USDA and FHA Pro and Con in Hilmar-Irwin, Merced County, CA
In 2025, the USDA loan limit for Hilmar-Irwin in Merced county, located in CA, is $341,900. Meanwhile, for a single-family residence, the FHA loan cap is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today’s best USDA versus FHA rates. It aids in evaluating the income, credit score, reserves, and documentation required to qualify. Through our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, allowing you to determine which program in Alabama best aligns with your financial circumstances and objectives.
2025 Loan Caps and Down Payment Guidelines in Hilmar-Irwin, Merced County, CA
Loan Type
Loan Limit
Down Payment
USDA
$341,900
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Lending Options in Hilmar-Irwin, CA
The aim of Lendersa® is to assist you in acquiring the most favorable USDA or FHA loan quickly and smoothly. Choose from one of three entry pathways that connect you with relevant lenders and USDA loan options.
A USDA home loan, commonly known as a USDA mortgage or rural development loan, is a government-backed arrangement provided by the Department of Agriculture, designed for properties in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgage loans do not require any initial payment, facilitating wider accessibility.
At DNL Mortgage Authority Inc., where we specialize in residential mortgages. At DNL Mortgage Authority Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Sooper Credit Union was founded in 1951 by eight King Soopers employees. These eight employees saw a need for a different way to do banking, and thanks to them, Sooper Credit Union now serves over 36,000 members and exceeds $500 million in assets. Though based in the Denver area, we serve members nationwide and offer a wide variety of banking.
Federal Credit Union is here to help you and your family achieve your financial goals, whether that means getting out of debt, sending the kids to college, buying your first home or planning for retirement. Northwest United is a full-service financial institution that offers a wide variety of products and services.
EFCU is a full service financial institution providing union workers credit services. We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include.
7985 North Vance Drive, Suite 300, Arvada, CO, 80003
A Home's Best Mortgage is focused on helping our clients with a seamless home buying experience. A leader in low rate, low closing cost Colorado home loans. Whether you're purchasing a new home or refinancing an existing loan, A Home's Best Mortgage can help you find the best loan to fit your needs.
Denver Fire Department Federal Credit Union is a not-for-profit, locally owned financial cooperative here to help you achieve your financial goals. The credit union was started by Denver Firefighters for professional firefighters in 1938. Today we still only serve professional firefighters and their immediate family members.
Blueprint Mortgage Group LLC is a Colorado Limited-Liability Company filed On March 27, 2019. The company's filing status is listed as Good Standing and its File Number is 20191271164.
The Registered Agent on file for this company is Blueprint Mortgage Group LLC and is located at 2491 Perry Street, Denver, CO 80212
3700 Tennyson Street, Suite 12070, Denver, CO, 80212
Salt Funding is a Denver based Private Money lending company. We pride ourselves on fee transparency and speed in lending. Focus is on single family and multi-family residential non-owner occupied loans. Our typical loan is a 6-12 month term at 10% and 2 points for the first 6 months.
1745 Shea Center Dr, Suite 400, Littleton, CO, 80129
At BW Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
