USDA Vs. FHA Pro and Con comparison in Harbison-Canyon, San Diego County, CA
As of 2025, the USDA loan limit in Harbison-Canyon, located in San Diego county, CA, is set at $615,000. Meanwhile, the FHA limit for a single-family home is $753,250.
To compare today's top USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps you assess the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator offers side-by-side analyses of USDA, FHA, Conforming, and VA options, assisting you in choosing the best program for your specific financial needs in .
Loan Limits and Down Payment Requirements for Harbison-Canyon in San Diego, CA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$615,000
0%
FHA
$753,250
3.5%
Conventional Conforming
$753,250
3%
Exploring USDA and FHA Loan Opportunities in Harbison-Canyon, CA
The aim of Lendersa® is to streamline your search for the most advantageous USDA or FHA loans. Begin with one of these three approaches to find matching lenders and suitable USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is often referred to as the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage does not require any down payment at all.
6300 NE 1st Ave, Suite 201, Fort Lauderdale, FL, 33334
CT Capital offers hard money bridge loans for non-conforming loans real estate projects and other business asset financing and consulting. CT is located in Fort Lauderdale and serves borrowers directly as well through brokers. We offer many hard money services, others simply cannot provide.
120 E. Oakland Park Blvd. Suite 107, Fort Lauderdale, FL, 33334
Our professional staff has the expertise in the mortgage lending business to help you along the way.Parklane Equity we specialize in Hard Money Loans.We will work to discuss all of your home loan options.Conventional, FHA, VA, Alt A and Investor Rehab Financing Available. Please call Andrew Paleias or Wendy Tyler at 954-568-9045
Refresh Funding is a innovative, licensed lender whose goal is to provide funding solutions for real estate that traditional banks just don’t do. We like to think “outside the box” and are excited to bring our years of knowledge in the alternative lending space to real estate funding solutions.
11547 South West 109 Road, Suite 26-Z, Miami, FL, 33176
Pacific Mortgage Services Corp. is a licensed mortgage brokerage business in the state of Florida. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract)
10689 North Kendall Drive, Suite 319, Miami, FL, 33176
1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.
14411 South Dixie Hwy, Suite 209, Palmetto Bay, FL, 33176
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.
11160 N. Kendall Drive, Suite 106, Miami, FL, 33176
At M.C. Financial Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.
