USDA Vs. FHA your options comparison in Buena-Park, Orange County, CA
In the year 2026, within Buena-Park in Orange county, CA, the USDA loan limit stands at $657,900, whereas the FHA limit for a single-family home is $822,375.
Take advantage of the Lendersa® USDA loan calculator to examine today's USDA versus FHA rate comparisons. You can identify required income, credit, reserves, and documentation necessary to qualify. This advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the ideal program in tailored to your financial needs.
Loan limits and downpayment requirements for 2026 in Buena-Park, Orange county, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Choices in Buena-Park, CA
The main ambition of Lendersa® is to swiftly and conveniently secure for you the most suitable USDA or FHA loan. Choose one of three avenues to begin your journey in matching with lenders and exploring USDA loan options.
A USDA home loan, endorsed by the U.S. Department of Agriculture and often termed a USDA rural development loan or USDA mortgage, is available exclusively for rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, a USDA loan does not require any down payment, offering a unique path for rural housing finance.
1943 Isaac Newton Square East, Suite 100, Reston, VA, 20190
JMB is a commercial-focused community bank serving businesses and consumers in Northern VA, Maryland, and DC. Our presence is found in the businesses that fuel the local economy. We’re in the background, championing nonprofits and helping them drive their mission forward. But what truly sets us apart is our team.
11107 Sunset Hills Road, Suite 200, Reston, VA, 20190
Guidance Residential specializes in Shariah-compliant home financing in the U.S. Our unique Declining Balance Co-ownership Program was created under the guidance of 7 globally renowned Shariah scholars & 18 U.S. law firms to ensure it meets strict adherence to legal jurisprudence of Islamic faith & conforms to U.S. legal & regulatory requirements.
1984 Isaac Newton Square W, Suite 304, Reston, VA, 20190
Mortgage X Home Loans As the Mortgage Lending has evolved so have we. Mortgage regulations and guidelines are constantly changing. We are on top of the information wave. Great rates, low cost and customer satisfaction is standard business based on our model. We strive to provide more.Established in 2002.
Woodsboro Bank was established in 1899 in response to the growing agricultural, commercial and residential needs of the community. We’re headquartered in a historic three-story, pressed red brick Italianate structure at 5 North Main Street in Woodsboro, that was constructed specifically for the bank in 1901.
1100 Boulders Parkway, Suite 601, Richmond, VA, 23225
Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.
Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.
7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225
Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
1st Financial Mortgage is a Virginia mortgage company based in Richmond that is dedicated to helping Virginia home buyers and homeowners purchase and refinance their homes. We aim to provide extraordinary customer service, excellent interest rates, and low closing costs for every customer.
Professional Mortgage Corp., a Virginia Corporation was established in 1987 and has the distinction of being the oldest locally owned and located mortgage company licensed by the Virginia Bureau of Financial Institutions. It was founded by lifetime Virginia Residents Tim Estes and Herbert Weisberger
Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs
Friendly Rehab Funds, Virginia-Based Private Real Estate Lending
1516 Willow Lawn Dr, Suite 103, Richmond, VA, 23230
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