a wide variety of programs even if your credit is less than perfect. Give us a call and discover the brighter side of lending. Jeff Kaltz is the president.
  • Victory Home Loans
  • 43260 Garfield, Suite 250, Clinton Township, MI, 48038
  • "Victory Home Loans is a wholesale brokerage that was established in December of 2000. Scott Van Sickle is the broker & brings over 15 years of combined mortgage & real estate experience to the table.Being a wholesale broker gives us the unique advantage of giving superior service while at the same time delivering very competitive rates and
  • Nowland Mortgage
  • 38400 Hayes Rd, Clinton Township, MI, 48038
  • Nowland Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Cranbrook Loans
  • 41800 Hayes Road, Clinton Township, MI, 48038
  • Cranbrook Loans is a retail residential mortgage corporation with significant executive experience. We have a stellar reputation with industry leading consumer protections. We offer direct lending options as well as the ability to broker loans when necessary. This enables us to make sure we’re always competitive with a one stop shop product line.