USDA and FHA Pro and Con in Winters, Yolo County, CA
In 2026, the USDA loan limit for the city of Winters, located in the county of Yolo, CA, is set at $540,000. Meanwhile, the FHA loan limit for a single-family residence is $763,600.
To effectively compare the best current USDA and FHA rates and understand the qualifications needed—such as income, credit score, reserves, and necessary documentation—use the Lendersa® USDA loan calculator. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, guiding you to decide which program may be best suited to your financial needs in Alabama.
Overview of 2026 Loan Limits and Downpayment Requirements in Winters, Yolo, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA Loan Alternatives in Winters, CA
Lendersa® strives to help you secure the ideal USDA or FHA loan swiftly and effortlessly. Start with any of the three options that lead to tailored lender matches and suitable USDA loan programs.
USDA home loans, endorsed by the U.S. Department of Agriculture, are meant for rural areas and are also referred to as USDA rural development loans or USDA mortgages. In contrast to FHA loans, which necessitate at least a 3.5% down payment, USDA loans require no down payment at all.
4525 S Wasatch Blvd, Suite 125, Salt Lake City, UT, 84124
Snap Lending is committed to helping you find the right mortgage based upon your specific needs. We understand that every borrower is different. As an independent brokerage, we offer a variety of products including several 100% mortgage options to meet each client's needs. We work hard for you.
Over the past 34 years the employees of Brighton Bank have worked hard providing the highest level of service to its customers. As a community bank with our foundation established in the neighborhoods we serve, we feel it is important to understand the needs of our customers. We strive to provide sound financial products
At Intercap Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
Fink & McGregor is a Utah based mortgage company serving the state of Utah. We offer a wide variety of mortgage services, including VA Loans, FHA Loans, Refinancing and more. We are financial experts that work hard to find the best solution for you!variety of mortgage services, including VA Loans, FHA Loan.
6268 S 900 E, Suite 250, Salt Lake City, UT, 84121
Nick Lovato is a seasoned top producing Loan Officer who cares about educating clients on the latest most innovative options in the market place. After working with Nick, his clients have a true understanding of what their options are and a positive outlook on which mortgage they choose.
6629 S. 1300 E, Suite 4, Salt Lake City, UT, 84121
Avenu, Inc. is a new equity venture from two organizations with a long history of innovation and success in the mortgage domain: LeadPoint, Inc. is the world’s largest online mortgage lead exchange. Avenu is transforming the monetization model for real estate agents — while empowering home buyers to transact with greater ease and control.
When you partner with Ascension Mortgage Brokers, you’re making a choice to work with the best in the business; true professionals with the experience, skill set, attitude and determination to provide you with a fast, air-tight, comprehensive, no-nonsense streamlined process that not only achieves your financial objectives.
7135 South Highland Drive, Suite 202, Salt Lake City, UT, 84121
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
6375 South Highland Drive, Salt Lake City, UT, 84121
Arch Lending a DBA of Stonebrook Lending is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.
