USDA Vs. FHA Pro and Con comparison in Hilmar-Irwin, Merced County, CA
In 2025, the USDA loan limit for Hilmar-Irwin in Merced county, located in CA, is $341,900. Meanwhile, for a single-family residence, the FHA loan cap is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today’s best USDA versus FHA rates. It aids in evaluating the income, credit score, reserves, and documentation required to qualify. Through our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, allowing you to determine which program in Alabama best aligns with your financial circumstances and objectives.
2025 Loan Caps and Down Payment Guidelines in Hilmar-Irwin, Merced County, CA
Loan Type
Loan Limit
Down Payment
USDA
$341,900
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Lending Options in Hilmar-Irwin, CA
The aim of Lendersa® is to assist you in acquiring the most favorable USDA or FHA loan quickly and smoothly. Choose from one of three entry pathways that connect you with relevant lenders and USDA loan options.
A USDA home loan, commonly known as a USDA mortgage or rural development loan, is a government-backed arrangement provided by the Department of Agriculture, designed for properties in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgage loans do not require any initial payment, facilitating wider accessibility.
1100 Boulders Parkway, Suite 601, Richmond, VA, 23225
Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.
Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.
7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225
Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
18245 Paulson Drive Port, Port Charlotte, FL, 33954
Dragon Realty Capital (DRC) was founded to offer brokers and commercial real estate owners private money programs that make “sense.” The founder, Craig Higdon, has been financing commercial properties since 1993 and understands the needs of brokers from first hand experience. DRC was created to offer programs in “the middle” of the market
20020 Veterans Blvd, Suite 14, Port Charlotte, FL, 33954
Custom Mortgage is passionate about providing you a superior experience with mortgages. We understand you as the customer and have a firm belief that we can make the mortgage process as easy and enjoyable as possible. Our dedicated team will work with you and your situation to achieve your real estate goals.
12123 Heritage Park Circle, Silver Spring, MD, 20906
1RATE is a premier mortgage advisory firm. 1RATE specializes in home purchases, refinance, FHA loans, VA Loans. We guide our clients to review and select the best mortgage that fits their financial strategy - and show them how to leverage their mortgage as a financial tool instead of a burden. We are client-first by being employee-first!
Glatco Credit Union was originally started on March 22, 1977 to serve employees of the P.H. Glatfelter Company. Today, membership in GLATCO Credit Union has expanded to include graduates or students of the Spring Grove Area School District, as well as any employee, family member.
Serving the Greater Central New York community for 100 years, Solvay Bank continues to strive to provide consumers and small business customers outstanding service and quality financial products. We are a people-oriented, independent, commercial bank that focuses on meeting the needs of the communities we serve.
ACMG Federal Credit Union exists solely to serve the needs of our members by providing them the tools they need to manage their everyday finances and assist them in reaching their financial goals. Think of us as a resource that provides both a safe place to save your money, and a honest place to borrow money.
