USDA VS FHA in Grass-Valley, Nevada County, CA

In the year 2025, the USDA loan ceiling for Grass-Valley, situated in Nevada county, CA, stands at $466,500. For FHA loans, the maximum is set at $526,700 for homes catering to a single family.

Utilize the Lendersa® USDA loan calculator today to evaluate and compare USDA and FHA's most competitive rates. This tool assists in understanding the income criteria, credit requirements, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator enables simultaneous viewing of USDA, FHA, Conforming, and VA options, offering clarity on which program, in states like , best aligns with your financial preferences.

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2025 Loan Limits & Downpayment Guidelines in Grass-Valley, Nevada County, CA

Type of Loan Maximum Loan Amount Required Downpayment
USDA $466,500 0%
FHA $526,700 3.5%
Conventional Conforming $548,250 3%

Exploring USDA & FHA Loan Choices in Grass-Valley, CA

Lendersa® is committed to securing the most advantageous USDA or FHA loan efficiently and effortlessly for you. Opt from three initiation paths to find suitable lenders and USDA loan schemes.

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Understanding USDA Loans in CA

The USDA home loan, supported by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This is extended exclusively in rural locales. Distinct from FHA loans, which mandate a 3.5% minimum down payment, the USDA loan eliminates the need for any initial down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Meritrust Credit Union
  • 151 N Main Street, Wichita, KS, 67202
  • It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time. With a mission of improving the lives of members and the communities we serve.
  • Southwest National Bank
  • 400 E Douglas Ave, Wichita, KS, 67202
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  • First State Bank, Anadarko was established in 1909. The bank has grown every year since that time and continues to grow today. After all those years we are still the only "locally" owned bank in this community. The banking industry has changed a lot over these many years and we have changed to face the electronic age head on,
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  • 202 Oklahoma Avenue, Okarche, OK, 73762
  • In 1880, the Loosen Family, pioneers from Germany, came to Oklahoma, after settling for some time in Nebraska. The opening of the Oklahoma Territory afforded opportunities for many people who wanted to work hard and make a new life. In recognition of this time of opportunity, Julius Loosen, eager to be on the lending side of the banking business,
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