USDA Vs. FHA Pro and Con comparison in Napa, Napa County, CA
In 2025, for Napa, located within Napa county, CA, the USDA loan limit is $717,600, while the FHA loan threshold for a single-family home is $1,017,750.
Leverage the Lendersa® USDA loan calculator to compare top USDA vs FHA rates today. Assess required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side-by-side, aiding your decision on the optimal program for your financial scenario in .
Loan Limits and Downpayment Requirements for 2025 in Napa, Napa, CA
Loan Type
Loan Limit
Down Payment
USDA
$717,600
0%
FHA
$1,017,750
3.5%
Conventional Conforming
$1,017,750
3%
Options for USDA and FHA Loans in Napa, CA
Lendersa® is dedicated to providing the best USDA or FHA loan promptly and conveniently. Select one of three starting points to connect with matching lenders and explore USDA loan opportunities.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is only available in rural communities. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require zero down payment.
The Texas Loan Company is a client-focused mortgage brokerage firm that specializes in providing our clients the best product with the best rate while providing the best service. Give us a call we will fund your home dreams and also Conventional mortgages are ideal for buyers with good credit and money to put down.
Accentra Credit Union, formerly Hormel Employees Credit Union, has been serving our members since 1930. Our commitment today is as firm as it was in 1930 - to provide our member-owners a secure place to save and a trusted place from which to borrow. Since our formation, Accentra Credit Union has grown to almost 15, 000 member.
Austin City Employees Credit Union is a member owned and controlled financial organization dedicated to serve the financial needs of our members by promoting savings and providing low interest loans and other financial services economically feasible and also We offer competitive rates and flexible terms
The Mower County Employees Credit Union was chartered in 1961 to benefit the employees of Mower County. When you become a member, you become an owner! As a cooperative, owned entirely by our members, earnings are returned to you in the form of better rates, fewer fees and exceptional service! We're an exclusive benefit for all Mower County.
We strive to be recognized as the financial institution of choice in all of the communities we serve.We continue to be a premier community bank focusing on agricultural & small business lending. We maintain a strong, positive, team-oriented work environment and are recognized as a great place to work. We strive to exceed our customers’ expectations
Iowa Trust and Savings Bank is proud to be your locally owned community bank. We are deeply rooted in Appanoose County and the surrounding areas. Iowa Trust and Savings Bank originated from the charter of two banks on July 13, 1896. The bank is still owned by the same family and opened in our current Centerville location on June 30, 1965.
First State Bank of Wyoming is a family owned community bank that has proudly served Wyoming, Minnesota and the surrounding community since 1914. We pride ourselves on providing excellent customer service and commitment to relationships, as well as providing a wide array of financial services tailored to best fit your banking needs.
We have serviced clients since 1904. Our success and growth over the years has come thanks to our unwavering commitment to the communities we serve, to our clients, and to our shareholders and staff. Over the years we have developed a reputation for service and product innovation that sets us apart from other banks
