USDA Vs. FHA Pro and Con comparison in Turlock, Stanislaus County, CA

In 2025, USDA loan limit in Turlock, county of Stanislaus, CA is $412,000 while FHA limit is $517,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Turlock, county of Stanislaus, CA

Loan Type Loan Limit Down payment
USDA $412,000 0%
FHA $517,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Turlock, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lakeside Mortgage
  • 3025 N. Western Avenue, Suite 102, Chicago, IL, 60618
  • At Lakeside Our Vision is… To be known as the most Professional and Ethical mortgage company in the Chicago land area. We have but One Mission… We choose to focus on our customers and their needs – One Relationship at a Time. It has made us who we are today and will carry us securely into the future.
  • Continuum Capital Funding
  • 4044 North Lincoln Ave, Suite 406, Chicago, IL, 60618
  • Continuum Capital Funding (CCF) is a direct lender, providing loans to professional re-developers of rental residential and mixed-use properties throughout Chicagoland. Since 2007 we have helped our clients acquire, renovate and stabilize investment properties CCF customers are typically experienced real estate investors.
  • First Financial Credit Union
  • 2942 W Peterson Avenue, Chicago, IL, 60659
  • First Financial Credit Union is a non-profit financial institution owned and operated by its members, dedicated to providing superior financial value with unsurpassed service while maintaining our tradition of stability, trust and security.Credit Union is a non-profit financial institution owned and operated by its members,
  • Corby Mortgage Services Inc
  • 2409 W 104th St, Suite A, Chicago, IL, 60655
  • Corby Mortgage Services, Inc. is a privately owned mortgage company head quartered in Chicago, Illinois with additional office locations in Milwaukee, Wisconsin with approximately $200 million in annual loan volume. Corby Mortgage Services, Inc. provides residential loans directly to customers through a network of referrals from real estate.
  • Citizens National Bank of Albion
  • 10 West Elm Street, Albion, IL, 62806
  • Citizens National Bank of Albion is one of the leading privately-held financial institutions in Southern Illinois and this area's most trusted lender. We offer personalized customer care and the newest in banking technologies. Headquartered in Albion, Illinois and operating banking centers in Olney, Bridgeport, Lawrenceville, Crossville.
  • Devon Bank
  • 6445 North Western Ave, Chicago, IL, 60645
  • full service community bank offering business and personal banking, commercial, real estate and mortgage loans, trust and international services. We also offer a broad range of electronic banking services from online banking and bill pay to ATM/Debit Cards and Mobile Banking. In addition to a high level of professional service.
  • Denmark State Bank
  • 103 Main Street, Denmark, WI, 54208
  • Denmark State Bank has seven full-service banking offices serving primarily Brown, Kewaunee, Manitowoc, Outagamie, Shawano, Sheboygan counties. We are known for our high quality, personal service to customers and our commitment to the communities in which we serve We are dedicated to offering innovative products and providing the most recent techno
  • Evergreen Park Schools Federal Credit Union
  • 9901 S Kedzie Avenue, Evergreen Park, IL, 60805
  • On October 15, 1957 Marshall Batho, Superintendent of Evergreen Park High School, notified the faculty that there would be a meeting to consider forming a credit union. About 21 faculty members from the high school & District 124 met with a representative from the Illinois Credit Union League & Evergreen Park Schools Federal Credit Union was born.
  • Gulf Mortgage Group, LLC
  • 38034 Post Office Road, Suite A, Prairieville, LA, 70769
  • Gulf Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you