In 2025, for Napa, located within Napa county, CA, the USDA loan limit is $717,600, while the FHA loan threshold for a single-family home is $1,017,750.
Leverage the Lendersa® USDA loan calculator to compare top USDA vs FHA rates today. Assess required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side-by-side, aiding your decision on the optimal program for your financial scenario in .
Loan Limits and Downpayment Requirements for 2025 in Napa, Napa, CA
Loan Type
Loan Limit
Down Payment
USDA
$717,600
0%
FHA
$1,017,750
3.5%
Conventional Conforming
$1,017,750
3%
Options for USDA and FHA Loans in Napa, CA
Lendersa® is dedicated to providing the best USDA or FHA loan promptly and conveniently. Select one of three starting points to connect with matching lenders and explore USDA loan opportunities.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is only available in rural communities. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require zero down payment.
8050 Florence Avenue, Suite 203, Downey, CA, 90240
Dynamic Home Loans, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
At New Aim Funding. We are a full service mortgage company based in Downey, California. We specialize in FHA Loans, VA Mortgages, Jumbo, Commercial and Conventional Loans in Downey, California. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in any of these zip codes: 90240, 90280, 90255,
"Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you with the best terms at the lowest possible cost.
Justin Brown started his mortgage career in 1999, working as a loan processor, underwriter, and operations manager. This back end experience gave him an extensive edge"
At PC Mortgage, we provide you with quality service and powerful technology ... Jaime Genie Founder of PC Mortgage PC Mortgage breaks down the loan process for new buyers using plain English and easy calculators. We’re a team of real people, not just an online tool. That means we can help regardless of your financial situation.
CrestWood Communities isn't just a family-owned company; it's a company that feels a lot like family. CrestWood owes its success to a team of talented and caring individuals experienced in every aspect of homebuilding, including several who have been with the company for 40 years
Our mortgage experts treat you with the respect as a valued customer and give you the personal attention you deserve. We know you are making a commitment in buying a new home, refinancing, or tapping into your equity. So we make the following commitment to you: we can help you qualify, apply and be approved for the ideal mortgage for you.
10834 Whittier Boulevard, Suite 103, Whittier, CA, 90606
Mike Medina Real Estate and Mortgage Broker. 15 years experience with 450+ homes sold.Providing service in residential, commercial, investment & development properties.Real Estate Broker with CA Properties and Realty. Mortgage Broker with Brookdale Home Loans.We streamline the process of closing a loan, with most loans funding in under 21 days.
Alternative Capital Lending (“ACL”) is a financial and professional firm specializing in commercial real estate lending services. With over 75 years of combined real estate experience, ACL is an expert when it comes to advising and structuring commercial real estate loans. We understand the changing market place
