USDA and FHA Pro and Con in Eureka, Humboldt County, CA
In the year 2026, the USDA loan limit set for Eureka in the county of Humboldt, CA, is $400,000. However, the FHA limit designated for a single-family residence is $472,030.
Employ the Lendersa® USDA loan calculator to contrast today's best USDA and FHA rates and qualifications criteria, including income, credit scores, and necessary reserves, as well as required documents. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side to choose the most suitable program for your financial circumstances, especially in .
2026 Loan Limits and Down Payment Requirements in Eureka, Humboldt, CA
Loan Type
Loan Limit
Down payment
USDA
$400,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Eureka, CA
The aim of Lendersa® is to facilitate quick and easy access to the most advantageous USDA or FHA financing options for you. Choose among three pathways that will connect you with lenders and USDA loan arrangements.
A USDA home loan, backed by the government via the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively offered in rural locales. In contrast to FHA loans necessitating a minimum 3.5% down payment, the USDA mortgage allows for zero down payment.
eLEND® is a National mortgage lender that utilizes technology in ways that simplifies the home loan process. From e-signatures for your disclosures to online status updates of your loan, eLEND® will change the way you think of the cumbersome mortgage process. eLEND® believes in speed and transparency as the way to ultimate customer satisfaction.
H&R Funding, LLC has a history of providing consistent and dependable service. We are pleased to offer customized, trusted solutions to meet your home buying needs, no matter what the existing market conditions. Our qualified, experienced Mortgage Loan Originators are specially trained professionals who will use their experience
ABNB Federal Credit Union celebrating over 62 years of serving members. As a member owned financial institution, we’ve grown to over 78, 000 members, have over $780 million in assets, and are a regional financial institution serving members in Greater Hampton Roads and Northeastern North Carolina through the Outer Banks.
1512 Technology Drive, Suite 103, Chesapeake, VA, 23320
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.
2147 Old Greenbrier Rd, Suite A, Chesapeake, VA, 23320
Atlantic Financial Services is a family-owned company that has provided traditional installment lending for more than 20 years. Burnie Staples is the founder and President of Atlantic Financial Services. We are committed to valuing and enriching our customers and employees and being a leader in innovation and technology.
In 1941, Millville Savings and Loan Association was formed when five building and loan associations were merged with assets totaling $387,174. The following are the five building and loan associations that merged: Columbia Perpetual Building and Loan, Hope Building and Loan, Institute Building and Loan, Protected Building and Loan, and Security Per
We are a Federal Credit Union Chartered on May 1, 1951 and since that time have been located on the premises of our original sponsor company, Airwork Corporation. Through the years, Airwork was purchased by several different companies until it was acquired by Dallas Airmotive. The credit union has assets totaling $31.66 Million.
1612 Centerville Turnpike, Suite 307, Virginia Beach, VA, 23464
CMS Mortgage Solutions has expanded and are financing homes in District of Columbia, Maryland, Florida, Pennsylvania, North Carolina, and Virginia. Thriving on current market knowledge, we pride ourselves in offering loan programs to benefit every consumer. CMS Mortgage Solutions was founded by Corrina Carter in 2004
Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.
On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY
