USDA Vs. FHA your options comparison in Nevada-City, Nevada County, CA
In 2025, the USDA loan cap for Nevada-City, situated in Nevada county, CA, is $466,500, whereas the FHA ceiling sits at $526,700 for single-family residences.
Leverage the Lendersa® USDA loan calculator to evaluate the top USDA and FHA rates today, analyzing the income, credit score, reserves, and documents essential for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA rates simultaneously to assist you in choosing the optimal program in that aligns with your financial situation.
2025 Loan Thresholds and Deposit Needs in Nevada-City, Nevada County, CA
Loan Category
Loan Ceiling
Initial Payment
USDA
$466,500
0%
FHA
$526,700
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Nevada-City, CA
Lendersa® aims to secure the finest USDA or FHA loans for you swiftly and without inconvenience. Choose one of three options that culminate in pairing with lenders and their USDA loan offerings.
A USDA home loan, also known as a USDA rural development loan, is a government-backed loan from the Department of Agriculture, designed for rural locales only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.
Alexis Roper wanted to be an entrepreneur (although I did not understand the meaning of the word at that time) since I was a little girl. Alexis started her career in the mortgage industry as a Loan consultant. Alexis Roper believe what makes my career so enjoyable is helping people, and surmounting what is seemingly impossible.
9201 Spectrum Center Blvd, Suite 300, San Diego, CA, 92123
California Coast Credit Union is the longest-serving financial institution in San Diego. The Credit Union was started by teachers in 1929 and we continue to support local educators, schools and universities through our Financial Wellness program, Cal Coast Cares community events and our non-profit, the Cal Coast Cares Foundation.
We're proud to be a part of San Diego, full of one-of-a-kind communities and diverse and passionate doers. At MyPoint Credit Union, we want to help these doers - individuals, families, local businesses and everyone in-between - do more of the things they love in the city they call home.
9089 Clairemont Mesa Boulevard, Suite 307, San Diego, CA, 92123
World Wide Credit Corporation ("WWCC") is committed to responsible lending, offering the right product to the right client, and forging strategic business relationships for the betterment of our customers and employees. Our longevity in the community is a testament to our business platform and ability to adapt as the marketplace ebbs and flows.
4550 Kearny Villa Road, Suite 215, San Diego, CA, 92123
First California Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. Let us simplify the process of securing a mortgage by offering the latest in financial tools.
8799 Balboa Avenue, Suite 155, San Diego, CA, 92123
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4760 Murphy Canyon Road, Suite 202, San Diego, CA, 92123
Established in 1989 by San Diego resident Zaldy G. Garcia, AMERICA ROYALE MORTGAGE & CLASSIC AMERICAN REALTY has experienced phenomenal growth. The independently owned and operated company has grown through a unique client, agent and broker refferal network. Home Magazine recently ranked us one of the top offices in the nation.
Pacific West Finance is a commercial and residential financial firm. Specializing in Construction loans, private money, bridge financing, unsecured and secured credit facilities, and mergers and acquisitions. Incorporated in 2007, however our corporate officers have over 20-years of experience in procuring financing
