USDA Vs. FHA Pro and Con comparison in Hoopa, Humboldt County, CA
In 2025, within Hoopa, Humboldt, CA, the USDA loan limit is $400,000, whereas for FHA, the limit is $472,030 for a single-family home.
Utilize Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Determine the necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program in that best matches your financial needs.
2025 Loan Limits and Downpayment Requirements in Hoopa, Humboldt, CA
Loan Type
Loan Limit
Down Payment
USDA
$400,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Alternatives in Hoopa, CA
The goal of Lendersa® is to swiftly connect you with optimal USDA or FHA loans without hassle. Choose from three initial strategies to align with suitable lenders and USDA loan options.
A USDA home loan, endorsed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require none, presenting a zero-down-payment solution.
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