In the year 2025, the USDA loan ceiling for Grass-Valley, situated in Nevada county, CA, stands at $466,500. For FHA loans, the maximum is set at $526,700 for homes catering to a single family.
Utilize the Lendersa® USDA loan calculator today to evaluate and compare USDA and FHA's most competitive rates. This tool assists in understanding the income criteria, credit requirements, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator enables simultaneous viewing of USDA, FHA, Conforming, and VA options, offering clarity on which program, in states like , best aligns with your financial preferences.
2025 Loan Limits & Downpayment Guidelines in Grass-Valley, Nevada County, CA
Type of Loan
Maximum Loan Amount
Required Downpayment
USDA
$466,500
0%
FHA
$526,700
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA & FHA Loan Choices in Grass-Valley, CA
Lendersa® is committed to securing the most advantageous USDA or FHA loan efficiently and effortlessly for you. Opt from three initiation paths to find suitable lenders and USDA loan schemes.
The USDA home loan, supported by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This is extended exclusively in rural locales. Distinct from FHA loans, which mandate a 3.5% minimum down payment, the USDA loan eliminates the need for any initial down payment.
2121 Nicholasville Rd, Suite 101, Lexington, KY, 40503
At Lambuth Mortgage are here to answer all your questions and help you feel confident about your financial decisions. At Lambuth Mortgage, we make it a priority to learn all about your unique circumstances. We’ll help you understand and take advantage of a variety of home mortgage options and highly competitive interest rates.
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