USDA Vs. FHA Pro and Con comparison in Grass-Valley, Nevada County, CA
In the year 2025, the USDA loan ceiling for Grass-Valley, situated in Nevada county, CA, stands at $466,500. For FHA loans, the maximum is set at $526,700 for homes catering to a single family.
Utilize the Lendersa® USDA loan calculator today to evaluate and compare USDA and FHA's most competitive rates. This tool assists in understanding the income criteria, credit requirements, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator enables simultaneous viewing of USDA, FHA, Conforming, and VA options, offering clarity on which program, in states like , best aligns with your financial preferences.
2025 Loan Limits & Downpayment Guidelines in Grass-Valley, Nevada County, CA
Type of Loan
Maximum Loan Amount
Required Downpayment
USDA
$466,500
0%
FHA
$526,700
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA & FHA Loan Choices in Grass-Valley, CA
Lendersa® is committed to securing the most advantageous USDA or FHA loan efficiently and effortlessly for you. Opt from three initiation paths to find suitable lenders and USDA loan schemes.
The USDA home loan, supported by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. This is extended exclusively in rural locales. Distinct from FHA loans, which mandate a 3.5% minimum down payment, the USDA loan eliminates the need for any initial down payment.
Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.
Interstate Credit Union has been a local not-for-profit, member-owned cooperative. People who do their banking at Interstate Credit Union are members, not just customers. They are full voting members and own a “share” in the Credit Union with their primary savings account. Everyone must keep $5 in their primary savings account to remain a member.
The mission of Focus First FCU is to ensure that our members think of us first for their financial needs. We do this through equal treatment of all our members, quality service & a variety of products offered at competitive rates. A credit union is a not-for-profit financial cooperative that is owned and democratically controlled by its membership.
First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.
The Greece Community Federal Credit Union was Chartered in 1958 under the name of Greece Central School District Credit Union as a State Chartered Credit Union to serve the employees of Greece Central School District. The first Board Meeting was held on September 22, 1958 reporting assets of $36.00.
806 Green Valley Rd, Suite 200, Greensboro, NC, 27408
Bull Market Capital: Business Funding Solutions is focused on providing exemplary commercial finance to various businesses, and we’ve been nationally recognized for our commitment and services. Our generous portfolio of products and industry expertise is at your disposal. Some of the commercial finance & loan products in which we specialize include
701 Green Valley Rd, Suite 208, Greensboro, NC, 27408
At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.
Acclaim FCU is a member-owned, full-service credit union. We focus on linking you to your goals with our checking & savings accounts, auto loans, personal loans, mortgage loans, rewards credit cards, and more. They recognized that each person and family had a story and different needs, & they wanted a financial institution that recognized that too.
