USDA Vs. FHA Pro and Con comparison in Hilmar-Irwin, Merced County, CA
In 2025, USDA loan limit in Hilmar-Irwin, county of Merced, CA is $341,900 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Hilmar-Irwin, county of Merced, CA
Loan Type
Loan Limit
Down payment
USDA
$341,900
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Hilmar-Irwin, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
We help to make our members stronger financially by providing financial education, exceptional products & services, and personal service.We serve 100,000 members in the Pacific Northwest and employ more than 250 individuals who share our passion for serving the community.Unitus is a not-for-profit financial cooperative with branches in OR and WA
ScanlanKemperBard is a privately held real estate merchant bank based in Portland, Oregon. SKB acquires, manages and transforms commercial properties into profitable, risk-adjusted returns for select high-net-worth individuals, family offices, trusts, and institutional investors.
6720 N Scottsdale Rd, Suite 160, Scottsdale, AZ, 85253
We believe homeownership should be fast, transparent, and low-cost. For everyone. NOVA® Home Loans which began operating since 1980 is proud to offer one of the largest selections of mortgage financing options available, including residential home loans, down payment assistance, investment loans, refinancing, and reverse mortgages.
7001 N. Scottsdale Rd., Suite 2050, Paradise Valley, AZ, 85253
IMH Financial Corporation is a real estate investment and finance company based in the Southwest United States with over a decade of experience in various and diverse facets of the real estate lending and investment process. Our expertise spans origination, acquisition, underwriting, documentation, servicing.
Financial Services Unlimited, Inc provides loan origination for manufactured homes in CAL, OR, WA & TX. We have been operating for over 20 years across the entire nation but have now focused in the above-mentioned regions. Only chattel loan financing is provided, specifically for homes in leased communities or on leased private land
4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9755 SW Barnes Road, Suite 470, Portland, OR, 97225
Phil Lyman in 2018 after spending more than seventeen years doing residential loans. Prior to that, Phil earned a BS in Sociology from Portland State University. For several years, Phil specialized in working with clients buying investment properties. Phil Lyman licensed in Oregon, Washington, Idaho and California.
Alliance Capital Partners is dedicated to helping clients achieve their financial goals by offering multiple loan programs which are identified per individual transaction need. We are a service based company, and want to focus on facilitating a positive experience for each client. Rather than having to deal with a major bank on your own.
9755 SW Barnes Road, Suite 420, Portland, OR, 97225
Iron Bridge was established amidst the ashes of the housing crisis of 2009 to fill a gap in funding sources for residential rehabilitation and new construction projects. Ever since, we have achieved year on year success in servicing the needs of our borrowers, and providing our investors with attractive returns.
