For the year 2025, the USDA loan maximum in Vacaville, within Solano county, CA, is $491,200. Conversely, the FHA limit for a single-family home is $685,400.
Utilize Lendersa®'s USDA loan calculator to benchmark today’s optimal USDA and FHA rates. It helps determine the necessary income, credit rating, financial reserves, and required documents for qualification. Our sophisticated mortgage calculator allows for a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to choose the best program for your financial requirements in .
2025 Loan Limits and Down Payment Requirements in Vacaville, Solano, CA
Type of Loan
Maximum Limit
Down Payment
USDA
$491,200
0%
FHA
$685,400
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Vacaville, CA
The objective of Lendersa® is to find the best USDA or FHA loan for you promptly and effortlessly. Choose one of three starting paths to be matched with appropriate lenders and USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA mortgages require no down payment.
2495 East Orangethorpe Avenue, Suite 110, Fullerton, CA, 92831
Shaner Brokerage Corporation is a referral-based, boutique brokerage firm, providing top-notch service to residential buyers and sellers in Southern California. We take a friendly, professional approach to real estate that exceeds client expectations time after time. Our experienced team is well-versed in all aspects of real estate & lending.
2461 E Orangethorpe, Suite 229, Fullerton, CA, 92831
At Get Real Service, we bypass the traditional sales and processing structure associated with mortgage lending. What does this mean for you? Simply stated, this “traditional” method represents added costs that we eliminate, passing on the extra savings to you in the form of lower interest rates and fees.
2601 East Chapman Avenue, Suite 212, Fullerton, CA, 92831
Simplify Direct, Inc goal is to achieve your mortgage needs by mimimizing the red tape through our automated process. You will work directly with a single point of contact from begining to end. Our seasoned mortgage specialist will help you get the perfect mortgage that fits your needs.
Here at Rosemont Mortgage we put you first! Our warm, friendly and knowledgeable staff are all geared to be problem solvers. Whether it is finding the most aggressive rate for your purchase or refinance or looking for the right help after being let down by another lender we can and will help.
The mission of the Ontario Public Employee's Federal Credit Union is to provide the friendly and convenient financial services that best meet the needs of the members while maintaining the financial soundness and stability required to protect the members investment. Ontario Public Employees Federal Credit Union/
537 North Euclid Avenue, Suite 100, Ontario, CA, 91762
Raybon Mortgage has evolved into a full fletched Real Estate Mortgage entity with excellent service and a dedication to "Holding the Key" to our clients home. Serving the Inland Empire, Los Angeles, Riverside, and San Diego Counties for almost 20 years. We just recently moved into our offices centrally located in Downtown Ontario, California.
California Capital, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Greystone Loans, Inc. can help Buying or refinancing a house can be a huge task. Let us lead you to the loan program that's right for you. We have a team of mortgage experts to walk you through this important financial decision. For assistance in locating the right loan program for you
Streamline Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Arama Real Estate Services (ARES) is a Licensed Real Estate Company that provides Residential & Commercial real estate services for all your sale, purchase, lease, investment and Property Management needs within the Southern California market and beyond. In addition, we offer supplemental services of business opportunities for investors.
