USDA and FHA Pro and Con in Granite-Hills, San Diego County, CA

In 2025, the USDA loan limit in Granite-Hills, within San Diego county, CA, is $615,000, while the FHA limit for a single-family home is $753,250.

Use the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates, evaluating the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in Alabama suits your financial situation best.

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2025 loan limits and downpayment requirements in Granite-Hills, county of San Diego, CA

Loan Type Loan Limit Down Payment
USDA $615,000 0%
FHA $753,250 3.5%
Conventional Conforming $753,250 3%

Exploring USDA and FHA loan options in Granite-Hills, CA

The goal of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without hassle. Choose one of three starting points that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CA

A USDA home loan, supported by the government's Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New South Mortgage
  • 1101 Old Trolley Rd, Suite 100, Summerville, SC, 29485
  • New South Mortgage offers a wide selection of loan packages to meet the needs of each customer’s unique situation. Because we work with many lenders, we take the hassle out of shopping for a loan by doing the shopping for our clients. Our long time relationships with lenders also enable us to offer discounts and rates not available elsewhere.
  • Corry Jamestown Credit Union
  • 637 North Center Street, Suite A, Corry, PA, 16407
  • Corry Jamestown Credit Union was State Chartered on February 14th, 1954. Our original sponsor was Corry Jamestown Manufacturing Corporation located in Corry, PA, but as of 2005, we became a Community Chartered credit union within the territory of the Corry Area School District Since we are State Chartered, we are regulated by the Pennsylvania.
  • Corry Federal Credit Union
  • 728 Worth Street, Corry, PA, 16407
  • The Corry FCU is a member-owned financial institution dedicated to serving the financial needs of our members and their families in a friendly and professional manner. Our commitment is to remain fiscally responsible: offering attractive rates for deposit accounts and loans while continually expanding our services for our member’s convenience.
  • Priority Processing Mortgage Group
  • 2281 Marsh Rd, North Deland, FL, 32724
  • Priority Processing Mortgage group is a third party contract loan processing company created to help lenders, Loan officers and Mortgage brokers fill a need in their day to day operations. We understand the time and effort it takes to earn the trust and build relationship with your realtors and referral partners.
  • Miners & Merchants Bank
  • 16000 Appalachian Hwy, Thomas, WV, 26292
  • Miners & Merchants Bank was established June 10, 1902 by three local businessmen to serve the Town's merchants and miners. We remain a small local community-centered bank dedicated to customer service with a desire to personally serve our customers. Our customers are people - not just numbers. We are committed to good customer service- that's our g
  • Apollo Trust Company
  • 201 North Warren Avenue, Apollo, PA, 15613
  • Apollo Trust Company, “A Bank You Can Believe In, ” has been going strong for 150 years. Organized and operated in Apollo, PA in an effort to help the borough’s people better manage and safeguard their money, the bank started after a meeting at Whitlinger’s Hall on May 16, 1871. Originally named “Apollo Savings Bank, ”
  • JD Lending Group Inc.
  • 1412 W Colonial DR, Suite 100, Orlando, FL, 32804
  • JD Lending Group Inc. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time home buyer, buying a second home, or interested in refinancing your mortgage, we're here to guide you through the process. We work with over 25 of the nation's top lenders
  • Century Financial Group
  • 498 Palm Springs Drive #100, Altamonte Springs, FL, 32701
  • Century Financial Group where we have been providing mortgages to our customers since 2001. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you’re looking for. Each of our NMLS licensed loan officers has a minimum of 20 years experience in the mortgage industry.