USDA Loan Vs. FHA loan pro & con for Delhi, Merced County, CA

In 2025, USDA loan limit in Delhi, county of Merced, CA is $341,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Delhi, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(714) 519-2583 308 miles Lender's profile and map Reviews Trifecta RE 18575 Jamboree Rd, Irvine, CA, 92612 Trifecta RE We are experienced company with over 100 active loans and 3400 loans successfully closed. More than 80% of our clients are return customers or client referrals and We are not a slick, high profit machine. We are a family owned, family oriented business. We believe in working smart and working hard to achieve.
(800) 760-1833 308 miles Lender's profile and map Reviews LoanStream Mortgage 19000 MacArthur Blvd, Suite 200, Irvine, CA, 92612 We are here to serve our customers and deliver on our promises. Everything we do is focused on helping our real estate agents and customers get the financing they need in the time they need it. Our mission is to always deliver on our promises and be the innovator and leader in the mortgage industry.
(800) 760-1833 308 miles Lender's profile and map Reviews LoanStream Mortgage 19000 MacArthur Blvd, Suite 200, Irvine, CA, 92612 LoanStream Wholesale is a full-service Mortgage Banker, dedicated to serving the needs of Mortgage Brokers for all prime and non-prime lending needs. With great rates and fantastic service, we are focused on being the "one" lender and the last lender you will ever need. Over 30 years of mortgage banking experience
(203) 257-5805 308 miles Lender's profile and map Reviews Luxury Mortgage Corp. 18100 Von Karman Avenue, Suite 330, Irvine, CA, 92612 "Luxury Mortgage Corp® offers a wide array of adjustable and fixed rate mortgage products for loans on residential properties. As a mortgage lender, we have the ability to set customized pricing based on mortgage programs structured to suit individual needs. We have the power to lock in rate, approve, underwrite and close loans. "
(949) 338-1085 308 miles Lender's profile and map Reviews 365 Home Lending 18818 Teller Ave, #145, Irvine, CA, 92612 365 Home Lending is a mortgage lending brokerage located in Southern California that focuses on residential purchase and refinance transactions. We are licensed with over a dozen major lenders which gives us the ability to shop the best rates and terms for our clients and in most cases offer top tier pricing.
(949) 650-0770 308 miles Lender's profile and map Reviews Back Bay Funding 19782 MacArthur Blvd, Suite 250, Irvine, CA, 92612 Back Bay Funding offers singular products from more than 40 wholesale and commercial lenders. As a broker/banker, we pride ourselves on providing funding solutions that are rarely available elsewhere. This allows us to serve a wide array of clients with dynamic financial situations
(949) 312-6539 308 miles Lender's profile and map Reviews Easy Street Capital 3333 Michelson Dr, Suite 300, Irvine, CA, 92612 Easy Street Capital is a relationship lender with loan programs for every borrower. Regardless of experience or credit, we can finance your next investment. Easy Street Capital has the solution, whether you are buying a property to fix up, building new construction, or generating cash flow from rental units. As a fully discretionary lender, we hav
(833) 393-0547 308 miles Lender's profile and map Reviews NextU Lending 19000 MacArthur Blvd., 7th Floor, Irvine, CA, 92612 NextUs Lending. The information in this document is intended for use by licensed mortgage bankers, brokers, and mortgage loans officers, and may not to be viewed, used, or relied upon by consumers. The information disclosed in this document is subject to change without notice. Not available in all states.
949 261 2775 308 miles Lender's profile and map Reviews EquityFund Financial, Inc. 2081 Business Center Drive #136, Irvine, CA, 92612 The team at EquityFund Financial has over 45 years of combined experience in real estate lending, finance, asset management, acquisition, and financial services. We have funded over $1 billion in real estate and investment transactions. Our broad base of skills and hands-on approach enable EquityFund Financial to recognize and offer well-underwritt
714 686 5912 308 miles Lender's profile and map Reviews Center Street Lending 18301 VON KARMAN STE 330, Irvine, CA, 92612 Center Street Lending is Private money residential lender that provides business-purpose loans for single-family and multi-family investments. and also Our management team has been involved in the financing of real estate since 1992 and has financed billions of dollars of residential real estate.
(844) 660-5626 309 miles Lender's profile and map Reviews Home Loan Enterprise 5151 California Ave, Suite 100, Irvine, CA, 92617 Home Loan Enterprise is a mortgage lending company that helps everyone get competitive mortgage rates and fees. Using the best technology tools enables clients to get through the home buying and refinance process as easy as possible. We believe everyone can minimize the cost of their mortgage.