USDA Loan Vs. FHA loan pro & con for French-Valley, Riverside County, CA

In 2025, USDA loan limit in French-Valley, county of Riverside, CA is $381,800 while FHA limit is $477,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in French-Valley, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(301) 613-1437 2246 miles Lender's profile and map Reviews Pathlight Home Mortgage Solutions 10409 Brunswick Avenue, Silver Spring, MD, 20902 Pathlight Home Mortgage Solutions as a full service broker in Maryland, the District of Columbia, and Virginia, I partner with some of the best lenders to deliver residential and commercial mortgages for purchases and refinances quickly with low interest rates and low closing costs.
(202) 974-3453 2246 miles Lender's profile and map Reviews PAHO/WHO FEDERAL CREDIT UNION 506 23rd Street NW, Washington, DC, 20037 Pan American Health Organization (PAHO) and the World Health Organization (WHO) have put their trust in us. It’s an alliance we do not take lightly. It’s why we call ourselves PAHO/WHO FCU. It is our honor to ensure the people who put in the long hours and devote years of their lives to humanity are given the financial tools they need to succeed
(800) 955-9622 2246 miles Lender's profile and map Reviews National Cooperative Bank 2011 Crystal Drive, Suite 800, Arlington, VA, 22202 National Cooperative Bank is the only Bank in the United States dedicated to delivering nationwide Banking products and solutions to cooperatives and other member-owned organizations. Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, small business and housing solutions to the nation’s communities
(717) 637-4699 2246 miles Lender's profile and map Reviews Allcredit Home Loans, Inc 228 Baltimore Street, Hanover, PA, 17331 We offer many low & NO down payment financing options.And in many cases the seller can pay part or all of your closing costs so you can purchase a home with not a lot of money.All Credit Home Loans Inc is located in Hanover, PA, USA & is part of the Activities Related to Credit Intermediation Industry. All Credit Home Loans Inc has 2 total employee
(717) 630-9300 2246 miles Lender's profile and map Reviews Affordable Home Mortgage, Inc. 300 Baltimore Street, Hanover, PA, 17331 Affordable Home Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(202) 775-6135 2246 miles Lender's profile and map Reviews OAS FCU 1145 17th Street NW, Washington, DC, 20036 OAS FCU was born as a joint effort by people from all over the Americas with unique needs that banks were unable to meet. Since then, we have extended our services to various organizations whose members encounter similar challenges We started in 1962 serving the employees of the Organization of American States.
(410) 762-0191 2246 miles Lender's profile and map Reviews Advantage Star Mortgage Corp 14861 Meriwether Dr, Glenelg, MD, 21737 Advantage Star Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. and We offer a wide range of loan programs including: 30yr mortgage Conventional, Jumbo, VA and more
(877) 784-5551 2246 miles Lender's profile and map Reviews DC Credit Union 3059 Mount Pleasant Street NW, Washington, DC, 20009 DC Credit Union We're a community development financial institution, serving over 10, 000 member-owners' with affordable financial transactions and education. We have three branches: the Reeves Center, the Municipal branch, and the ACCESO branch. Check out our website for more details on locations, hours, and services
(202) 243-7100 2246 miles Lender's profile and map Reviews City First Bank of D.C., National Association 1432 U Street NW, Washington, DC, 20009 We are proud of our expanded 75 year history with the merger with Broadway Federal Bank. Our founders in Los Angeles and Washington, DC were local leaders who saw a need in the community for a bank that addressed the lack of access to capital for historically excluded and disinvested urban majority minority communities.
(800) 984-0993 2246 miles Lender's profile and map Reviews Rockingham Equity, PMA 1775 I Street NW, Washington, DC, 20006 We specialize in helping homeowners protect themselves from foreclosures. We are the experts you need, no matter if you have a conventional mortgage with a bank, a hard money loan, a government backed loan, a problem with an HOA, your land patent is being challenged, or anything in between.
(202) 872-0737 2246 miles Lender's profile and map Reviews Columbia National Real Estate 1667 K Street NW, Suite 510, Washington, DC, 20006 ColumbiaNational provides its clients with unparalleled analytical and advisory services. We never endorse or facilitate a transaction without conducting a comprehensive analysis of its viability. Once a project’s potential is established, our expert financial advisors design a capital structure to help our clients.