USDA Vs. FHA your options comparison in Fullerton, Orange County, CA
For 2026 in Fullerton, located in Orange County, CA, the USDA loan limit is set at $776,600, whereas for FHA loans on single-family homes, the limit is $1,089,300.
Leverage the Lendersa® USDA loan calculator to effectively compare the top rates of USDA against FHA today, and evaluate the required income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to simultaneously view USDA, FHA, Conforming, and VA options, aiding your choice of the most suitable program for your financial situation in .
Loan limits and down payment needs in Fullerton, Orange County, CA for 2026
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Fullerton, CA
The objective of Lendersa® is to facilitate a straightforward and fast acquisition of the best USDA or FHA loan for you. Begin by choosing from three distinct starting points to align with the USDA loan programs and meet your lender matches.
The USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA Rural Development Loan or USDA Mortgage, is exclusively available in rural vicinity locations. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage loan does not necessitate any initial down payment.
836 S Arlington Heights Rd, Suite 182, Elk Grove Village, IL, 60007
Z Reverse Mortgage is a free informational resource for seniors and their families on the reverse mortgage process. We provide senior citizens with all the necessary information and assistance in order to identify the right loan programs, determine property value, and begin the process.
W239 N3490 Pewaukee Rd, Suite 200, Pewaukee, WI, 53072
We’ve always done more at Inlanta Mortgage. We don’t just provide great loans—we strive to make our customers, our employees and our referral partners feel special. Since our start in 1993, we’ve been steadfast in our commitment to always go above and beyond the expected, and to deliver a better, simpler mortgage experience.
Commonwealth Mortgage Group, assisting clients obtain a mortgage loan is our core business, enabling us to focus on providing every client with outstanding customer service. Our goal is to expedite and streamline your loan process, educate you, customize your loan program to meet your financial goals, and become your mortgage resource for life.
AK Capital Finance recognizes that all businesses need capital to grow, which is why we support companies of all sizes through our commercial finance programs. We offer a diverse range of products to meet the needs of almost any kind of business. Professional Full-Time Alternate Capital Business Solutions.
We're committed to building lifelong relationships with our clients and partners. Our vast lending knowledge, personalized service and latest technology will get you to the closing OnTime. Our staff will meet your needs quickly and accurately. We work for you and will honor that relationship with great service.
1333 Burr Ridge Parkway, Suite 200, Burr Ridge, IL, 60527
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
ALS Mortgage Provide loan products at competitive pricing allowing everyone the opportunity to be home owners and to save their hard earned money. ALS Mortgage Company achieves this thru a combination of keeping their fixed costs low and through wholesale pricing of 20 large national banks.
1515 West 22nd Street, Suite 100W, Oak Brook, IL, 60523
Evergreen Bank Group is a locally owned and managed, full service Illinois State chartered commercial bank. We are focused on the relationships we build with our clients and the communities we serve. Our experienced staff is professional and highly responsive to personal and business needs. Evergreen Bank Group is Member FDIC, Equal Housing Lender.
