USDA Vs. FHA your options comparison in Fullerton, Orange County, CA
For 2025 in Fullerton, located in Orange County, CA, the USDA loan limit is set at $776,600, whereas for FHA loans on single-family homes, the limit is $1,089,300.
Leverage the Lendersa® USDA loan calculator to effectively compare the top rates of USDA against FHA today, and evaluate the required income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to simultaneously view USDA, FHA, Conforming, and VA options, aiding your choice of the most suitable program for your financial situation in .
Loan limits and down payment needs in Fullerton, Orange County, CA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Fullerton, CA
The objective of Lendersa® is to facilitate a straightforward and fast acquisition of the best USDA or FHA loan for you. Begin by choosing from three distinct starting points to align with the USDA loan programs and meet your lender matches.
The USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA Rural Development Loan or USDA Mortgage, is exclusively available in rural vicinity locations. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage loan does not necessitate any initial down payment.
In September 1952 a few concerned employees of the Baptist Hospital saw the need for a way to provide much needed financial services to their fellow workers. The credit union opened with 8 charter members as Baptist Hospital Employees Federal Credit Union. In March 1971 the name was changed to Rapides General Hospital Employees FCU.
Southern Heritage Bank is an independently owned community Bank with a concern for meeting the financial needs of the residents of Rapides, Catahoula, and LaSalle parishes. Southern Heritage Bank is currently celebrating 44 years of service to residents of Lasalle, Catahoula and Rapides Parishes!
1412 Centre Court Dr, Suite 101, Alexandria, LA, 71301
In 1999, a group of Louisiana community/business leaders founded Red River Bank on the ideals of community banking. Today we've grown to a statewide footprint, and that community commitment is stronger than ever.
The origins of Red River Bank can be followed all the way back to the very heart of Louisiana. There, near the banks of the Red Rive
At Magnolia State Mortgage, LLC in Alexandria LA. We understand that situations such as your finances, your goals, are unique and you’re searching for Loan Programs that fit your needs. At Magnolia State Mortgage, meeting those specific needs with the right products and services is our commitment.
BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.
Antler Home Mortgage, LLC. was formed to offer borrowers a high-quality low-cost mortgage experience. AHM has partnered with the best mortgage lenders in the industry to provide a smooth transaction at a below market interest rate. So regardless of your scenario, choose a professional from Antler Home Mortgage to be on your side.
American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
This bank is dedicated to providing superior customer service. The Minnesota Lakes Bank ownership prides itself on being industry-leading. We embrace new technology and delivery methods, and we are excited to bring our more than 100 years of banking experience to bear in new markets where we have a connection and history.
