USDA and FHA Pro and Con in Vacaville, Solano County, CA
For the year 2025, the USDA loan maximum in Vacaville, within Solano county, CA, is $491,200. Conversely, the FHA limit for a single-family home is $685,400.
Utilize Lendersa®'s USDA loan calculator to benchmark today’s optimal USDA and FHA rates. It helps determine the necessary income, credit rating, financial reserves, and required documents for qualification. Our sophisticated mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to choose the best program for your financial requirements in .
2025 Loan Limits and Down Payment Requirements in Vacaville, Solano, CA
Type of Loan
Maximum Limit
Down Payment
USDA
$491,200
0%
FHA
$685,400
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Vacaville, CA
The objective of Lendersa® is to find the best USDA or FHA loan for you promptly and effortlessly. Choose one of three starting paths to be matched with appropriate lenders and USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages require no down payment.
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AmeriCash Loans was founded in 1997 in Des Plaines, Illinois on the main street across from the train station in a small office above what would become our first cash loan store location. Within five years of opening our doors, we had expanded into 28 total locations throughout the metropolitan Chicago area and Illinois.
2720 South River Road, Suite 50, Des Plaines, IL, 60018
To provide consistent and predictable growth to our organization by delivering reliable and exceptional services to our clients. At PRIME 1 BANCORP, LTD. we believe that in understanding and satisfying the financial needs of our clients we are creating a significant value for them as well as creating rewarding experiences for our company.
2340 S. River Rd, Suite 120B, Des Plaines, IL, 60018
Lendonia strives to provide its clientele with relevant information, honest advice, impeccable service and quality financial products in a professional and efficient manner. Ultimately we strive to provide absolute financial solutions. The Lendonia team helps first-time home buyers, homeowners looking to refinance their property.
2860 South River Road, Suite 400B, Des Plaines, IL, 60018
PCF, we are a local Mortgage firm, and we pride ourselves in helping every family find the best program available for their home purchase or Refinance, many times with lower rates, up to .5% to .75% lower than other lenders, helping keep your mortgage payments low. and also Will work on getting your loan completed in an efficient manner.
9700 W. Higgins Road, Suite 300, Des Plaines, IL, 60018
"Wintrust Mortgage, in business since 1981, was created for the purpose of assisting in the realization of the American dream of home ownership. Since that time, Wintrust Mortgage has weathered the
ever-changing real estate market and is part of Wintrust Financial Corporation, a well capitalized,"
9525 W. Bryn Mawr Ave, Suite 400, Rosemont, IL, 60018
Interfirst’s commitment to high quality loan origination is demonstrated by our company’s focus on providing high quality customer service, which is a priority at every level of the organization. At Interfirst, we take pride in our responsiveness to our customers and in our common sense approach to mortgage origination.
2800 S River Rd, Suite 200, Des Plaines, IL, 60018
Ultimate Rate Mortgage we’re a local, mortgage lender whose cornerstones are hard work and customer service! We listen to our clients, uncover their needs and find the best product and programs that fits. With over 40 years of experience, our highly qualified team can expertly guide you through the process from application through closing
Great Lakes Credit union is banking for better. Founded in Lake County, Ill. in 1938, GLCU began with one goal in mind: Enable civil servants to create their ideal future by borrowing and saving at competitive rates.
At the time, no financial institution existed in the area, leaving local workers without an option to safely.
636 South Des Plaines River Road, Suite 300, Des Plaines, IL, 60016
U.S. Financial is a family-run business specializing in financial consulting services for consumers and small business owners. We can help you pursue your financial goals. Our goal is to accommodate all of your financial needs under one roof. We have experts on staff and at your disposal.
