USDA VS FHA in Granite-Hills, San Diego County, CA
In 2025, the USDA loan limit in Granite-Hills, within San Diego county, CA, is $615,000, while the FHA limit for a single-family home is $753,250.
Use the Lendersa® USDA loan calculator to compare today’s best USDA versus FHA rates, evaluating the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in Alabama suits your financial situation best.
2025 loan limits and downpayment requirements in Granite-Hills, county of San Diego, CA
Loan Type
Loan Limit
Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA loan options in Granite-Hills, CA
The goal of Lendersa® is to secure the best USDA or FHA loan for you swiftly and without hassle. Choose one of three starting points that connect you to matching lenders and USDA loan programs.
A USDA home loan, supported by the government's Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage demands no down payment.
Carlile Realty & Lending is a boutique brokerage in Sacramento providing expertise in transaction negotiation and management from beginning to end. Carlile Realty & Lending is Your Key to Home!
SERVICES INCLUDE:
California Real Estate
Lending/Mortgages
Hard Money Lending
Appraisals
Land Development
Flips
and more
Twin Rivers Capital is in the relationship business and that our client base is looking for first class personalized service. Twin Rivers Capital prides itself in our exemplary staff that allows us to be available, responsive and easy to work with. Twin Rivers Capital is a premier private hard money lender chosen for consistent performance, reliabl
"Sierra Commercial Capital is a financing company that provides smart business solutions and consulting to various kind of businesses no matter the size, industry or the state of their finances.
Sierra Commercial Capital is your one stop alternative for financing solutions for your business loan"
4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.
The Sunrise Vista Mortgage Team is your premier mortgage team located in Sacramento, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage and also While offering the full spectrum of all CONVENTIONAL residential loan products, GOVER
"CAPITAL FIVE FINANCE is a leader in providing financing for both commercial and residential real estate, as well as business opportunities.
We finance small to large businesses and residences, and have a broad portfolio of financial products to fulfill almost any capital need for our borrowers."
2000 Glen Cove Marina Rd, Suite 7146, Vallejo, CA, 94591
JA Lawson and Associates (JALA) is a collective of bankers, auditors, and legal professionals that work together to support independent financial institutions manage complex compliance, operations, and internal control programs. We perform compliance audits and consulting services for banks, credit unions, fintech, and mortgage organizations.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
