USDA Vs. FHA your options comparison in French-Valley, Riverside County, CA
For 2025, the USDA loan limit in French-Valley within Riverside county, CA is specified to be $381,800, while the limit for FHA loans is set at $477,250 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, and to determine the qualifications needed, including income, credit, reserves, and required documents. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting you in deciding which plan is optimal for your particular financial goals in .
2025 Loan Caps and Down Payment Guidelines in French-Valley, Riverside, CA
Loan Type
Loan Cap
Down Payment Required
USDA
$381,800
0%
FHA
$477,250
3.5%
Conventional Conforming
$548,250
3%
A Closer Look at USDA and FHA Lending Opportunities in French-Valley, CA
The mission of Lendersa® is to provide you with the best possible USDA or FHA loan solutions quickly, without the usual stress and complexity. Begin with one of our three easy steps to engage with lenders and explore USDA loan offerings.
A USDA home loan is guaranteed by the United States Department of Agriculture and is also known as a USDA rural development loan or mortgage. This loan is specifically available for rural areas and does not require a down payment, unlike FHA loans which require a 3.5% minimum down payment.
Florida Home Funding, an Orlando Florida mortgage broker, we have the experience, financial strength, and personalized service you can count on. As a client of Florida Home Funding, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products.
First National Bank is a full service commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia. Member FDIC | Equal Housing Lender commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia.
McCoy Federal Credit Union is a full-service financial cooperative, assisting consumers and small business owners with achieving their financial goals since 1954. Unlike banks whose purpose is to create profit for stockholders, our focus is to serve our Members with all of their financial needs.
6925 Lake Ellenor Drive, Suite 109, Orlando, FL, 32809
At Countrywide Mortgage Lenders, LLC, where we specialize in residential mortgages. At Countrywide Mortgage Lenders, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
1015 State Road 436, Suite 24, Casselberry, FL, 32707
The experience learned closing over 1000 mortgage loans we represent your best interests and will custom tailor your loan to meet all your financial goals. We work on the wholesale side with access to all the rates and programs. We use a simple online paperless process and close quickly.
We are committed to quality customer service - putting the people we serve first. we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! Specializing in residential mortgage loans for purchases, refinances and equity lines/loans
Melanie Thompson is a mortgage broker with access to more than 40 lenders and dozens of loan programs to help you with your home purchase or refinance. Her expertise in understanding credit is second to none and she will work with you to legitimately obtain a higher credit score so your loan terms are the very best available.
Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
Local 606 Electrical Workers Federal Credit Union is a not-for-profit cooperative financial institution, owned by our members. Each member has one vote in elections, which are held annually in order to select members to serve on the Board of Directors. These volunteers represent various member companies, which in turn offer credit union benefits.
We essentially perform the same duties but offer different services. Those services occur before and after the transaction is completed. All Loan Officers can offer a client a 10, 15, 20, or 30 year mortgage at a competitive interest rate. They can make you promises about their advanced technology and services.
Florida Community Loan Fund serves the 3rd most populated state in the U.S. by providing flexible financing and staff expertise to help projects succeed and help organizations improve lives and low-income communities. Our Impact has provided $470 million in lending statewide, into projects totaling $1.2 billion in total construction project
