In 2025, the USDA loan limit for the city of Winters, located in the county of Yolo, CA, is set at $540,000. Meanwhile, the FHA loan limit for a single-family residence is $763,600.
To effectively compare the best current USDA and FHA rates and understand the qualifications needed—such as income, credit score, reserves, and necessary documentation—use the Lendersa® USDA loan calculator. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, guiding you to decide which program may be best suited to your financial needs in Alabama.
Overview of 2025 Loan Limits and Downpayment Requirements in Winters, Yolo, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA Loan Alternatives in Winters, CA
Lendersa® strives to help you secure the ideal USDA or FHA loan swiftly and effortlessly. Start with any of the three options that lead to tailored lender matches and suitable USDA loan programs.
USDA home loans, endorsed by the U.S. Department of Agriculture, are meant for rural areas and are also referred to as USDA rural development loans or USDA mortgages. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment at all.
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107 South Fair Oaks Avenue, Suite 225, Pasadena, CA, 91105
Cinch Real Estate + Mortgage is a full-service brokerage that helps homebuyers, homeowners, and investors stay ahead of the curve to maximize their investment potential. Whether you're a first time home buyer or have been through this before - our job is to streamline the real estate and mortgage process in order to make your dreams come true.
1492 W. Colorado Blvd, Suite 270, Pasadena, CA, 91105
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Pasadena Federal Credit Union was founded in 1935 by a small group of City of Pasadena employees who wanted a safe, fair place to save and borrow money. Our first "office" was a window in the City Treasurer's office. Although we moved from the tower of Pasadena City Hall in 1980, we remain committed to being the locally-focused financial institutio
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309 South Berendo Street, Apartment 1, Los Angeles, CA, 90020
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