USDA Loan Vs. FHA loan pro & con for French-Valley, Riverside County, CA

In 2025, USDA loan limit in French-Valley, county of Riverside, CA is $381,800 while FHA limit is $477,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in French-Valley, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(716) 685-9696 2166 miles Lender's profile and map Reviews R & R FUNDING, INC. 10 Sussex Ln, Lancaster, NY, 14086 The resourceful and skilled team at R & R Funding, Inc. is eager to help you reach your dreams. If you need an experienced Lancaster, NY Mortgage team focused on precision, give us a call. Ron Fronckowiak's service is unparalled and I am typically available 24/7/365. My dedication to being a top mortgage professional began in 2002.
(919) 477-0696 2166 miles Lender's profile and map Reviews Vision Financial FCU 214 Pacific Avenue, Durham, NC, 27704 Vision Financial FCU is member-owned, member-driven. We are owned by our members and, since we opened our doors in 1960, our members have always been the foundation and strength of our Credit Union. We currently serve the employees and family members of over 100 companies and almost 10, 000 established members.
610-8808263 2166 miles Lender's profile and map Reviews Wilson Mortgage Services PO Box 332, Cornwall, PA, 34135 Wilson Mortgage Services Inc is committed to providing personalized origination service for your mortgage financing needs. We've been in business since 1997 and have established business relationships with numerous lenders in an effort to help borrowers. Eileen Wilson, the owner, personally handles your file from start to finis
239-948-9400 2166 miles Lender's profile and map Reviews Park Shore Mortgage Corp 8891 Brighton Lane Suite 102, Bonita Springs, FL, 34135 Park Shore Mortgage Corp has specialized in all types of residential financing to help people fund their place in paradise. Located just minutes from the Gulf of Mexico along Florida’s southwest coast, Park Shore Mortgage Corp takes the philosophy of the idyllic lifestyle to heart.
(239) 980-7588 2166 miles Lender's profile and map Reviews Buckeye Lending Solutions, Inc 9990 Coconut Rd #257, Bonita Springs, FL, 34135 "Buckeye Lending Solutions values partnerships with reliable professionals in the real estate, financial and home services industries. If you are in need of a reference, please call us! Buckeye Lending Solutions is committed to providing your clients with: Answers to their questions Responsive proactive communication"
(239) 676-5191 2166 miles Lender's profile and map Reviews Althas Mortgage 9142 Bonita Beach Rd, Bonita Springs, FL, 34135 Althas Mortgage is a Commercial and Residential Licensed Florida Mortgage Broker Company servicing clients across Florida with their Real Estate Financing needs. At Althas we broker hundreds of mortgage loan financing options from FHA, VA, USDA and Conventional to Jumbos, Non Conventional, No Income Verification, Stated Loans, ITIN loans.
(910) 323-9188 2166 miles Lender's profile and map Reviews Cape Fear Farm Credit 333 E Russell Street, Fayetteville, NC, 28304 Cape Fear Farm Credit provides loans to more than 2,500 farmers and rural North Carolina residents. We're a cooperative, which means we’re in business to benefit our customer-owners. We have 10 branch offices in our 12-county territory, and our members vote for directors directly from our membership.
(910) 222-1500 2166 miles Lender's profile and map Reviews Bragg Mutual Federal Credit Union 2917 Village Drive, Fayetteville, NC, 28304 We opened in 1952 as Bragg Civilian Federal Credit Union. Over the years we changed to Bragg Mutual Federal Credit Union. We are a Credit Union Service Center open to other Service Center members as well. A full service credit union open to all who live, work, or worship in Cumberland County, NC.
(239) 262-9900 2167 miles Lender's profile and map Reviews Naples Mortgage Company LLC 4851 Tamiami Trail North, Suite 200, Naples, FL, 34103 (239) 237-0789 Naples Mortgage Company is a small, local company focused on providing customers in Southwest FL with the ultimate in service as well as outstanding rates. At Naples Mortgage Company, the customer always comes first. Our goal is not only to provide our customers with the ultimate in customer service, but outstanding pricing as well.
(239) 263-9921 2167 miles Lender's profile and map Reviews Gulf Coast Mortgage of Naples 2335 Tamiami Trl N, Naples, FL, 34103 At Gulf Coast Mortgage of Naples, Inc. our customers & partners are the most important part of our business. What this means to you is that you have found a mortgage company who truly cares about you & what you really want. It is our mission to make you happy from start to finish.
(239) 949-6424 2167 miles Lender's profile and map Reviews First Florida Home Mortgage 2500 Tamiami Trail N Suite 212, Naples, FL, 34103 "The First Florida Home Mortgage, Inc Team is your premier mortgage team located in Naples, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of Florida.