For 2025, the USDA loan limit in French-Valley within Riverside county, CA is specified to be $381,800, while the limit for FHA loans is set at $477,250 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, and to determine the qualifications needed, including income, credit, reserves, and required documents. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting you in deciding which plan is optimal for your particular financial goals in
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| Loan Type | Loan Cap | Down Payment Required | |
| USDA | $381,800 | 0% | |
| FHA | $477,250 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to provide you with the best possible USDA or FHA loan solutions quickly, without the usual stress and complexity. Begin with one of our three easy steps to engage with lenders and explore USDA loan offerings.
A USDA home loan is guaranteed by the United States Department of Agriculture and is also known as a USDA rural development loan or mortgage. This loan is specifically available for rural areas and does not require a down payment, unlike FHA loans which require a 3.5% minimum down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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