USDA Loan Vs. FHA loan for Hartley, CA 2026

For the year 2026, within Hartley of Solano county, CA, the USDA loan limit is $491,200, while the FHA limit for a single-family home is $685,400.

Utilize Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, identifying the required income, credit level, reserves, and documents needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, allowing you to determine which program in best fits your financial situation.

Options for USDA and FHA Loans in Hartley, CA

Lendersa® is committed to securing the best USDA or FHA loan for you quickly and easily. Choose one of three starting points that align with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in CA

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require no down payment at all.

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(916) 761-4915 Lender's profile and map Reviews Eric Teply Mortgage Advisor 1231 I Street, Suite 203, Sacramento, CA, 95814 Purchasing a home can be one of the largest decisions one will ever make. Home purchasing is not only about a home loan, but also about how the loan integrates itself within your other financial responsibilities and goals. I have worked in the mortgage business for over a decade.
(530) 400-3501 Lender's profile and map Reviews PMI 520 Capitol Mall, Suite 780, Sacramento, CA, 95814 Professional Mortgage Associates (PMA) is a California Mortgage Corporation licensed by the California Department of Real Estate and endorsed by the NMLS as a Mortgage Loan Originator. PMA's corporate administrative staff have a combined history of over 60 years in the mortgage and real estate industry.
(916) 502-3463 Lender's profile and map Reviews Securus Group 1231 I Street, Suite 203, Sacramento, CA, 95814 Securus Home Loans, where we specialize in residential mortgages. At Securus Home Loans, we work to find loans that fit indiviudal borrower’s needs. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(916) 999-5380 Lender's profile and map Reviews 101 Mortgage & Realty 1231 I Street, Suite 203, Sacramento, CA, 95814 At Professional Mortgage Associates, we work with many home buyers who are looking to purchase in the Sacramento, CA area. When working together, we can help you find the right home loan to finance your dream. We care about our customers, which is why our phones are always on. Contact us any time, day, or night.
(916) 442-1459 Lender's profile and map Reviews Professional Mortgage Associates 1231 I Street, Suite 203, Sacramento, CA, 95814 We at Professional Mortgage Associates have a friendly, professional staff available to answer all your home finance questions with no obligation. We promise to always give you sound advice before earning your business. Your loan application may be made by telephone, fax, e-mail or in person.
(888) 484-7675 Lender's profile and map Reviews Simple Mortgage Financial 500 Capitol Mall, Sacramento, CA, 95814 At Simple Mortgage Financial we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(916) 444-6070 Lender's profile and map Reviews Sacramento Credit Union PO Box 2351, Sacramento, CA, 95812 Sacramento Credit Union (SCU) is member-owned, meaning each member has a say in how we conduct business. As a not-for-profit institution, we prioritize members' goals and provide modern products and conveniences that help you manage and grow your money, all delivered with personalized, attentive service.
(916) 556-1900 Lender's profile and map Reviews Mayer & Clifton Partners 920 20th Street, Suite 125, Sacramento, CA, 95811 It has been the goal of our company from inception to be the borrower’s advocate and we pride ourselves on personally guiding each and every transaction through the debt or equity placement process from beginning to end. In doing so we provide our clients with outstanding service.
(916) 833-2920 Lender's profile and map Reviews Orbit Home Loans 1913 Capitol Avenue, Suite D, Sacramento, CA, 95811 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(916) 832-6355 Lender's profile and map Reviews Bay Equity LLC 1812 K St., Sacramento, CA, 95811 Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.
(916) 628-4005 Lender's profile and map Reviews Empyrean Mortgage 4700 Northgate Boulevard, Suite 157, Sacramento, CA, 95834 Mitch Peters of Empyrean Real Estate can assist you with a variety of real estate services, such as assisting buyers to find their next Sacramento real estate property or Sacramento home, and assisting sellers in selling their Sacramento home or Sacramento real estate property and getting the most for their Sacramento real estate property.
(916) 899-3599 Lender's profile and map Reviews Cap City Mortgage Inc 4080 Truxel Road, Suite 100, Sacramento, CA, 95834 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.