USDA VS FHA in Bostonia, San Diego County, CA

In 2025, the USDA loan ceiling for Bostonia, located in San Diego county, CA, is $703,800, while the FHA cap for a single-family residence is $977,500.

Utilize the Lendersa® USDA loan calculator to compare today's highest USDA versus FHA rates and identify the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in determining the most suitable program for your specific financial situation in .

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2025 Loan Limits and Down Payment Requirements in Bostonia, San Diego County, CA

Loan Type Loan Limit Down Payment
USDA $703,800 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Exploring USDA and FHA Loan Options in Bostonia, CA

The primary aim of Lendersa® is to get you the best possible USDA or FHA loan quickly and effortlessly. Choose from three starting points that lead to matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is a government-backed loan provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The Amerifund Home Mortgage Team consists of extremely experienced loan officers who are CPA’s, Attorneys and have significant backgrounds in finance, accounting and underwriting. Every loan officer has many years experience in mortgage lending. This experience, knowledge and expertise provides them the ability to finance any type of a loan.
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  • Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s mos
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  • New Millennium Bank achieved the New Jersey State Banking Charter on July 12, 1999, and opened its doors for business one week later. Currently located in Fort Lee, New Brunswick and Palisades Park, New Jersey, as well as Bayside and Manhattan, New York, and Atlanta, Georgia, New Millennium Bank is your community bank.
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  • KEB Hana Bank USA, N.A. is a community bank that provides a range of financial services to customers in New York and New Jersey. As a full-service commercial bank, the Bank provides a wide range of deposit and lending products. The Bank’s lending activities consist primarily of commercial real estate secured loans, owner-occupied real estate loans.
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  • Hybridge Holdings
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  • New York Mortgage Exchange
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