USDA Loan Vs. FHA loan for Delhi, CA [Merced County ]

In 2025, USDA loan limit in Delhi, county of Merced, CA is $341,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Delhi, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(417) 679-3321 Lender's profile and map Reviews Century Bank of the Ozarks 42 Court Square, Gainesville, MO, 65655 Century Bank of the Ozarks is a family owned bank that had its beginning more than 100 years ago when it was founded in 1894. Our main bank office is located on the square in the town of Gainesville, nestled in the beautiful hills of the Ozarks in Southern Missouri. Our other offices are located in Theodosia, Bakersfield, Ava.
(318) 222-1979 Lender's profile and map Reviews Post Office Employees Federal Credit Union 2443 Texas Avenue, Shreveport, LA, 71103 Post Office Employees Federal Credit Union has been serving the financial needs of members in the Ark-La-Tex area since 1931. Our current membership stands at just over 4,000 active members with more than $36 million in assets. POE FCU to provide its membership with quality, convenient, and confidential financial services at competitive rates.
(573) 336-2666 Lender's profile and map Reviews Citizens Mortgage Company 496 Old Route 66, Saint Robert, MO, 65584 Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise
(318) 621-0605 Lender's profile and map Reviews Willis-Knighton Federal Credit Union 8400 Mansfield Road, Shreveport, LA, 71108 Willis-Knighton Federal Credit Union was founded to provide employees of Willis-Knighton Hospitals and related organizations with financial resources at favorable rates. Willis-Knighton Federal Credit Union has been to provide the employees of Willis-Knighton Hospitals and related organizations with the best possible financial services.
(318) 686-5438 Lender's profile and map Reviews Northwest Louisiana Federal Credit Union 7070 Jewella Avenue, Shreveport, LA, 71108 Northwest Louisiana Federal Credit Union was chartered in April of 1975. Our original name was OILS Federal Credit Union (Owens, Illinois, Libbey, Shreveport). November 1981, the name was changed to Libbey Glass Federal Credit Union for ease of recognition. In 2007, we changed our name to Northwest Louisiana Federal Credit Union.
(800) 433-0285 Lender's profile and map Reviews BankIowa PO Box 229, Independence, IL, 50644 At BankIowa, community banking is a commitment and a responsibility. We will deliver the highest quality banking experience for our customers while fulfilling their financial needs with a broad array of products and services. Employees, contributing to our customer's and the Bank's success, are our most important asset
(318) 687-8700 Lender's profile and map Reviews WESLA Federal Credit Union 2921 Williamson Way, Shreveport, LA, 71118 WESLA Federal Credit Union was founded in 1971 to serve the employees of Western Electric. When massive layoffs by Western Electric began in the 80's, WESLA began expanding its eligibility to include multiple Select Employee Groups. The Caddo Teachers Association Credit Union was among the eight (8) credit unions merged into WESLA.
(318) 687-3203 Lender's profile and map Reviews Progressive National Bank 3000 Bert Kouns, Shreveport, LA, 71118 Progressive National Bank of Desoto Parish is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
(318) 222-1145 Lender's profile and map Reviews Home Federal Bank (Louisiana) 624 Market Street, Shreveport, LA, 71101 Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, which provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The company’s deposit products include savings accounts, NOW accounts, money market accounts, and certificate accounts
(318) 212-0391 Lender's profile and map Reviews Louisiana Catholic FCU 814 Jordan Street, Shreveport, LA, 71101 Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups. From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being
(713) 946-6513 Lender's profile and map Reviews IBEW Local 66 Federal Credit Union 4345 Allen Genoa Road, Pasadena, TX, 77504 IBEW Local 66 Federal Credit Union has been open since 1971. The credit union has assets totaling $10.02 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.