USDA Loan Vs. FHA loan for Eureka, CA [Humboldt County Rates 2023]

In 2025, USDA loan limit in Eureka, county of Humboldt, CA is $400,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Eureka, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(607) 561-7328 2488 miles Lender's profile and map Reviews Sidney Federal Credit Union 42 Union Street, Sidney, NY, 13838 Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
(800) 593-2274 2488 miles Lender's profile and map Reviews Achieva Credit Union PO Box 1500, Dunedin, FL, 34697 Our mission at Achieva Credit Union is to provide financial solutions that help members simplify their lives and achieve their goals. Established along Florida’s Suncoast in 1937, Achieva Credit Union provides GOOD banking experiences to people from all walks of life. Unlike a bank, we are not-for-profit,
(727) 278-5465 2488 miles Lender's profile and map Reviews Money Street Mortgage, LLC 31119 US HIghway 19 N, Palm Harbor, FL, 34684 Our focus is on you, the customer. Whether you are thinking about buying a new home or refinancing your existing home, we have the experienced and hardworking home loan experts that you need on your side. Our staff knows that our work ethic and knowledge about the entire home buying process sets us apart as the premier mortgage broker.
727-754-4451 2488 miles Lender's profile and map Reviews Patriot Lending Services, Inc. 36470 US Highway 19, Palm Harbor, FL, 34684 Patriot Lending has been in business since 1994, helping clients with all of their financing needs. Patriot Lending has branch locations in Pittsburgh, Pennsylvania and Spring Hill, Florida. Our loan officers and support staff are dedicated to providing the highest quality customer service, & building relationships with our investors and clients.
(888) 222-6960 2488 miles Lender's profile and map Reviews Open House Lending Corporation 7939 Honeygo Boulevard, Suite 203, Baltimore, MD, 21236 Open House Lending Corporation is a full-service mortgage company that goes the extra mile and produce's results. Our team has helped hundreds buy and refinance their homes decade after decade. Families have trusted our experienced team to handle not only their mortgage's but their family and friends too.
(410) 327-5220 2489 miles Lender's profile and map Reviews Homewood Federal Savings Bank 3228-30 Eastern Ave, Baltimore, MD, 21224 Homewood Federal Savings Bank is your neighborhood bank of choice in Southeast Baltimore and in the greater metropolitan area. In business since the early 1900’s, we pride ourselves on providing exceptional customer service with a smile. Whether you are a Highlandtown neighbor or a resident of Canton, Fells Point or Harbor East.
(410) 327-9841 2489 miles Lender's profile and map Reviews Self Reliance Baltimore Federal Credit Union 2345 Eastern Avenue, Baltimore, MD, 21224 Self Reliance Baltimore Federal Credit Union was chartered on September 12, 1955 by dedicated volunteers who arrived in the United States after World War II. These immigrants integrated into established Ukrainian communities & in the early 1950’s founded the Self Reliance Association & started forming credit unions for people of Ukrainian descent.
(410) 750-0020 2489 miles Lender's profile and map Reviews Howard Bank 3301 Boston Street, Baltimore, MD, 21224 At Howard Bank, business is always personal. It’s the difference between a good Banker and an exceptional one. We believe that outstanding service doesn’t come from a set of guidelines. It comes from understanding the connection you have with the people you serve. This is about building dreams and legacies.
(888) 594-0489 2489 miles Lender's profile and map Reviews Preferred Home Loans 514 Oldham Street, Baltimore, MD, 21224 Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Home Loans, we offer a variety of loan options that can help you achieve home ownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan.
(443) 885-0060 2489 miles Lender's profile and map Reviews Secured Funding Corporation 3500 Boston St, Suite 234, Baltimore, MD, 21224 Secured Funding Corporation is a full-service mortgage brokerage firm specializing in FHA, Conventional, VA, and 203k residential loans. Our team of originators have years of valuable experience in the home loan industry and have built a reputation of excellent customer service that is exemplified by the number
(877) 773-6605 2489 miles Lender's profile and map Reviews Ephrata National Bank 31 E. Main St, Ephrata, PA, 17522 Ephrata National Bank has remained an independent community Bank of undisputed integrity, serving the communities in which we do business. We offer state-of-the-art financial products and services of high quality and value at an affordable price while providing unsurpassed personal service.