In the year 2025, the USDA loan limit set for Eureka in the county of Humboldt, CA, is $400,000. However, the FHA limit designated for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates and qualifications criteria, including income, credit scores, and necessary reserves, as well as required documents. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side to choose the most suitable program for your financial circumstances, especially in
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| Loan Type | Loan Limit | Down payment |
| USDA | $400,000 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to facilitate quick and easy access to the most advantageous USDA or FHA financing options for you. Choose among three pathways that will connect you with lenders and USDA loan arrangements.
A USDA home loan, backed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural locales. In contrast to FHA loans necessitating a minimum 3.5% down payment, the USDA mortgage allows for zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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