USDA Vs. FHA Pro and Con comparison in Hartley, Solano County, CA

For the year 2025, within Hartley of Solano county, CA, the USDA loan limit is $491,200, while the FHA limit for a single-family home is $685,400.

Utilize Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, identifying the required income, credit level, reserves, and documents needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, allowing you to determine which program in best fits your financial situation.

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Loan Limits and Down Payment Requirements in 2025, Hartley, Solano, CA

Loan Type Loan Ceiling Down Payment
USDA $491,200 0%
FHA $685,400 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Hartley, CA

Lendersa® is committed to securing the best USDA or FHA loan for you quickly and easily. Choose one of three starting points that align with lenders and USDA loan programs.

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Explaining USDA Loans in CA

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bath Savings Institution
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  • KSW Federal Credit Union
  • 222 College Avenue, Waterville, ME, 04901
  • The 1950s were lean years in Maine. Seeing potentially no means of a savings plan within daily work boundaries, realizing finance companies were charging such high-interest rates, and knowing that Credit Unions were paying more on shares, the team of Gus Fortin, Henry Moses, and William Lynch approached Mr. Parsons of the Keyes Fibre Company.
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  • 94 Silver Street, Waterville, ME, 04901
  • New Dimensions FCU began in 1956 and was known then as Notre Dame Waterville Federal Credit Union. Our mission was simple – to provide excellent financial services to members of Notre Dame Church in Waterville. Our charter was comprised of members of the parish of Notre Dame Church and on August 27, 1956.
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  • First National Bank is a genuine Maine community bank deeply committed to serving individuals, families, and businesses throughout our region. We're proud of our unique culture of respect, intended to make all our customers feel valued. Operating in seventeen branch offices from Wiscasset to Calais we go all out to find ways to meet your needs
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  • 1000 Central Street, Millinocket, ME, 04462
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  • People often say the only constant in life is change. But as a member of Changing Seasons Federal Credit Union, you’ve got another constant: us. We’re here to help you embrace whatever life brings your way, with the financial products you need, the ease of access and mobile technology you want, and the personal service you deserve.