USDA Vs. FHA your options comparison in Delhi, Merced County, CA

In the year 2025, the USDA loan cap for a single-family residence in Delhi, located in Merced, CA, is set at $341,900. Meanwhile, the FHA loan limit is $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate the most competitive rates of today between USDA and FHA loans. It helps assess necessary income, credit, reserves, and documentation for eligibility. With this sophisticated mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA loans, making it easier to conclude the best program tailored for your financial needs in .

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Loan limits and down payment requirements in Delhi, Merced, CA for 2025

Loan Type Loan Limit Down Payment
USDA $341,900 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan opportunities in Delhi, CA

Lendersa® strives to swiftly secure the best possible USDA or FHA loans for you, minimizing hassles. Select from three start points that match lenders with USDA loan programs.

Lendersa USDA loan request and matching results

An Insight into USDA Loans in CA

The USDA home loan is a government-backed loan by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available solely within rural areas. Differently from FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Gen Funding
  • 1839 West Katella Avenue, Anaheim, CA, 92804
  • NEXTGEN TEAM REALTY, OR NEXTGEN, is a family owned and operated real estate brokerage founded in Orange County, California, that weaves in the time- tested Golden Rule of Customer Service with a modern touch of cyber deftness. While the new shift in real estate has taken on a digital aspect to keep up with social media trends
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  • 9852 Katella Ave, Suite 321, Anaheim, CA, 92804
  • We have been doing loans for over 20 years and love helping customers with their home loans. We have done everything from conventional, FHA, VA, IRRL, zero downs, Reverse, to even various types of commercial such as strip malls and apartment loans. Whatever your lending needs we have an expert to take great care of you.
  • Prima Funding Inc
  • 829 S Westvale Dr, Anaheim, CA, 92804
  • Prima Funding Inc has been a full service Brokerage that puts the needs of our clients first. We help first-time home buyers, homeowners, and investors stay ahead of the curve and maximize their investment potential. We specialize in the Southern California region of Orange County, Los Angeles and the Inland Empire
  • Lugo Bros RE & Mtg
  • 8932 Katella Avenue, Suite 104A, Anaheim, CA, 92804
  • Lugo Brothers Real Estate Group is committed to treating you like family. Our goal is to fulfill your real estate needs beyond your expectations, and we are confident in our ability to do so. Our job is not done when you are satisfied, our job is done when you are ecstatic. We look forward to working with you.
  • Golden Coast Mortgage
  • 1119 South Milliken Avenue, Ontario, CA, 91761
  • Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.
  • Capital United
  • 3200 East Guasti Road, Suite 100, Ontario, CA, 91761
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Firm Foundation Finances Inc
  • 4345 East Lowell Street, Suite N, Ontario, CA, 91761
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  • Apple Financial Network
  • 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761
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  • Blisss Life Enterprises
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  • CalShield Home Loans Inc
  • 3200 E Guasti Rd Ste 100, Ontario, CA, 91761
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  • Golden Empire Mortgage
  • 3281 Guasti Rd, Ontario, CA, 91761
  • Golden Empire Mortgage a group of highly motivated and dedicated professionals that proudly provides their valued clients with the absolute best in financial advice,Our office has built a business model surrounding the concept of lending better in a market that is in need of better lenders